Bartender Salary in St. Cloud, MN
Bartenders in the St. Cloud, MN metro area earn a median $25,970 a year — 24% less than the national median. After 2026 taxes, that is $22,425 take-home, or $1,869 a month.
Take-home pay calculator
Pre-filled with the median bartender salary in St. Cloud, MN. Enter your own offer to see your paycheck.
- Federal income tax$987
- Social Security (6.2%)$1,610
- Medicare (1.45%)$377
- Minnesota income tax$571
- Take-home pay$22,425
Marginal rate: 10% federal + 5.35% state
Bartender pay by experience in St. Cloud, MN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $23,150 | $11.13 | $20,254 | $1,688 |
| 25th percentile | $23,150 | $11.13 | $20,254 | $1,688 |
| Median (50th) | $25,970 | $12.49 | $22,425 | $1,869 |
| 75th percentile | $30,110 | $14.48 | $25,581 | $2,132 |
| 90th percentile (top earners) | $40,300 | $19.38 | $33,224 | $2,769 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Minnesota resident, 2026 tax rules.
What $25,970 buys in St. Cloud, MN
Prices in St. Cloud, MN are 12.4% lower than the U.S. average (housing costs are 35% below the national average). Adjusted for local prices, a median bartender's $22,425 take-home pay has the buying power of $25,590 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
St. Cloud, MN has 1.5× the national concentration of bartender jobs — a strong local market for this occupation.
Best-paying cities for bartenders, adjusted for cost of living
St. Cloud, MN ranks #156 of 237 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Kahului, HI | $86,280 | $64,501 | $58,962 |
| 2 | Urban Honolulu, HI | $75,340 | $57,636 | $51,943 |
| 3 | Kennewick, WA | $55,820 | $47,031 | $46,994 |
| 4 | Bellingham, WA | $56,110 | $47,264 | $45,739 |
| 5 | Seattle, WA | $58,180 | $48,928 | $44,026 |
| 6 | New York, NY | $61,220 | $48,661 | $43,230 |
| 7 | Bremerton, WA | $53,810 | $45,416 | $43,005 |
| 8 | Portland, ME | $54,170 | $43,231 | $42,442 |
| 156 | St. Cloud, MN | $25,970 | $22,425 | $25,590 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 237 metros →
Bartender salaries elsewhere in Minnesota
- Rochester, MN — $27,000
- Mankato, MN — $24,710
- Duluth, MN — $23,540
- Minneapolis, MN — $27,600
Frequently asked questions
How much does a bartender make in St. Cloud, MN?
The median bartender salary in the St. Cloud, MN metro area is $25,970 a year, or about $12.49 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $23,150 and $30,110.
What is a bartender’s take-home pay in St. Cloud, MN?
On the median $25,970 salary, a single filer living in Minnesota takes home about $22,425 a year ($1,869 a month) after federal tax, Social Security, Medicare and $571 in Minnesota taxes in 2026.
Is St. Cloud, MN a good place to work as a bartender?
Pay here is 24% below the national median of $34,340. Local prices are 12.4% below the U.S. average, so the take-home pay buys what $25,590 would in a typical U.S. city. St. Cloud, MN ranks #156 of 237 metro areas for cost-of-living-adjusted pay in this job.
Can a bartender afford rent in St. Cloud, MN?
HUD’s fair market rent for a one-bedroom in St. Cloud, MN is $919 a month ($1,206 for two bedrooms) — 49% of a median bartender’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in St. Cloud, MN
- First-Line Supervisor of Food Preparation and Serving Workers — $41,600
- Cooks, Restaurant — $36,270
- Food Preparation Worker — $33,540
- Fast Food and Counter Worker — $29,680
- Waiter and Waitress — $23,520