Cost of Living in Louisville, KY
Louisville/Jefferson County, KY-IN — prices, rents and what jobs really pay here after taxes.
Salary comparison calculator
What would you need to earn in Louisville, KY to keep the same lifestyle — after taxes — as in another city?
Prices in Louisville, KY vs. the U.S. average
| Category | Index (U.S. = 100) | Difference |
|---|---|---|
| All items | 93.1 | −6.9% |
| Housing | 78.6 | −21.4% |
| Goods | 96.2 | −3.8% |
| Utilities | 75.0 | −25.0% |
| Other services | 96.8 | −3.2% |
Source: BEA Regional Price Parities, 2024.
Rent in Louisville, KY
| Unit | Monthly rent | Income needed (30% rule) |
|---|---|---|
| Studio | $951 | $38,040/yr |
| 1 bedroom | $1,026 | $41,040/yr |
| 2 bedrooms | $1,248 | $49,920/yr |
| 3 bedrooms | $1,596 | $63,840/yr |
| 4 bedrooms | $1,861 | $74,440/yr |
HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.
Take-home pay in Louisville, KY
- Federal income tax$3,624
- Social Security (6.2%)$2,999
- Medicare (1.45%)$701
- Kentucky income tax$1,575
- Take-home pay$39,470
Marginal rate: 12% federal + 3.50% state
Highest-paying jobs in Louisville, KY
*In U.S.-average dollars after adjusting for local prices.
Frequently asked questions
Is Louisville, KY expensive to live in?
According to the Bureau of Economic Analysis, overall prices in the Louisville/Jefferson County, KY-IN metro area are 93.1% of the U.S. average, with housing at 78.6%. It is the #207 most expensive of 387 metro areas we track.
What salary do you need to live in Louisville, KY?
To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $55,844 in Louisville, KY (before tax differences). The median wage across all jobs here is $48,370.
How much is rent in Louisville, KY?
HUD’s FY2026 fair market rents for Louisville, KY are $951 for a studio, $1,026 for one bedroom, $1,248 for two bedrooms and $1,596 for three bedrooms, including utilities.
All salaries in Louisville, KY
Management Occupations
- Chief Executive — $213,920
- Computer and Information Systems Manager — $150,710
- Architectural and Engineering Manager — $149,430
- Sales Manager — $137,880
- Financial Manager — $136,970
- Marketing Manager — $136,350
- Managers, All Other — $134,710
- Human Resources Manager — $122,360
- Education Administrators, Kindergarten through Secondary — $115,400
- Medical and Health Services Manager — $112,070
- Industrial Production Manager — $111,440
- Construction Manager — $101,780
- Facilities Manager — $98,090
- Transportation, Storage, and Distribution Managers — $98,040
- General and Operations Manager — $89,140
- Social and Community Service Manager — $73,940
- Food Service Manager — $72,500
- Property, Real Estate, and Community Association Managers — $58,980
Business and Financial Operations Occupations
- Management Analyst — $91,560
- Project Management Specialist — $82,660
- Financial and Investment Analyst — $77,700
- Cost Estimator — $77,000
- Accountant and Auditor — $76,320
- Personal Financial Advisor — $72,760
- Claims Adjusters, Examiners, and Investigators — $72,510
- Human Resources Specialist — $71,880
- Compliance Officer — $71,120
- Buyer and Purchasing Agent — $67,270
- Business Operations Specialists, All Other — $65,680
- Loan Officer — $64,460
- Logistician — $63,880
- Market Research Analyst and Marketing Specialist — $63,280
- Training and Development Specialist — $63,270
- Meeting, Convention, and Event Planners — $50,020
Computer and Mathematical Occupations
- Software Developer — $110,270
- Information Security Analyst — $106,760
- Computer Network Architect — $101,040
- Data Scientist — $99,980
- Computer Systems Analyst — $97,970
- Network and Computer Systems Administrator — $96,110
- Computer Occupations, All Other — $76,900
- Computer Network Support Specialist — $73,160
- Computer User Support Specialist — $57,620
Architecture and Engineering Occupations
- Civil Engineer — $102,650
- Mechanical Engineer — $99,290
- Electrical Engineer — $97,960
- Industrial Engineer — $95,370
- Electrical and Electronic Engineering Technologist and Technician — $60,820
