Insurance Underwriter Salary in Atlanta, GA
Insurance Underwriters in the Atlanta-Sandy Springs-Roswell, GA metro area earn a median $95,430 a year — 17% more than the national median. After 2026 taxes, that is $71,635 take-home, or $5,970 a month.
Take-home pay calculator
Pre-filled with the median insurance underwriter salary in Atlanta, GA. Enter your own offer to see your paycheck.
- Federal income tax$12,165
- Social Security (6.2%)$5,917
- Medicare (1.45%)$1,384
- Georgia income tax$4,330
- Take-home pay$71,635
Marginal rate: 22% federal + 5.19% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Insurance Underwriter pay by experience in Atlanta, GA
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $63,460 | $30.51 | $50,499 | $4,208 |
| 25th percentile | $75,740 | $36.41 | $58,805 | $4,900 |
| Median (50th) | $95,430 | $45.88 | $71,635 | $5,970 |
| 75th percentile | $131,810 | $63.37 | $95,140 | $7,928 |
| 90th percentile (top earners) | $166,430 | $80.01 | $117,006 | $9,750 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Georgia resident, 2026 tax rules.
What $95,430 buys in Atlanta, GA
Prices in Atlanta, GA are 0.1% higher than the U.S. average (housing costs are 1.11× the national average). Adjusted for local prices, a median insurance underwriter's $71,635 take-home pay has the buying power of $71,593 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Atlanta, GA has 2.6× the national concentration of insurance underwriter jobs — a strong local market for this occupation.
Best-paying cities for insurance underwriters, adjusted for cost of living
Atlanta, GA ranks #2 of 6 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Chicago, IL | $99,840 | $74,270 | $71,693 |
| 2 | Atlanta, GA | $95,430 | $71,635 | $71,593 |
| 3 | New York, NY | $98,410 | $73,295 | $65,115 |
| 4 | Philadelphia, PA | $84,580 | $65,735 | $64,098 |
| 5 | Dallas, TX | $79,590 | $64,822 | $62,879 |
| 6 | Phoenix, AZ | $77,740 | $61,785 | $59,802 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 6 metros →
About the job: insurance underwriters
Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
- Typical education
- Bachelor's degree
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- -3.8% (declining)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a insurance underwriter make in Atlanta, GA?
The median insurance underwriter salary in the Atlanta-Sandy Springs-Roswell, GA metro area is $95,430 a year, or about $45.88 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $75,740 and $131,810.
What is a insurance underwriter’s take-home pay in Atlanta, GA?
On the median $95,430 salary, a single filer living in Georgia takes home about $71,635 a year ($5,970 a month) after federal tax, Social Security, Medicare and $4,330 in Georgia taxes in 2026.
Is Atlanta, GA a good place to work as a insurance underwriter?
Pay here is 17% above the national median of $81,370. Local prices are 0.1% above the U.S. average, so the take-home pay buys what $71,593 would in a typical U.S. city. Atlanta, GA ranks #2 of 6 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance underwriter afford rent in Atlanta, GA?
HUD’s fair market rent for a one-bedroom in Atlanta, GA is $1,646 a month ($1,806 for two bedrooms) — 28% of a median insurance underwriter’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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