Heating, Air Conditioning, and Refrigeration Mechanics and Installers Salary in New York, NY
Heating, Air Conditioning, and Refrigeration Mechanics and Installers in the New York-Newark-Jersey City, NY-NJ metro area earn a median $77,990 a year — 28% more than the national median. After 2026 taxes, that is $60,082 take-home, or $5,007 a month.
Take-home pay calculator
Pre-filled with the median heating, air conditioning, and refrigeration mechanics and installers salary in New York, NY. Enter your own offer to see your paycheck.
- Federal income tax$8,328
- Social Security (6.2%)$4,835
- Medicare (1.45%)$1,131
- New York income tax$3,614
- Take-home pay$60,082
Marginal rate: 22% federal + 5.40% state
Living in New York City? City residents also pay New York City’s city income tax — about $2,588 a year on this salary — which lowers take-home pay to $57,494 ($4,791 a month). Choose “New York City” under City income tax in the calculator. Suburban residents usually don’t pay it.
The New York-Newark-Jersey City, NY-NJ metro spans New York, New Jersey. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Heating, Air Conditioning, and Refrigeration Mechanics and Installers pay by experience in New York, NY
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $50,690 | $24.37 | $40,769 | $3,397 |
| 25th percentile | $61,350 | $29.50 | $48,759 | $4,063 |
| Median (50th) | $77,990 | $37.50 | $60,082 | $5,007 |
| 75th percentile | $93,340 | $44.88 | $70,028 | $5,836 |
| 90th percentile (top earners) | $108,780 | $52.30 | $79,979 | $6,665 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, New York resident, 2026 tax rules.
What $77,990 buys in New York, NY
Prices in New York, NY are 12.6% higher than the U.S. average (housing costs are 1.49× the national average). Adjusted for local prices, a median heating, air conditioning, and refrigeration mechanics and installers's $60,082 take-home pay has the buying power of $53,376 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Heating, Air Conditioning, and Refrigeration Mechanics and Installers jobs are about as common in New York, NY as in the U.S. overall (location quotient 0.87).
Best-paying cities for heating, air conditioning, and refrigeration mechanics and installers, adjusted for cost of living
New York, NY ranks #11 of 41 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Seattle, WA | $80,100 | $65,180 | $58,651 |
| 2 | Chicago, IL | $77,960 | $59,961 | $57,880 |
| 3 | Minneapolis, MN | $77,490 | $59,598 | $56,857 |
| 4 | Boston, MA | $78,530 | $60,369 | $55,760 |
| 5 | Columbus, OH | $64,440 | $52,968 | $55,482 |
| 6 | Cleveland, OH | $62,790 | $51,687 | $55,032 |
| 7 | Kansas City, MO | $62,680 | $50,535 | $54,607 |
| 8 | Cincinnati, OH | $62,240 | $51,261 | $53,749 |
| 11 | New York, NY | $77,990 | $60,082 | $53,376 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 41 metros →
About the job: heating, air conditioning, and refrigeration mechanics and installers
Install or repair heating, central air conditioning, HVAC, or refrigeration systems, including oil burners, hot-air furnaces, and heating stoves.
- Typical education
- Postsecondary nondegree award
- Work experience
- None required
- On-the-job training
- Long-term on-the-job training
- Job outlook, 2025–35
- +10.9% (much faster than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a heating, air conditioning, and refrigeration mechanics and installers make in New York, NY?
The median heating, air conditioning, and refrigeration mechanics and installers salary in the New York-Newark-Jersey City, NY-NJ metro area is $77,990 a year, or about $37.50 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $61,350 and $93,340.
What is a heating, air conditioning, and refrigeration mechanics and installers’s take-home pay in New York, NY?
On the median $77,990 salary, a single filer living in New York takes home about $60,082 a year ($5,007 a month) after federal tax, Social Security, Medicare and $3,614 in New York taxes in 2026.
Is New York, NY a good place to work as a heating, air conditioning, and refrigeration mechanics and installers?
Pay here is 28% above the national median of $61,010. Local prices are 12.6% above the U.S. average, so the take-home pay buys what $53,376 would in a typical U.S. city. New York, NY ranks #11 of 41 metro areas for cost-of-living-adjusted pay in this job.
Can a heating, air conditioning, and refrigeration mechanics and installers afford rent in New York, NY?
HUD’s fair market rent for a one-bedroom in New York, NY is $2,378 a month ($2,697 for two bedrooms) — 47% of a median heating, air conditioning, and refrigeration mechanics and installers’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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