Life, Physical, and Social Science Occupations
- Occupational Health and Safety Specialist — $88,270
- Social Science Research Assistant — $82,500
Community and Social Service Occupations
- Educational, Guidance, and Career Counselors and Advisors — $72,910
- Healthcare Social Worker — $68,970
- Child, Family, and School Social Workers — $59,100
- Substance Abuse, Behavioral Disorder, and Mental Health Counselors — $50,970
- Mental Health and Substance Abuse Social Worker — $45,930
- Social and Human Service Assistant — $41,880
Legal Occupations
- Lawyer — $124,530
- Paralegal and Legal Assistant — $61,270
Educational Instruction and Library Occupations
- Postsecondary Teachers, All Other — $83,090
- Educational Instruction and Library Workers, All Other — $79,050
- Secondary School Teachers, Except Special and Career/Technical Education — $74,040
- Librarian and Media Collections Specialist — $71,260
- Special Education Teachers, Kindergarten and Elementary School — $62,340
- Special Education Teachers, Secondary School — $62,290
- Kindergarten Teachers, Except Special Education — $61,630
- Elementary School Teachers, Except Special Education — $61,610
- Middle School Teachers, Except Special and Career/Technical Education — $61,610
- Instructional Coordinator — $60,670
- Teachers and Instructors, All Other — $58,200
- Teaching Assistants, Postsecondary — $43,430
- Teaching Assistants, Except Postsecondary — $36,250
- Self-Enrichment Teacher — $36,250
- Substitute Teachers, Short-Term — $36,030
- Preschool Teachers, Except Special Education — $34,360
Arts, Design, Entertainment, Sports, and Media Occupations
- Public Relations Specialist — $61,640
- Graphic Designer — $57,340
- Merchandise Displayer and Window Trimmer — $35,860
- Coach and Scout — $34,780
Healthcare Practitioners and Technical Occupations
- Anesthesiologist — $239,200+
- Physicians, All Other — $239,200+
- Nurse Anesthetist — $222,520
- Pharmacist — $143,920
- Nurse Practitioner — $122,900
- Speech-Language Pathologist — $103,420
- Physical Therapist — $102,260
- Occupational Therapist — $100,040
- Registered Nurse — $84,850
- Dental Hygienist — $81,390
- Radiologic Technologist and Technician — $76,860
- Respiratory Therapist — $76,560
- Licensed Practical and Licensed Vocational Nurse — $64,460
- Surgical Technologist — $63,590
- Clinical Laboratory Technologist and Technician — $61,460
- Paramedic — $55,760
- Medical Records Specialist — $53,460
- Health Technologists and Technicians, All Other — $47,740
- Emergency Medical Technician — $45,210
- Veterinary Technologist and Technician — $44,710
- Ophthalmic Medical Technician — $44,110
- Pharmacy Technician — $42,880
- Psychiatric Technician — $39,620
Healthcare Support Occupations
- Physical Therapist Assistant — $61,830
- Dental Assistant — $49,100
- Medical Equipment Preparer — $48,800
- Phlebotomist — $44,830
- Medical Assistant — $44,450
- Nursing Assistant — $42,220
- Veterinary Assistant and Laboratory Animal Caretaker — $35,950
- Home Health and Personal Care Aide — $35,860
Protective Service Occupations
- First-Line Supervisor of Police and Detectives — $95,610
- Police and Sheriff's Patrol Officer — $63,220
- First-Line Supervisor of Firefighting and Prevention Workers — $58,310
- Correctional Officer and Jailer — $45,330
- Firefighter — $45,160
- Security Guard — $36,420
- Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers — $29,870
Food Preparation and Serving Related Occupations
- Chef and Head Cook — $46,310
- First-Line Supervisor of Food Preparation and Serving Workers — $38,800
- Cooks, Institution and Cafeteria — $37,370
- Cooks, Restaurant — $35,950
- Food Servers, Nonrestaurant — $31,780
- Waiter and Waitress — $30,180
- Dishwasher — $29,770
- Food Preparation Worker — $29,640
- Bartender — $29,120
- Fast Food and Counter Worker — $28,690
- Dining Room and Cafeteria Attendant and Bartender Helper — $28,030
- Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop — $27,590
- Cooks, Fast Food — $26,990
Building and Grounds Cleaning and Maintenance Occupations
