Childcare Worker Salary in Billings, MT
Childcare Workers in the Billings, MT metro area earn a median $35,740 a year — 2% more than the national median. After 2026 taxes, that is $29,974 take-home, or $2,498 a month.
Take-home pay calculator
Pre-filled with the median childcare worker salary in Billings, MT. Enter your own offer to see your paycheck.
- Federal income tax$2,109
- Social Security (6.2%)$2,216
- Medicare (1.45%)$518
- Montana income tax$923
- Take-home pay$29,974
Marginal rate: 12% federal + 4.70% state
Childcare Worker pay by experience in Billings, MT
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $27,950 | $13.44 | $24,070 | $2,006 |
| 25th percentile | $29,050 | $13.97 | $24,913 | $2,076 |
| Median (50th) | $35,740 | $17.18 | $29,974 | $2,498 |
| 75th percentile | $36,220 | $17.41 | $30,337 | $2,528 |
| 90th percentile (top earners) | $36,770 | $17.68 | $30,753 | $2,563 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Montana resident, 2026 tax rules.
What $35,740 buys in Billings, MT
Prices in Billings, MT are 6.5% lower than the U.S. average (housing costs are 23% below the national average). Adjusted for local prices, a median childcare worker's $29,974 take-home pay has the buying power of $32,049 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Billings, MT has 1.4× the national concentration of childcare worker jobs — a strong local market for this occupation.
Best-paying cities for childcare workers, adjusted for cost of living
Billings, MT ranks #10 of 171 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | North Port, FL | $47,300 | $40,186 | $39,237 |
| 2 | Denver, CO | $44,320 | $36,549 | $34,552 |
| 3 | Boulder, CO | $43,380 | $35,836 | $34,064 |
| 4 | San Jose, CA | $45,720 | $37,504 | $33,964 |
| 5 | Seattle, WA | $43,710 | $37,301 | $33,564 |
| 6 | Modesto, CA | $41,920 | $34,652 | $33,284 |
| 7 | St. Cloud, MN | $34,030 | $28,521 | $32,546 |
| 8 | Las Cruces, NM | $34,270 | $29,210 | $32,379 |
| 10 | Billings, MT | $35,740 | $29,974 | $32,049 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 171 metros →
Frequently asked questions
How much does a childcare worker make in Billings, MT?
The median childcare worker salary in the Billings, MT metro area is $35,740 a year, or about $17.18 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $29,050 and $36,220.
What is a childcare worker’s take-home pay in Billings, MT?
On the median $35,740 salary, a single filer living in Montana takes home about $29,974 a year ($2,498 a month) after federal tax, Social Security, Medicare and $923 in Montana taxes in 2026.
Is Billings, MT a good place to work as a childcare worker?
Pay here is 2% above the national median of $34,980. Local prices are 6.5% below the U.S. average, so the take-home pay buys what $32,049 would in a typical U.S. city. Billings, MT ranks #10 of 171 metro areas for cost-of-living-adjusted pay in this job.
Can a childcare worker afford rent in Billings, MT?
HUD’s fair market rent for a one-bedroom in Billings, MT is $1,102 a month ($1,409 for two bedrooms) — 44% of a median childcare worker’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.