Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Heating, Air Conditioning, and Refrigeration Mechanics and Installers Salary in Nashville, TN

Heating, Air Conditioning, and Refrigeration Mechanics and Installers in the Nashville-Davidson--Murfreesboro--Franklin, TN metro area earn a median $60,270 a year — 1% less than the national median. After 2026 taxes, that is $50,607 take-home, or $4,217 a month.

Median salary
$60,270
$28.98 per hour
Typical range
$46,620 – $91,170
10th to 90th percentile
Jobs in Nashville, TN
3,500
1.21× national concentration
▲0.7%
Pay trend: The median for heating, air conditioning, and refrigeration mechanics and installers in Nashville, TN rose from $59,840 (May 2024) to $60,270 (May 2025). That trailed inflation (2.4%), so buying power slipped about 1.7%.

Take-home pay calculator

Pre-filled with the median heating, air conditioning, and refrigeration mechanics and installers salary in Nashville, TN. Enter your own offer to see your paycheck.

Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Nashville, TN
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$50,607
per year · effective tax rate 16.0%
$4,217Monthly
$2,109Twice a month
$1,946Every 2 weeks
$24.33Hourly
  • Federal income tax$5,052
  • Social Security (6.2%)$3,737
  • Medicare (1.45%)$874
  • Tennessee income tax$0
  • Take-home pay$50,607

Marginal rate: 12% federal + 0.00% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Heating, Air Conditioning, and Refrigeration Mechanics and Installers pay by experience in Nashville, TN

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$46,620$22.41$39,639$3,303
25th percentile$48,480$23.31$41,134$3,428
Median (50th)$60,270$28.98$50,607$4,217
75th percentile$71,330$34.29$59,011$4,918
90th percentile (top earners)$91,170$43.83$72,968$6,081

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.

What $60,270 buys in Nashville, TN

Prices in Nashville, TN are 3.7% lower than the U.S. average (housing costs are 1.05× the national average). Adjusted for local prices, a median heating, air conditioning, and refrigeration mechanics and installers's $50,607 take-home pay has the buying power of $52,531 in a typical American city.

1-bedroom rent
$1,530
36% of monthly take-home
2-bedroom rent
$1,685
40% of monthly take-home
Left after 1-BR rent
$2,687
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Nashville, TN has 1.2× the national concentration of heating, air conditioning, and refrigeration mechanics and installers jobs — a strong local market for this occupation.

Best-paying cities for heating, air conditioning, and refrigeration mechanics and installers, adjusted for cost of living

Nashville, TN ranks #14 of 41 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Seattle, WA $80,100$65,180$58,651
2Chicago, IL $77,960$59,961$57,880
3Minneapolis, MN $77,490$59,598$56,857
4Boston, MA $78,530$60,369$55,760
5Columbus, OH $64,440$52,968$55,482
6Cleveland, OH $62,790$51,687$55,032
7Kansas City, MO $62,680$50,535$54,607
8Cincinnati, OH $62,240$51,261$53,749
14Nashville, TN$60,270$50,607$52,531

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 41 metros →

About the job: heating, air conditioning, and refrigeration mechanics and installers

Install or repair heating, central air conditioning, HVAC, or refrigeration systems, including oil burners, hot-air furnaces, and heating stoves.

Typical education
Postsecondary nondegree award
Work experience
None required
On-the-job training
Long-term on-the-job training
Job outlook, 2025–35
+10.9% (much faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Frequently asked questions

How much does a heating, air conditioning, and refrigeration mechanics and installers make in Nashville, TN?

The median heating, air conditioning, and refrigeration mechanics and installers salary in the Nashville-Davidson--Murfreesboro--Franklin, TN metro area is $60,270 a year, or about $28.98 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $48,480 and $71,330.

What is a heating, air conditioning, and refrigeration mechanics and installers’s take-home pay in Nashville, TN?

On the median $60,270 salary, a single filer living in Tennessee takes home about $50,607 a year ($4,217 a month) after federal tax, Social Security, Medicare in 2026.

Is Nashville, TN a good place to work as a heating, air conditioning, and refrigeration mechanics and installers?

Pay here is 1% below the national median of $61,010. Local prices are 3.7% below the U.S. average, so the take-home pay buys what $52,531 would in a typical U.S. city. Nashville, TN ranks #14 of 41 metro areas for cost-of-living-adjusted pay in this job.

Can a heating, air conditioning, and refrigeration mechanics and installers afford rent in Nashville, TN?

HUD’s fair market rent for a one-bedroom in Nashville, TN is $1,530 a month ($1,685 for two bedrooms) — 36% of a median heating, air conditioning, and refrigeration mechanics and installers’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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