Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Firefighter Salary in Chicago, IL

Firefighters in the Chicago-Naperville-Elgin, IL-IN metro area earn a median $82,820 a year — 40% more than the national median. After 2026 taxes, that is $63,139 take-home, or $5,262 a month.

Median salary
$82,820
$39.82 per hour
Typical range
$42,080 – $112,930
10th to 90th percentile
Jobs in Chicago, IL
14,560
1.45× national concentration
▼6.2%
Pay trend: The median for firefighters in Chicago, IL fell from $88,290 (May 2024) to $82,820 (May 2025). That trailed inflation (2.4%), so buying power slipped about 8.6%.

Take-home pay calculator

Pre-filled with the median firefighter salary in Chicago, IL. Enter your own offer to see your paycheck.

Firefighter in Chicago, IL
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$63,139
per year · effective tax rate 23.8%
$5,262Monthly
$2,631Twice a month
$2,428Every 2 weeks
$30.36Hourly
  • Federal income tax$9,390
  • Social Security (6.2%)$5,135
  • Medicare (1.45%)$1,201
  • Illinois income tax$3,955
  • Take-home pay$63,139

Marginal rate: 22% federal + 4.95% state

The Chicago-Naperville-Elgin, IL-IN metro spans Illinois, Indiana. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Firefighter pay by experience in Chicago, IL

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$42,080$20.23$34,053$2,838
25th percentile$48,610$23.37$38,977$3,248
Median (50th)$82,820$39.82$63,139$5,262
75th percentile$105,720$50.83$78,116$6,510
90th percentile (top earners)$112,930$54.29$82,831$6,903

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Illinois resident, 2026 tax rules.

What $82,820 buys in Chicago, IL

Prices in Chicago, IL are 3.6% higher than the U.S. average (housing costs are 1.12× the national average). Adjusted for local prices, a median firefighter's $63,139 take-home pay has the buying power of $60,948 in a typical American city.

1-bedroom rent
$1,534
29% of monthly take-home
2-bedroom rent
$1,743
33% of monthly take-home
Left after 1-BR rent
$3,728
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Chicago, IL has 1.4× the national concentration of firefighter jobs — a strong local market for this occupation.

Best-paying cities for firefighters, adjusted for cost of living

Chicago, IL ranks #7 of 34 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Seattle, WA $101,090$79,947$71,938
2San Francisco, CA $113,700$80,995$70,057
3New York, NY $106,420$78,458$69,701
4Sacramento, CA $94,080$69,272$64,941
5Denver, CO $87,980$67,561$63,868
6Los Angeles, CA $98,050$71,644$63,086
7Chicago, IL $82,820$63,139$60,948
8Philadelphia, PA $78,050$61,342$59,814

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 34 metros →

About the job: firefighters

Control and extinguish fires or respond to emergency situations where life, property, or the environment is at risk. Duties may include fire prevention, emergency medical service, hazardous material response, search and rescue, and disaster assistance.

Typical education
Postsecondary nondegree award
Work experience
None required
On-the-job training
Long-term on-the-job training
Job outlook, 2025–35
+3.7% (about average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Frequently asked questions

How much does a firefighter make in Chicago, IL?

The median firefighter salary in the Chicago-Naperville-Elgin, IL-IN metro area is $82,820 a year, or about $39.82 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $48,610 and $105,720.

What is a firefighter’s take-home pay in Chicago, IL?

On the median $82,820 salary, a single filer living in Illinois takes home about $63,139 a year ($5,262 a month) after federal tax, Social Security, Medicare and $3,955 in Illinois taxes in 2026.

Is Chicago, IL a good place to work as a firefighter?

Pay here is 40% above the national median of $59,280. Local prices are 3.6% above the U.S. average, so the take-home pay buys what $60,948 would in a typical U.S. city. Chicago, IL ranks #7 of 34 metro areas for cost-of-living-adjusted pay in this job.

Can a firefighter afford rent in Chicago, IL?

HUD’s fair market rent for a one-bedroom in Chicago, IL is $1,534 a month ($1,743 for two bedrooms) — 29% of a median firefighter’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Chicago, IL

Cost of living & all salaries in Chicago, IL →