Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Heating, Air Conditioning, and Refrigeration Mechanics and Installers Salary in Tampa, FL

Heating, Air Conditioning, and Refrigeration Mechanics and Installers in the Tampa-St. Petersburg-Clearwater, FL metro area earn a median $50,540 a year — 17% less than the national median. After 2026 taxes, that is $42,789 take-home, or $3,566 a month.

Median salary
$50,540
$24.30 per hour
Typical range
$39,620 – $75,300
10th to 90th percentile
Jobs in Tampa, FL
6,090
1.60× national concentration
▲1.1%
Pay trend: The median for heating, air conditioning, and refrigeration mechanics and installers in Tampa, FL rose from $50,010 (May 2024) to $50,540 (May 2025). That trailed inflation (2.4%), so buying power slipped about 1.3%.

Take-home pay calculator

Pre-filled with the median heating, air conditioning, and refrigeration mechanics and installers salary in Tampa, FL. Enter your own offer to see your paycheck.

Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Tampa, FL
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$42,789
per year · effective tax rate 15.3%
$3,566Monthly
$1,783Twice a month
$1,646Every 2 weeks
$20.57Hourly
  • Federal income tax$3,885
  • Social Security (6.2%)$3,133
  • Medicare (1.45%)$733
  • Florida income tax$0
  • Take-home pay$42,789

Marginal rate: 12% federal + 0.00% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Heating, Air Conditioning, and Refrigeration Mechanics and Installers pay by experience in Tampa, FL

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$39,620$19.05$34,015$2,835
25th percentile$46,740$22.47$39,736$3,311
Median (50th)$50,540$24.30$42,789$3,566
75th percentile$61,820$29.72$51,852$4,321
90th percentile (top earners)$75,300$36.20$61,804$5,150

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.

What $50,540 buys in Tampa, FL

Prices in Tampa, FL are 0.9% higher than the U.S. average (housing costs are 1.26× the national average). Adjusted for local prices, a median heating, air conditioning, and refrigeration mechanics and installers's $42,789 take-home pay has the buying power of $42,411 in a typical American city.

1-bedroom rent
$1,696
48% of monthly take-home
2-bedroom rent
$1,977
55% of monthly take-home
Left after 1-BR rent
$1,870
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Tampa, FL has 1.6× the national concentration of heating, air conditioning, and refrigeration mechanics and installers jobs — a strong local market for this occupation.

Best-paying cities for heating, air conditioning, and refrigeration mechanics and installers, adjusted for cost of living

Tampa, FL ranks #41 of 41 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Seattle, WA $80,100$65,180$58,651
2Chicago, IL $77,960$59,961$57,880
3Minneapolis, MN $77,490$59,598$56,857
4Boston, MA $78,530$60,369$55,760
5Columbus, OH $64,440$52,968$55,482
6Cleveland, OH $62,790$51,687$55,032
7Kansas City, MO $62,680$50,535$54,607
8Cincinnati, OH $62,240$51,261$53,749
41Tampa, FL$50,540$42,789$42,411

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 41 metros →

About the job: heating, air conditioning, and refrigeration mechanics and installers

Install or repair heating, central air conditioning, HVAC, or refrigeration systems, including oil burners, hot-air furnaces, and heating stoves.

Typical education
Postsecondary nondegree award
Work experience
None required
On-the-job training
Long-term on-the-job training
Job outlook, 2025–35
+10.9% (much faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Heating, Air Conditioning, and Refrigeration Mechanics and Installers salaries elsewhere in Florida

Frequently asked questions

How much does a heating, air conditioning, and refrigeration mechanics and installers make in Tampa, FL?

The median heating, air conditioning, and refrigeration mechanics and installers salary in the Tampa-St. Petersburg-Clearwater, FL metro area is $50,540 a year, or about $24.30 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $46,740 and $61,820.

What is a heating, air conditioning, and refrigeration mechanics and installers’s take-home pay in Tampa, FL?

On the median $50,540 salary, a single filer living in Florida takes home about $42,789 a year ($3,566 a month) after federal tax, Social Security, Medicare in 2026.

Is Tampa, FL a good place to work as a heating, air conditioning, and refrigeration mechanics and installers?

Pay here is 17% below the national median of $61,010. Local prices are 0.9% above the U.S. average, so the take-home pay buys what $42,411 would in a typical U.S. city. Tampa, FL ranks #41 of 41 metro areas for cost-of-living-adjusted pay in this job.

Can a heating, air conditioning, and refrigeration mechanics and installers afford rent in Tampa, FL?

HUD’s fair market rent for a one-bedroom in Tampa, FL is $1,696 a month ($1,977 for two bedrooms) — 48% of a median heating, air conditioning, and refrigeration mechanics and installers’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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