Cardiologist Salary in New York, NY
Cardiologists in the New York-Newark-Jersey City, NY-NJ metro area earn a median $492,150 a year — 1% less than the national median. After 2026 taxes, that is $305,009 take-home, or $25,417 a month.
Take-home pay calculator
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- Federal income tax$135,387
- Social Security (6.2%)$11,439
- Medicare (1.45%)$9,766
- New York income tax$30,550
- Take-home pay$305,009
Marginal rate: 35% federal + 6.85% state
The New York-Newark-Jersey City, NY-NJ metro spans New York, New Jersey. Pick the state you live in — state income tax follows your residence.
Cardiologist pay by experience in New York, NY
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $101,290 | $48.70 | $75,152 | $6,263 |
| 25th percentile | $224,730 | $108.04 | $154,361 | $12,863 |
| Median (50th) | $492,150+ | $236.61 | $305,009 | $25,417 |
| 75th percentile | $575,970+ | $276.91 | $351,781 | $29,315 |
| 90th percentile (top earners) | $697,580+ | $335.38 | $418,821 | $34,902 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, New York resident, 2026 tax rules.
What $492,150 buys in New York, NY
Prices in New York, NY are 12.6% higher than the U.S. average (housing costs are 1.49× the national average). Adjusted for local prices, a median cardiologist's $305,009 take-home pay has the buying power of $270,967 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
New York, NY has 1.9× the national concentration of cardiologist jobs — a strong local market for this occupation.
Best-paying cities for cardiologists, adjusted for cost of living
New York, NY ranks #2 of 4 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Dallas, TX | $239,200+ | $279,919 | $271,529 |
| 2 | New York, NY | $239,200+ | $305,009 | $270,967 |
| 3 | Atlanta, GA | $239,200+ | $164,300 | $164,205 |
| 4 | Houston, TX | $187,550 | $139,646 | $141,587 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 4 metros →
Frequently asked questions
How much does a cardiologist make in New York, NY?
The median cardiologist salary in the New York-Newark-Jersey City, NY-NJ metro area is $492,150 a year, or about $236.61 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $224,730 and $239,200+.
What is a cardiologist’s take-home pay in New York, NY?
On the median $492,150 salary, a single filer living in New York takes home about $305,009 a year ($25,417 a month) after federal tax, Social Security, Medicare and $30,550 in New York taxes in 2026.
Is New York, NY a good place to work as a cardiologist?
Pay here is 1% below the national median of $239,200+. Local prices are 12.6% above the U.S. average, so the take-home pay buys what $270,967 would in a typical U.S. city. New York, NY ranks #2 of 4 metro areas for cost-of-living-adjusted pay in this job.
Can a cardiologist afford rent in New York, NY?
HUD’s fair market rent for a one-bedroom in New York, NY is $2,378 a month ($2,697 for two bedrooms) — 9% of a median cardiologist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in New York, NY
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- Orthopedic Surgeons, Except Pediatric — $239,200+
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- Physicians, Pathologists — $239,200+
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- Emergency Medicine Physician — $239,200+
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- Family Medicine Physician — $239,200+
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