Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Cooks, Restaurant Salary in San Francisco, CA

Cooks, Restaurant in the San Francisco-Oakland-Fremont, CA metro area earn a median $46,030 a year — 23% more than the national median. After 2026 taxes, that is $37,736 take-home, or $3,145 a month.

Median salary
$46,030
$22.13 per hour
Typical range
$40,720 – $58,940
10th to 90th percentile
Jobs in San Francisco, CA
20,540
0.95× national concentration
▲1.8%
Pay trend: The median for cooks, restaurant in San Francisco, CA rose from $45,230 (May 2024) to $46,030 (May 2025). That trailed inflation (2.4%), so buying power slipped about 0.6%.

Take-home pay calculator

Pre-filled with the median cooks, restaurant salary in San Francisco, CA. Enter your own offer to see your paycheck.

Cooks, Restaurant in San Francisco, CA
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$37,736
per year · effective tax rate 18.0%
$3,145Monthly
$1,572Twice a month
$1,451Every 2 weeks
$18.14Hourly
  • Federal income tax$3,344
  • Social Security (6.2%)$2,854
  • Medicare (1.45%)$667
  • California income tax$831
  • CA State Disability Insurance (SDI)$598
  • Take-home pay$37,736

Marginal rate: 12% federal + 4.00% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Cooks, Restaurant pay by experience in San Francisco, CA

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$40,720$19.58$33,751$2,813
25th percentile$44,340$21.32$36,468$3,039
Median (50th)$46,030$22.13$37,736$3,145
75th percentile$49,360$23.73$40,188$3,349
90th percentile (top earners)$58,940$28.34$47,186$3,932

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.

What $46,030 buys in San Francisco, CA

Prices in San Francisco, CA are 15.6% higher than the U.S. average (housing costs are 1.95× the national average). Adjusted for local prices, a median cooks, restaurant's $37,736 take-home pay has the buying power of $32,640 in a typical American city.

1-bedroom rent
$2,620
83% of monthly take-home
2-bedroom rent
$3,187
101% of monthly take-home
Left after 1-BR rent
$525
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Cooks, Restaurant jobs are about as common in San Francisco, CA as in the U.S. overall (location quotient 0.95).

Best-paying cities for cooks, restaurant, adjusted for cost of living

San Francisco, CA ranks #33 of 101 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Spokane, WA $44,230$37,719$37,589
2Portland, ME $46,560$37,630$36,943
3Seattle, WA $47,730$40,531$36,471
4San Jose, CA $47,170$38,588$34,946
5Worcester, MA $44,250$35,742$34,863
6Denver, CO $44,370$36,587$34,588
7Omaha, NE $37,840$31,742$34,536
8Atlantic City, NJ $40,250$33,830$34,221
33San Francisco, CA$46,030$37,736$32,640

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 101 metros →

About the job: cooks, restaurant

Prepare, season, and cook dishes such as soups, meats, vegetables, or desserts in restaurants. May order supplies, keep records and accounts, price items on menu, or plan menu.

Typical education
No formal educational credential
Work experience
Less than 5 years
On-the-job training
Moderate-term on-the-job training
Job outlook, 2025–35
+12.1% (much faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Cooks, Restaurant salaries elsewhere in California

Frequently asked questions

How much does a cooks, restaurant make in San Francisco, CA?

The median cooks, restaurant salary in the San Francisco-Oakland-Fremont, CA metro area is $46,030 a year, or about $22.13 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $44,340 and $49,360.

What is a cooks, restaurant’s take-home pay in San Francisco, CA?

On the median $46,030 salary, a single filer living in California takes home about $37,736 a year ($3,145 a month) after federal tax, Social Security, Medicare and $1,429 in California taxes in 2026.

Is San Francisco, CA a good place to work as a cooks, restaurant?

Pay here is 23% above the national median of $37,390. Local prices are 15.6% above the U.S. average, so the take-home pay buys what $32,640 would in a typical U.S. city. San Francisco, CA ranks #33 of 101 metro areas for cost-of-living-adjusted pay in this job.

Can a cooks, restaurant afford rent in San Francisco, CA?

HUD’s fair market rent for a one-bedroom in San Francisco, CA is $2,620 a month ($3,187 for two bedrooms) — 83% of a median cooks, restaurant’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in San Francisco, CA →