Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Retail Salesperson Salary in Providence, RI

Retail Salespersons in the Providence-Warwick, RI-MA metro area earn a median $35,230 a year — 1% less than the national median. After 2026 taxes, that is $29,783 take-home, or $2,482 a month.

Median salary
$35,230
$16.94 per hour
Typical range
$31,200 – $46,570
10th to 90th percentile
Jobs in Providence, RI
20,910
1.17× national concentration
▲0.9%
Pay trend: The median for retail salespersons in Providence, RI rose from $34,910 (May 2024) to $35,230 (May 2025). That trailed inflation (2.4%), so buying power slipped about 1.5%.

Take-home pay calculator

Pre-filled with the median retail salesperson salary in Providence, RI. Enter your own offer to see your paycheck.

Retail Salesperson in Providence, RI
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$29,783
per year · effective tax rate 15.5%
$2,482Monthly
$1,241Twice a month
$1,146Every 2 weeks
$14.32Hourly
  • Federal income tax$2,048
  • Social Security (6.2%)$2,184
  • Medicare (1.45%)$511
  • Rhode Island income tax$704
  • Take-home pay$29,783

Marginal rate: 12% federal + 3.75% state

The Providence-Warwick, RI-MA metro spans Rhode Island, Massachusetts. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Retail Salesperson pay by experience in Providence, RI

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$31,200$15.00$26,696$2,225
25th percentile$32,020$15.39$27,324$2,277
Median (50th)$35,230$16.94$29,783$2,482
75th percentile$37,850$18.20$31,790$2,649
90th percentile (top earners)$46,570$22.39$38,469$3,206

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Rhode Island resident, 2026 tax rules.

What $35,230 buys in Providence, RI

Prices in Providence, RI are 1.8% higher than the U.S. average (housing costs are 1.04× the national average). Adjusted for local prices, a median retail salesperson's $29,783 take-home pay has the buying power of $29,264 in a typical American city.

1-bedroom rent
$1,423
57% of monthly take-home
2-bedroom rent
$1,774
71% of monthly take-home
Left after 1-BR rent
$1,059
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Retail Salesperson jobs are about as common in Providence, RI as in the U.S. overall (location quotient 1.17).

Best-paying cities for retail salespersons, adjusted for cost of living

Providence, RI ranks #99 of 237 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Fargo, ND $35,860$30,994$34,107
2St. Cloud, MN $34,860$29,144$33,257
3Yakima, WA $36,640$31,620$33,095
4Sioux Falls, SD $34,600$29,981$33,080
5Rochester, MN $36,000$29,999$33,030
6San Jose, CA $44,220$36,378$32,944
7Duluth, MN $34,650$28,986$32,654
8Rapid City, SD $33,350$28,977$32,500
99Providence, RI$35,230$29,783$29,264

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 237 metros →

About the job: retail salespersons

Sell merchandise, such as furniture, motor vehicles, appliances, or apparel to consumers.

Typical education
No formal educational credential
Work experience
None required
On-the-job training
Short-term on-the-job training
Job outlook, 2025–35
-0.3% (slower than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Frequently asked questions

How much does a retail salesperson make in Providence, RI?

The median retail salesperson salary in the Providence-Warwick, RI-MA metro area is $35,230 a year, or about $16.94 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $32,020 and $37,850.

What is a retail salesperson’s take-home pay in Providence, RI?

On the median $35,230 salary, a single filer living in Rhode Island takes home about $29,783 a year ($2,482 a month) after federal tax, Social Security, Medicare and $704 in Rhode Island taxes in 2026.

Is Providence, RI a good place to work as a retail salesperson?

Pay here is 1% below the national median of $35,410. Local prices are 1.8% above the U.S. average, so the take-home pay buys what $29,264 would in a typical U.S. city. Providence, RI ranks #99 of 237 metro areas for cost-of-living-adjusted pay in this job.

Can a retail salesperson afford rent in Providence, RI?

HUD’s fair market rent for a one-bedroom in Providence, RI is $1,423 a month ($1,774 for two bedrooms) — 57% of a median retail salesperson’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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