Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Firefighter Salary in Charlotte, NC

Firefighters in the Charlotte-Concord-Gastonia, NC-SC metro area earn a median $38,700 a year — 35% less than the national median. After 2026 taxes, that is $32,240 take-home, or $2,687 a month.

Median salary
$38,700
$18.61 per hour
Typical range
$30,410 – $79,960
10th to 90th percentile
Jobs in Charlotte, NC
4,700
1.55× national concentration
▲3.1%
Pay trend: The median for firefighters in Charlotte, NC rose from $37,530 (May 2024) to $38,700 (May 2025). That beat inflation (2.4%), a real raise of about 0.7%.

Take-home pay calculator

Pre-filled with the median firefighter salary in Charlotte, NC. Enter your own offer to see your paycheck.

Firefighter in Charlotte, NC
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$32,240
per year · effective tax rate 16.7%
$2,687Monthly
$1,343Twice a month
$1,240Every 2 weeks
$15.50Hourly
  • Federal income tax$2,464
  • Social Security (6.2%)$2,399
  • Medicare (1.45%)$561
  • North Carolina income tax$1,035
  • Take-home pay$32,240

Marginal rate: 12% federal + 3.99% state

The Charlotte-Concord-Gastonia, NC-SC metro spans North Carolina, South Carolina. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Firefighter pay by experience in Charlotte, NC

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$30,410$14.62$25,910$2,159
25th percentile$34,900$16.78$29,338$2,445
Median (50th)$38,700$18.61$32,240$2,687
75th percentile$57,950$27.86$46,939$3,912
90th percentile (top earners)$79,960$38.44$62,400$5,200

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, North Carolina resident, 2026 tax rules.

What $38,700 buys in Charlotte, NC

Prices in Charlotte, NC are 2.7% lower than the U.S. average (housing costs are 2% below the national average). Adjusted for local prices, a median firefighter's $32,240 take-home pay has the buying power of $33,118 in a typical American city.

1-bedroom rent
$1,428
53% of monthly take-home
2-bedroom rent
$1,577
59% of monthly take-home
Left after 1-BR rent
$1,259
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Charlotte, NC has 1.6× the national concentration of firefighter jobs — a strong local market for this occupation.

Best-paying cities for firefighters, adjusted for cost of living

Charlotte, NC ranks #33 of 34 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Seattle, WA $101,090$79,947$71,938
2San Francisco, CA $113,700$80,995$70,057
3New York, NY $106,420$78,458$69,701
4Sacramento, CA $94,080$69,272$64,941
5Denver, CO $87,980$67,561$63,868
6Los Angeles, CA $98,050$71,644$63,086
7Chicago, IL $82,820$63,139$60,948
8Philadelphia, PA $78,050$61,342$59,814
33Charlotte, NC$38,700$32,240$33,118

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 34 metros →

About the job: firefighters

Control and extinguish fires or respond to emergency situations where life, property, or the environment is at risk. Duties may include fire prevention, emergency medical service, hazardous material response, search and rescue, and disaster assistance.

Typical education
Postsecondary nondegree award
Work experience
None required
On-the-job training
Long-term on-the-job training
Job outlook, 2025–35
+3.7% (about average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Firefighter salaries elsewhere in North Carolina

Frequently asked questions

How much does a firefighter make in Charlotte, NC?

The median firefighter salary in the Charlotte-Concord-Gastonia, NC-SC metro area is $38,700 a year, or about $18.61 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $34,900 and $57,950.

What is a firefighter’s take-home pay in Charlotte, NC?

On the median $38,700 salary, a single filer living in North Carolina takes home about $32,240 a year ($2,687 a month) after federal tax, Social Security, Medicare and $1,035 in North Carolina taxes in 2026.

Is Charlotte, NC a good place to work as a firefighter?

Pay here is 35% below the national median of $59,280. Local prices are 2.7% below the U.S. average, so the take-home pay buys what $33,118 would in a typical U.S. city. Charlotte, NC ranks #33 of 34 metro areas for cost-of-living-adjusted pay in this job.

Can a firefighter afford rent in Charlotte, NC?

HUD’s fair market rent for a one-bedroom in Charlotte, NC is $1,428 a month ($1,577 for two bedrooms) — 53% of a median firefighter’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in Charlotte, NC →