Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Heating, Air Conditioning, and Refrigeration Mechanics and Installers Salary in Philadelphia, PA

Heating, Air Conditioning, and Refrigeration Mechanics and Installers in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area earn a median $64,580 a year — 6% more than the national median. After 2026 taxes, that is $52,087 take-home, or $4,341 a month.

Median salary
$64,580
$31.05 per hour
Typical range
$45,510 – $100,800
10th to 90th percentile
Jobs in Philadelphia, PA
8,610
1.13× national concentration
▲2.8%
Pay trend: The median for heating, air conditioning, and refrigeration mechanics and installers in Philadelphia, PA rose from $62,830 (May 2024) to $64,580 (May 2025). That roughly kept pace with inflation (2.4%).

Take-home pay calculator

Pre-filled with the median heating, air conditioning, and refrigeration mechanics and installers salary in Philadelphia, PA. Enter your own offer to see your paycheck.

Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Philadelphia, PA
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$52,087
per year · effective tax rate 19.3%
$4,341Monthly
$2,170Twice a month
$2,003Every 2 weeks
$25.04Hourly
  • Federal income tax$5,570
  • Social Security (6.2%)$4,004
  • Medicare (1.45%)$936
  • Pennsylvania income tax$1,983
  • Take-home pay$52,087

Marginal rate: 12% federal + 3.07% state

Living in Philadelphia? City residents also pay Philadelphia’s Resident Wage Tax — about $2,415 a year on this salary — which lowers take-home pay to $49,672 ($4,139 a month). Choose “Philadelphia” under City income tax in the calculator. Suburban residents usually don’t pay it.

The Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro spans Pennsylvania, New Jersey, Delaware, Maryland. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Heating, Air Conditioning, and Refrigeration Mechanics and Installers pay by experience in Philadelphia, PA

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$45,510$21.88$37,350$3,113
25th percentile$52,000$25.00$42,366$3,530
Median (50th)$64,580$31.05$52,087$4,341
75th percentile$79,030$38.00$62,001$5,167
90th percentile (top earners)$100,800$48.46$76,648$6,387

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Pennsylvania resident, 2026 tax rules.

What $64,580 buys in Philadelphia, PA

Prices in Philadelphia, PA are 2.6% higher than the U.S. average (housing costs are 1.13× the national average). Adjusted for local prices, a median heating, air conditioning, and refrigeration mechanics and installers's $52,087 take-home pay has the buying power of $50,790 in a typical American city.

1-bedroom rent
$1,520
35% of monthly take-home
2-bedroom rent
$1,810
42% of monthly take-home
Left after 1-BR rent
$2,821
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Heating, Air Conditioning, and Refrigeration Mechanics and Installers jobs are about as common in Philadelphia, PA as in the U.S. overall (location quotient 1.13).

Best-paying cities for heating, air conditioning, and refrigeration mechanics and installers, adjusted for cost of living

Philadelphia, PA ranks #20 of 41 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Seattle, WA $80,100$65,180$58,651
2Chicago, IL $77,960$59,961$57,880
3Minneapolis, MN $77,490$59,598$56,857
4Boston, MA $78,530$60,369$55,760
5Columbus, OH $64,440$52,968$55,482
6Cleveland, OH $62,790$51,687$55,032
7Kansas City, MO $62,680$50,535$54,607
8Cincinnati, OH $62,240$51,261$53,749
20Philadelphia, PA$64,580$52,087$50,790

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 41 metros →

About the job: heating, air conditioning, and refrigeration mechanics and installers

Install or repair heating, central air conditioning, HVAC, or refrigeration systems, including oil burners, hot-air furnaces, and heating stoves.

Typical education
Postsecondary nondegree award
Work experience
None required
On-the-job training
Long-term on-the-job training
Job outlook, 2025–35
+10.9% (much faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Heating, Air Conditioning, and Refrigeration Mechanics and Installers salaries elsewhere in Pennsylvania

Frequently asked questions

How much does a heating, air conditioning, and refrigeration mechanics and installers make in Philadelphia, PA?

The median heating, air conditioning, and refrigeration mechanics and installers salary in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area is $64,580 a year, or about $31.05 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $52,000 and $79,030.

What is a heating, air conditioning, and refrigeration mechanics and installers’s take-home pay in Philadelphia, PA?

On the median $64,580 salary, a single filer living in Pennsylvania takes home about $52,087 a year ($4,341 a month) after federal tax, Social Security, Medicare and $1,983 in Pennsylvania taxes in 2026.

Is Philadelphia, PA a good place to work as a heating, air conditioning, and refrigeration mechanics and installers?

Pay here is 6% above the national median of $61,010. Local prices are 2.6% above the U.S. average, so the take-home pay buys what $50,790 would in a typical U.S. city. Philadelphia, PA ranks #20 of 41 metro areas for cost-of-living-adjusted pay in this job.

Can a heating, air conditioning, and refrigeration mechanics and installers afford rent in Philadelphia, PA?

HUD’s fair market rent for a one-bedroom in Philadelphia, PA is $1,520 a month ($1,810 for two bedrooms) — 35% of a median heating, air conditioning, and refrigeration mechanics and installers’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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