Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Heavy and Tractor-Trailer Truck Driver Salary in Cincinnati, OH

Heavy and Tractor-Trailer Truck Drivers in the Cincinnati, OH-KY-IN metro area earn a median $60,590 a year — 3% more than the national median. After 2026 taxes, that is $49,980 take-home, or $4,165 a month.

Median salary
$60,590
$29.13 per hour
Typical range
$45,920 – $81,620
10th to 90th percentile
Jobs in Cincinnati, OH
13,820
0.95× national concentration
▲2.7%
Pay trend: The median for heavy and tractor-trailer truck drivers in Cincinnati, OH rose from $59,010 (May 2024) to $60,590 (May 2025). That roughly kept pace with inflation (2.4%).

Take-home pay calculator

Pre-filled with the median heavy and tractor-trailer truck driver salary in Cincinnati, OH. Enter your own offer to see your paycheck.

Heavy and Tractor-Trailer Truck Driver in Cincinnati, OH
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$49,980
per year · effective tax rate 17.5%
$4,165Monthly
$2,083Twice a month
$1,922Every 2 weeks
$24.03Hourly
  • Federal income tax$5,091
  • Social Security (6.2%)$3,757
  • Medicare (1.45%)$879
  • Ohio income tax$884
  • Take-home pay$49,980

Marginal rate: 12% federal + 2.75% state

Living in Cincinnati? City residents also pay Cincinnati’s city income tax — about $1,091 a year on this salary — which lowers take-home pay to $48,890 ($4,074 a month). Choose “Cincinnati” under City income tax in the calculator. Suburban residents usually don’t pay it.

The Cincinnati, OH-KY-IN metro spans Ohio, Kentucky, Indiana. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Heavy and Tractor-Trailer Truck Driver pay by experience in Cincinnati, OH

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$45,920$22.08$38,596$3,216
25th percentile$51,000$24.52$42,538$3,545
Median (50th)$60,590$29.13$49,980$4,165
75th percentile$73,780$35.47$59,488$4,957
90th percentile (top earners)$81,620$39.24$64,787$5,399

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Ohio resident, 2026 tax rules.

What $60,590 buys in Cincinnati, OH

Prices in Cincinnati, OH are 4.6% lower than the U.S. average (housing costs are 12% below the national average). Adjusted for local prices, a median heavy and tractor-trailer truck driver's $49,980 take-home pay has the buying power of $52,407 in a typical American city.

1-bedroom rent
$1,043
25% of monthly take-home
2-bedroom rent
$1,342
32% of monthly take-home
Left after 1-BR rent
$3,122
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Heavy and Tractor-Trailer Truck Driver jobs are about as common in Cincinnati, OH as in the U.S. overall (location quotient 0.95).

Best-paying cities for heavy and tractor-trailer truck drivers, adjusted for cost of living

Cincinnati, OH ranks #26 of 134 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Lincoln, NE $81,790$63,527$69,367
2Memphis, TN $63,070$52,857$57,341
3Sioux Falls, SD $60,820$51,049$56,326
4Iowa City, IA $61,960$50,262$54,926
5Toledo, OH $60,410$49,841$54,497
6Fargo, ND $58,900$49,506$54,480
7Cedar Rapids, IA $58,900$47,920$53,865
8Youngstown, OH $56,810$47,047$53,833
26Cincinnati, OH$60,590$49,980$52,407

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 134 metros →

About the job: heavy and tractor-trailer truck drivers

Drive a tractor-trailer combination or a truck with a capacity of at least 26,001 pounds Gross Vehicle Weight (GVW). May be required to unload truck. Requires commercial drivers’ license.

Typical education
Postsecondary nondegree award
Work experience
None required
On-the-job training
Short-term on-the-job training
Job outlook, 2025–35
+3.8% (about average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Heavy and Tractor-Trailer Truck Driver salaries elsewhere in Ohio

Frequently asked questions

How much does a heavy and tractor-trailer truck driver make in Cincinnati, OH?

The median heavy and tractor-trailer truck driver salary in the Cincinnati, OH-KY-IN metro area is $60,590 a year, or about $29.13 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $51,000 and $73,780.

What is a heavy and tractor-trailer truck driver’s take-home pay in Cincinnati, OH?

On the median $60,590 salary, a single filer living in Ohio takes home about $49,980 a year ($4,165 a month) after federal tax, Social Security, Medicare and $884 in Ohio taxes in 2026.

Is Cincinnati, OH a good place to work as a heavy and tractor-trailer truck driver?

Pay here is 3% above the national median of $58,640. Local prices are 4.6% below the U.S. average, so the take-home pay buys what $52,407 would in a typical U.S. city. Cincinnati, OH ranks #26 of 134 metro areas for cost-of-living-adjusted pay in this job.

Can a heavy and tractor-trailer truck driver afford rent in Cincinnati, OH?

HUD’s fair market rent for a one-bedroom in Cincinnati, OH is $1,043 a month ($1,342 for two bedrooms) — 25% of a median heavy and tractor-trailer truck driver’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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