Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Home Health and Personal Care Aide Salary in South Bend, IN

Home Health and Personal Care Aides in the South Bend-Mishawaka, IN-MI metro area earn a median $34,790 a year — 3% less than the national median. After 2026 taxes, that is $29,137 take-home, or $2,428 a month.

Median salary
$34,790
$16.73 per hour
Typical range
$28,720 – $37,670
10th to 90th percentile
Jobs in South Bend, IN
3,240
0.89× national concentration
▲10.8%
Pay trend: The median for home health and personal care aides in South Bend, IN rose from $31,410 (May 2024) to $34,790 (May 2025). That beat inflation (2.4%), a real raise of about 8.4%.

Take-home pay calculator

Pre-filled with the median home health and personal care aide salary in South Bend, IN. Enter your own offer to see your paycheck.

Home Health and Personal Care Aide in South Bend, IN
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$29,137
per year · effective tax rate 16.2%
$2,428Monthly
$1,214Twice a month
$1,121Every 2 weeks
$14.01Hourly
  • Federal income tax$1,995
  • Social Security (6.2%)$2,157
  • Medicare (1.45%)$504
  • Indiana income tax$997
  • Take-home pay$29,137

Marginal rate: 12% federal + 2.95% state

The South Bend-Mishawaka, IN-MI metro spans Indiana, Michigan. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Home Health and Personal Care Aide pay by experience in South Bend, IN

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$28,720$13.81$24,439$2,037
25th percentile$30,720$14.77$25,987$2,166
Median (50th)$34,790$16.73$29,137$2,428
75th percentile$36,410$17.50$30,391$2,533
90th percentile (top earners)$37,670$18.11$31,366$2,614

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Indiana resident, 2026 tax rules.

What $34,790 buys in South Bend, IN

Prices in South Bend, IN are 7.1% lower than the U.S. average (housing costs are 25% below the national average). Adjusted for local prices, a median home health and personal care aide's $29,137 take-home pay has the buying power of $31,378 in a typical American city.

1-bedroom rent
$1,073
44% of monthly take-home
2-bedroom rent
$1,244
51% of monthly take-home
Left after 1-BR rent
$1,355
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Home Health and Personal Care Aide jobs are about as common in South Bend, IN as in the U.S. overall (location quotient 0.89).

Best-paying cities for home health and personal care aides, adjusted for cost of living

South Bend, IN ranks #53 of 180 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Grants Pass, OR $53,120$41,044$41,984
2Kennewick, WA $47,810$40,595$40,563
3Spokane, WA $47,410$40,274$40,135
4Yakima, WA $44,490$37,928$39,696
5Seattle, WA $48,210$40,917$36,818
6Bellingham, WA $44,080$37,598$36,385
7Olympia, WA $44,060$37,582$36,252
8Fargo, ND $37,910$32,641$35,920
53South Bend, IN$34,790$29,137$31,378

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 180 metros →

About the job: home health and personal care aides

Typical education
High school diploma or equivalent
Work experience
None required
On-the-job training
Short-term on-the-job training
Job outlook, 2025–35
+18.1% (much faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Home Health and Personal Care Aide salaries elsewhere in Indiana

Frequently asked questions

How much does a home health and personal care aide make in South Bend, IN?

The median home health and personal care aide salary in the South Bend-Mishawaka, IN-MI metro area is $34,790 a year, or about $16.73 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $30,720 and $36,410.

What is a home health and personal care aide’s take-home pay in South Bend, IN?

On the median $34,790 salary, a single filer living in Indiana takes home about $29,137 a year ($2,428 a month) after federal tax, Social Security, Medicare and $997 in Indiana taxes in 2026.

Is South Bend, IN a good place to work as a home health and personal care aide?

Pay here is 3% below the national median of $35,800. Local prices are 7.1% below the U.S. average, so the take-home pay buys what $31,378 would in a typical U.S. city. South Bend, IN ranks #53 of 180 metro areas for cost-of-living-adjusted pay in this job.

Can a home health and personal care aide afford rent in South Bend, IN?

HUD’s fair market rent for a one-bedroom in South Bend, IN is $1,073 a month ($1,244 for two bedrooms) — 44% of a median home health and personal care aide’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Cost of living & all salaries in South Bend, IN →