Postal Service Mail Carrier Salary in San Francisco, CA
Postal Service Mail Carriers in the San Francisco-Oakland-Fremont, CA metro area earn a median $64,250 a year — 6% more than the national median. After 2026 taxes, that is $51,042 take-home, or $4,253 a month.
Take-home pay calculator
Pre-filled with the median postal service mail carrier salary in San Francisco, CA. Enter your own offer to see your paycheck.
- Federal income tax$5,530
- Social Security (6.2%)$3,984
- Medicare (1.45%)$932
- California income tax$1,928
- CA State Disability Insurance (SDI)$835
- Take-home pay$51,042
Marginal rate: 12% federal + 8.00% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Postal Service Mail Carrier pay by experience in San Francisco, CA
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $48,940 | $23.53 | $39,881 | $3,323 |
| 25th percentile | $53,310 | $25.63 | $43,073 | $3,589 |
| Median (50th) | $64,250 | $30.89 | $51,042 | $4,253 |
| 75th percentile | $81,040 | $38.96 | $61,481 | $5,123 |
| 90th percentile (top earners) | $81,040 | $38.96 | $61,481 | $5,123 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.
What $64,250 buys in San Francisco, CA
Prices in San Francisco, CA are 15.6% higher than the U.S. average (housing costs are 1.95× the national average). Adjusted for local prices, a median postal service mail carrier's $51,042 take-home pay has the buying power of $44,149 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Postal Service Mail Carrier jobs are about as common in San Francisco, CA as in the U.S. overall (location quotient 0.94).
Best-paying cities for postal service mail carriers, adjusted for cost of living
San Francisco, CA ranks #24 of 25 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Kansas City, MO | $61,010 | $49,271 | $53,242 |
| 2 | Cleveland, OH | $60,260 | $49,724 | $52,941 |
| 3 | Houston, TX | $62,070 | $52,053 | $52,777 |
| 4 | St. Louis, MO | $62,070 | $50,073 | $52,660 |
| 5 | Tampa, FL | $62,070 | $52,053 | $51,594 |
| 6 | Pittsburgh, PA | $59,880 | $48,455 | $51,183 |
| 7 | Phoenix, AZ | $64,250 | $52,407 | $50,725 |
| 8 | Charlotte, NC | $61,010 | $49,276 | $50,618 |
| 24 | San Francisco, CA | $64,250 | $51,042 | $44,149 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 25 metros →
About the job: postal service mail carriers
Sort and deliver mail for the United States Postal Service (USPS). Deliver mail on established route by vehicle or on foot.
- Typical education
- No formal educational credential
- Work experience
- None required
- On-the-job training
- Short-term on-the-job training
- Job outlook, 2025–35
- -0.3% (slower than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Postal Service Mail Carrier salaries elsewhere in California
- Riverside, CA — $62,070
- San Diego, CA — $63,380
- Los Angeles, CA — $64,250
Frequently asked questions
How much does a postal service mail carrier make in San Francisco, CA?
The median postal service mail carrier salary in the San Francisco-Oakland-Fremont, CA metro area is $64,250 a year, or about $30.89 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $53,310 and $81,040.
What is a postal service mail carrier’s take-home pay in San Francisco, CA?
On the median $64,250 salary, a single filer living in California takes home about $51,042 a year ($4,253 a month) after federal tax, Social Security, Medicare and $2,763 in California taxes in 2026.
Is San Francisco, CA a good place to work as a postal service mail carrier?
Pay here is 6% above the national median of $60,550. Local prices are 15.6% above the U.S. average, so the take-home pay buys what $44,149 would in a typical U.S. city. San Francisco, CA ranks #24 of 25 metro areas for cost-of-living-adjusted pay in this job.
Can a postal service mail carrier afford rent in San Francisco, CA?
HUD’s fair market rent for a one-bedroom in San Francisco, CA is $2,620 a month ($3,187 for two bedrooms) — 62% of a median postal service mail carrier’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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