Insurance Appraisers, Auto Damage Salary
Insurance Appraisers, Auto Damage earn a median $78,240 a year nationally. Business and Financial Operations Occupations
What insurance appraisers, auto damage do
Appraise automobile or other vehicle damage to determine repair costs for insurance claim settlement. Prepare insurance forms to indicate repair cost or cost estimates and recommendations. May seek agreement with automotive repair shop on repair costs.
- Typical education
- Postsecondary nondegree award
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- -8.7% (declining)
- Openings per year
- 700
- Self-employed
- 2%
Employment of insurance appraisers, auto damage is projected to shrink 8.7% from 2025 to 2035, slower than the 3.5% average for all occupations. About 700 openings are expected each year, on average, including jobs left by workers who retire or switch careers.
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Insurance Appraisers, Auto Damage take-home pay calculator
Starts at the national median. Pick your state to see your real paycheck.
- Federal income tax$8,383
- Social Security (6.2%)$4,851
- Medicare (1.45%)$1,134
- Texas income tax$0
- Take-home pay$63,872
Marginal rate: 22% federal + 0.00% state
Pay by experience
| Percentile | Salary | Hourly | Take-home (no state tax) |
|---|---|---|---|
| 10th percentile (entry level) | $58,360 | $28.06 | $49,072 |
| 25th percentile | $65,050 | $31.27 | $54,448 |
| Median (50th) | $78,240 | $37.62 | $63,872 |
| 75th percentile | $91,880 | $44.17 | $73,468 |
| 90th percentile (top earners) | $101,590 | $48.84 | $80,299 |
Insurance Appraisers, Auto Damage salary by state
| State | Median | 1-yr change | Take-home | Range | Jobs |
|---|---|---|---|---|---|
| Kentucky | $97,950 | +24.6% | $74,427 | $57,200 – $104,050 | — |
| Pennsylvania | $95,720 | +14.7% | $73,230 | $76,610 – $112,710 | 310 |
| New Jersey | $94,280 | +8.1% | $71,340 | $81,590 – $99,670 | — |
| Connecticut | $89,740 | +15.4% | $68,601 | $75,630 – $128,110 | 210 |
| South Carolina | $86,680 | −5.7% | $65,766 | $75,960 – $96,100 | 220 |
| Arizona | $86,030 | +18.1% | $67,410 | $66,800 – $107,930 | 40 |
| Oregon | $83,270 | +3.8% | $60,954 | $74,750 – $102,460 | 170 |
| Maryland | $82,870 | −6.6% | $63,556 | $75,140 – $94,720 | — |
| Utah | $82,570 | +25.0% | $64,168 | $67,010 – $122,580 | 50 |
| Oklahoma | $82,340 | +6.1% | $63,596 | $64,270 – $99,640 | — |
| Georgia | $81,470 | +4.5% | $62,539 | $60,640 – $103,770 | — |
| Virginia | $81,470 | −1.3% | $62,274 | $65,710 – $94,830 | — |
| New York | $81,150 | +2.7% | $62,134 | $63,080 – $104,080 | 360 |
| Massachusetts | $79,930 | +9.3% | $61,284 | $58,130 – $124,640 | 680 |
| Maine | $79,510 | +1.0% | $60,576 | $53,890 – $132,720 | 50 |
| Texas | $79,200 | +22.4% | $64,547 | $49,340 – $101,500 | 910 |
| Iowa | $79,090 | +1.2% | $62,116 | $44,480 – $81,840 | — |
| California | $78,930 | +0.1% | $60,220 | $53,530 – $109,930 | 550 |
| Nevada | $78,510 | −1.0% | $64,062 | $50,870 – $83,000 | 80 |
| Washington | $78,450 | −19.6% | $64,020 | $72,230 – $100,140 | 190 |
| New Mexico | $78,310 | — | $61,406 | $65,280 – $82,480 | — |
| Michigan | $77,060 | +5.0% | $60,017 | $62,040 – $81,260 | 310 |
| Indiana | $76,750 | +1.4% | $60,589 | $61,680 – $98,280 | 250 |
| Minnesota | $76,460 | — | $58,944 | $67,480 – $101,280 | — |
| Idaho | $76,110 | — | $59,448 | $63,160 – $81,220 | — |
| Wisconsin | $75,260 | +4.8% | $59,167 | $66,530 – $78,380 | — |
| Kansas | $75,080 | — | $58,259 | $66,870 – $101,580 | — |
| North Carolina | $74,810 | +10.8% | $58,983 | $59,540 – $104,480 | 520 |
| Louisiana | $72,040 | +4.1% | $57,735 | $63,240 – $95,210 | 100 |
| Colorado | $71,600 | +2.9% | $56,759 | $59,300 – $112,700 | 330 |
| Mississippi | $71,550 | +16.5% | $57,035 | $52,550 – $92,550 | 120 |
| Illinois | $71,510 | +19.2% | $55,742 | $48,270 – $94,280 | 560 |
| Missouri | $67,950 | −8.4% | $54,377 | $60,690 – $96,720 | 190 |
| Tennessee | $67,080 | −8.6% | $56,021 | $51,090 – $100,030 | 420 |
| Arkansas | $63,960 | — | $51,290 | $46,930 – $79,970 | — |
| Ohio | $63,470 | −37.1% | $52,215 | $49,000 – $101,920 | 820 |
| Nebraska | $62,350 | — | $50,321 | $60,520 – $102,340 | 90 |
| Florida | $61,320 | −6.9% | $51,451 | $39,050 – $96,650 | — |
Related jobs
| Job | Median salary | Education | Growth 2025–35 |
|---|---|---|---|
| Claims Adjusters, Examiners, and Investigators | $78,000 | High school diploma or equivalent | -5.5% |
| Compensation, Benefits, and Job Analysis Specialists | $78,210 | Bachelor's degree | +6.0% |
| Cost Estimator | $78,740 | Bachelor's degree | -3.1% |
| Market Research Analyst and Marketing Specialist | $78,760 | Bachelor's degree | +7.0% |
| Buyer and Purchasing Agent | $77,710 | Bachelor's degree | +6.0% |
| Human Resources Specialist | $75,940 | Bachelor's degree | +6.4% |
| Compliance Officer | $80,730 | Bachelor's degree | +3.8% |
| Logistician | $82,320 | Bachelor's degree | +17.6% |
| Agents and Business Managers of Artists, Performers, and Athletes | $82,890 | Bachelor's degree | +9.7% |
| Business Operations Specialists, All Other | $83,050 | Bachelor's degree | +3.9% |
Frequently asked questions
How much does a insurance appraisers, auto damage make?
The national median salary for insurance appraisers, auto damage is $78,240 a year ($37.62 an hour). The lowest-paid 10% earn under $58,360 and the top 10% earn over $101,590. Source: BLS, May 2025.
Which state pays insurance appraisers, auto damage the most?
Kentucky has the highest median pay at $97,950.
How many insurance appraisers, auto damage are there in the U.S.?
About 11,560 people work as insurance appraisers, auto damage nationwide.