Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Chef and Head Cook Salary in San Francisco, CA

Chefs and Head Cooks in the San Francisco-Oakland-Fremont, CA metro area earn a median $68,970 a year — 10% more than the national median. After 2026 taxes, that is $54,148 take-home, or $4,512 a month.

Median salary
$68,970
$33.16 per hour
Typical range
$42,860 – $115,170
10th to 90th percentile
Jobs in San Francisco, CA
5,340
1.75× national concentration
▼3.7%
Pay trend: The median for chefs and head cooks in San Francisco, CA fell from $71,600 (May 2024) to $68,970 (May 2025). That trailed inflation (2.4%), so buying power slipped about 6.1%.

Take-home pay calculator

Pre-filled with the median chef and head cook salary in San Francisco, CA. Enter your own offer to see your paycheck.

Chef and Head Cook in San Francisco, CA
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$54,148
per year · effective tax rate 21.5%
$4,512Monthly
$2,256Twice a month
$2,083Every 2 weeks
$26.03Hourly
  • Federal income tax$6,343
  • Social Security (6.2%)$4,276
  • Medicare (1.45%)$1,000
  • California income tax$2,305
  • CA State Disability Insurance (SDI)$897
  • Take-home pay$54,148

Marginal rate: 22% federal + 8.00% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Chef and Head Cook pay by experience in San Francisco, CA

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$42,860$20.61$35,357$2,946
25th percentile$48,110$23.13$39,275$3,273
Median (50th)$68,970$33.16$54,148$4,512
75th percentile$90,530$43.52$67,151$5,596
90th percentile (top earners)$115,170$55.37$81,874$6,823

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.

What $68,970 buys in San Francisco, CA

Prices in San Francisco, CA are 15.6% higher than the U.S. average (housing costs are 1.95× the national average). Adjusted for local prices, a median chef and head cook's $54,148 take-home pay has the buying power of $46,836 in a typical American city.

1-bedroom rent
$2,620
58% of monthly take-home
2-bedroom rent
$3,187
71% of monthly take-home
Left after 1-BR rent
$1,892
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

San Francisco, CA has 1.8× the national concentration of chef and head cook jobs — a strong local market for this occupation.

Best-paying cities for chefs and head cooks, adjusted for cost of living

San Francisco, CA ranks #14 of 18 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Seattle, WA $80,330$65,342$58,796
2Atlanta, GA $74,660$58,101$58,068
3Washington, DC $74,900$58,100$53,360
4Las Vegas, NV $62,380$52,302$52,190
5Boston, MA $72,470$56,409$52,102
6Dallas, TX $64,100$53,684$52,075
7Philadelphia, PA $65,680$52,938$51,619
8Orlando, FL $61,390$51,507$50,787
14San Francisco, CA$68,970$54,148$46,836

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 18 metros →

About the job: chefs and head cooks

Direct and may participate in the preparation, seasoning, and cooking of salads, soups, fish, meats, vegetables, desserts, or other foods. May plan and price menu items, order supplies, and keep records and accounts.

Typical education
High school diploma or equivalent
Work experience
5 years or more
On-the-job training
None
Job outlook, 2025–35
+6.6% (faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Chef and Head Cook salaries elsewhere in California

Frequently asked questions

How much does a chef and head cook make in San Francisco, CA?

The median chef and head cook salary in the San Francisco-Oakland-Fremont, CA metro area is $68,970 a year, or about $33.16 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $48,110 and $90,530.

What is a chef and head cook’s take-home pay in San Francisco, CA?

On the median $68,970 salary, a single filer living in California takes home about $54,148 a year ($4,512 a month) after federal tax, Social Security, Medicare and $3,202 in California taxes in 2026.

Is San Francisco, CA a good place to work as a chef and head cook?

Pay here is 10% above the national median of $62,470. Local prices are 15.6% above the U.S. average, so the take-home pay buys what $46,836 would in a typical U.S. city. San Francisco, CA ranks #14 of 18 metro areas for cost-of-living-adjusted pay in this job.

Can a chef and head cook afford rent in San Francisco, CA?

HUD’s fair market rent for a one-bedroom in San Francisco, CA is $2,620 a month ($3,187 for two bedrooms) — 58% of a median chef and head cook’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in San Francisco, CA

Cost of living & all salaries in San Francisco, CA →