Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Cooks, Restaurant Salary in Louisville, KY

Cooks, Restaurant in the Louisville/Jefferson County, KY-IN metro area earn a median $35,950 a year — 4% less than the national median. After 2026 taxes, that is $29,925 take-home, or $2,494 a month.

Median salary
$35,950
$17.28 per hour
Typical range
$27,880 – $44,480
10th to 90th percentile
Jobs in Louisville, KY
5,390
0.87× national concentration
▲2.3%
Pay trend: The median for cooks, restaurant in Louisville, KY rose from $35,140 (May 2024) to $35,950 (May 2025). That roughly kept pace with inflation (2.4%).

Take-home pay calculator

Pre-filled with the median cooks, restaurant salary in Louisville, KY. Enter your own offer to see your paycheck.

Cooks, Restaurant in Louisville, KY
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$29,925
per year · effective tax rate 16.8%
$2,494Monthly
$1,247Twice a month
$1,151Every 2 weeks
$14.39Hourly
  • Federal income tax$2,134
  • Social Security (6.2%)$2,229
  • Medicare (1.45%)$521
  • Kentucky income tax$1,141
  • Take-home pay$29,925

Marginal rate: 12% federal + 3.50% state

The Louisville/Jefferson County, KY-IN metro spans Kentucky, Indiana. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Cooks, Restaurant pay by experience in Louisville, KY

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$27,880$13.40$23,711$1,976
25th percentile$30,210$14.52$25,514$2,126
Median (50th)$35,950$17.28$29,925$2,494
75th percentile$37,840$18.19$31,378$2,615
90th percentile (top earners)$44,480$21.38$36,480$3,040

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Kentucky resident, 2026 tax rules.

What $35,950 buys in Louisville, KY

Prices in Louisville, KY are 6.9% lower than the U.S. average (housing costs are 21% below the national average). Adjusted for local prices, a median cooks, restaurant's $29,925 take-home pay has the buying power of $32,152 in a typical American city.

1-bedroom rent
$1,026
41% of monthly take-home
2-bedroom rent
$1,248
50% of monthly take-home
Left after 1-BR rent
$1,468
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Cooks, Restaurant jobs are about as common in Louisville, KY as in the U.S. overall (location quotient 0.87).

Best-paying cities for cooks, restaurant, adjusted for cost of living

Louisville, KY ranks #46 of 101 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Spokane, WA $44,230$37,719$37,589
2Portland, ME $46,560$37,630$36,943
3Seattle, WA $47,730$40,531$36,471
4San Jose, CA $47,170$38,588$34,946
5Worcester, MA $44,250$35,742$34,863
6Denver, CO $44,370$36,587$34,588
7Omaha, NE $37,840$31,742$34,536
8Atlantic City, NJ $40,250$33,830$34,221
46Louisville, KY$35,950$29,925$32,152

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 101 metros →

About the job: cooks, restaurant

Prepare, season, and cook dishes such as soups, meats, vegetables, or desserts in restaurants. May order supplies, keep records and accounts, price items on menu, or plan menu.

Typical education
No formal educational credential
Work experience
Less than 5 years
On-the-job training
Moderate-term on-the-job training
Job outlook, 2025–35
+12.1% (much faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Frequently asked questions

How much does a cooks, restaurant make in Louisville, KY?

The median cooks, restaurant salary in the Louisville/Jefferson County, KY-IN metro area is $35,950 a year, or about $17.28 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $30,210 and $37,840.

What is a cooks, restaurant’s take-home pay in Louisville, KY?

On the median $35,950 salary, a single filer living in Kentucky takes home about $29,925 a year ($2,494 a month) after federal tax, Social Security, Medicare and $1,141 in Kentucky taxes in 2026.

Is Louisville, KY a good place to work as a cooks, restaurant?

Pay here is 4% below the national median of $37,390. Local prices are 6.9% below the U.S. average, so the take-home pay buys what $32,152 would in a typical U.S. city. Louisville, KY ranks #46 of 101 metro areas for cost-of-living-adjusted pay in this job.

Can a cooks, restaurant afford rent in Louisville, KY?

HUD’s fair market rent for a one-bedroom in Louisville, KY is $1,026 a month ($1,248 for two bedrooms) — 41% of a median cooks, restaurant’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in Louisville, KY →