Childcare Worker Salary in San Francisco, CA

Childcare Workers in the San Francisco-Oakland-Fremont, CA metro area earn a median $44,540 a year — 27% more than the national median. After 2026 taxes, that is $36,618 take-home, or $3,051 a month.

Median salary
$44,540
$21.41 per hour
Typical range
$37,930 – $57,410
10th to 90th percentile
Jobs in San Francisco, CA
8,260
1.04× national concentration

Take-home pay calculator

Pre-filled with the median childcare worker salary in San Francisco, CA. Enter your own offer to see your paycheck.

Childcare Worker in San Francisco, CA
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$36,618
per year · effective tax rate 17.8%
$3,051Monthly
$1,526Twice a month
$1,408Every 2 weeks
$17.60Hourly
  • Federal income tax$3,165
  • Social Security (6.2%)$2,761
  • Medicare (1.45%)$646
  • California income tax$771
  • CA State Disability Insurance (SDI)$579
  • Take-home pay$36,618

Marginal rate: 12% federal + 4.00% state

Childcare Worker pay by experience in San Francisco, CA

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$37,930$18.24$31,657$2,638
25th percentile$39,480$18.98$32,820$2,735
Median (50th)$44,540$21.41$36,618$3,051
75th percentile$49,130$23.62$40,020$3,335
90th percentile (top earners)$57,410$27.60$46,069$3,839

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.

What $44,540 buys in San Francisco, CA

Prices in San Francisco, CA are 15.6% higher than the U.S. average (housing costs are 1.95× the national average). Adjusted for local prices, a median childcare worker's $36,618 take-home pay has the buying power of $31,673 in a typical American city.

1-bedroom rent
$2,620
86% of monthly take-home
2-bedroom rent
$3,187
104% of monthly take-home
Left after 1-BR rent
$431
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Childcare Worker jobs are about as common in San Francisco, CA as in the U.S. overall (location quotient 1.04).

Best-paying cities for childcare workers, adjusted for cost of living

San Francisco, CA ranks #14 of 171 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1North Port, FL $47,300$40,186$39,237
2Denver, CO $44,320$36,549$34,552
3Boulder, CO $43,380$35,836$34,064
4San Jose, CA $45,720$37,504$33,964
5Seattle, WA $43,710$37,301$33,564
6Modesto, CA $41,920$34,652$33,284
7St. Cloud, MN $34,030$28,521$32,546
8Las Cruces, NM $34,270$29,210$32,379
14San Francisco, CA$44,540$36,618$31,673

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 171 metros →

Childcare Worker salaries elsewhere in California

Frequently asked questions

How much does a childcare worker make in San Francisco, CA?

The median childcare worker salary in the San Francisco-Oakland-Fremont, CA metro area is $44,540 a year, or about $21.41 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $39,480 and $49,130.

What is a childcare worker’s take-home pay in San Francisco, CA?

On the median $44,540 salary, a single filer living in California takes home about $36,618 a year ($3,051 a month) after federal tax, Social Security, Medicare and $1,350 in California taxes in 2026.

Is San Francisco, CA a good place to work as a childcare worker?

Pay here is 27% above the national median of $34,980. Local prices are 15.6% above the U.S. average, so the take-home pay buys what $31,673 would in a typical U.S. city. San Francisco, CA ranks #14 of 171 metro areas for cost-of-living-adjusted pay in this job.

Can a childcare worker afford rent in San Francisco, CA?

HUD’s fair market rent for a one-bedroom in San Francisco, CA is $2,620 a month ($3,187 for two bedrooms) — 86% of a median childcare worker’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in San Francisco, CA

Cost of living & all salaries in San Francisco, CA →