- First-Line Supervisor of Housekeeping and Janitorial Workers — $48,060
- Landscaping and Groundskeeping Worker — $37,820
- Janitors and Cleaners, Except Maids and Housekeeping Cleaners — $35,000
- Maid and Housekeeping Cleaner — $33,100
Personal Care and Service Occupations
- Exercise Trainer and Group Fitness Instructor — $45,180
- Tour and Travel Guide — $37,800
- Hairdressers, Hairstylists, and Cosmetologists — $33,620
- Animal Caretaker — $30,830
- Recreation Worker — $30,190
- Childcare Worker — $30,150
- Amusement and Recreation Attendant — $29,220
- Residential Advisor — $25,310
Sales and Related Occupations
- Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products — $115,320
- First-Line Supervisor of Non-Retail Sales Workers — $77,940
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $70,800
- Securities, Commodities, and Financial Services Sales Agents — $57,310
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $55,190
- First-Line Supervisor of Retail Sales Workers — $46,550
- Parts Salesperson — $39,250
- Counter and Rental Clerk — $38,740
- Retail Salesperson — $30,660
- Cashier — $30,560
Office and Administrative Support Occupations
- First-Line Supervisor of Office and Administrative Support Workers — $67,450
- Executive Secretary and Executive Administrative Assistant — $63,380
- Loan Interviewer and Clerk — $60,110
- Postal Service Mail Carrier — $59,010
- Postal Service Mail Sorters, Processors, and Processing Machine Operators — $56,390
- Payroll and Timekeeping Clerk — $54,600
- Production, Planning, and Expediting Clerks — $53,630
- Dispatchers, Except Police, Fire, and Ambulance — $51,950
- Weighers, Measurers, Checkers, and Samplers, Recordkeeping — $51,330
- Cargo and Freight Agent — $49,480
- Bill and Account Collector — $49,400
- Insurance Claim and Policy Processing Clerk — $48,330
- Bookkeeping, Accounting, and Auditing Clerks — $47,990
- Billing and Posting Clerk — $47,280
- Secretaries and Administrative Assistants, Except Legal, Medical, and Executive — $47,090
- Shipping, Receiving, and Inventory Clerks — $46,690
- Court, Municipal, and License Clerks — $45,510
- Medical Secretary and Administrative Assistant — $44,430
- Order Clerk — $43,580
- Data Entry Keyer — $43,570
- Legal Secretary and Administrative Assistant — $41,920
- Customer Service Representative — $41,600
- Office Clerks, General — $41,290
- Teller — $38,370
- Receptionist and Information Clerk — $34,520
- Hotel, Motel, and Resort Desk Clerks — $31,080
Construction and Extraction Occupations
- First-Line Supervisor of Construction Trades and Extraction Workers — $79,190
- Plumbers, Pipefitters, and Steamfitters — $74,680
- Electrician — $62,440
- Operating Engineer and Other Construction Equipment Operator — $61,890
- Sheet Metal Worker — $61,010
- Carpenter — $56,520
- Cement Mason and Concrete Finisher — $52,700
- Roofer — $49,160
- Painters, Construction and Maintenance — $48,920
- Construction Laborer — $47,420
- Highway Maintenance Worker — $45,570
- Helpers--Pipelayers, Plumbers, Pipefitters, and Steamfitters — $45,200
Installation, Maintenance, and Repair Occupations
- Maintenance Workers, Machinery — $157,260
- First-Line Supervisors of Mechanics, Installers, and Repairers — $78,510
- Electrical Power-Line Installer and Repairer — $77,020
- Aircraft Mechanic and Service Technician — $76,800
- Millwright — $76,300
- Telecommunications Line Installer and Repairer — $75,610
- Medical Equipment Repairer — $62,990
- Industrial Machinery Mechanic — $62,590
- Mobile Heavy Equipment Mechanics, Except Engines — $62,450
- Telecommunications Equipment Installers and Repairers, Except Line Installers — $61,620
- Security and Fire Alarm Systems Installer — $61,570
- Bus and Truck Mechanic and Diesel Engine Specialist — $61,310
- Heating, Air Conditioning, and Refrigeration Mechanics and Installers — $58,930
- Automotive Body and Related Repairer — $53,030
- Maintenance and Repair Workers, General — $48,970
- Automotive Service Technician and Mechanic — $47,440
- Computer, Automated Teller, and Office Machine Repairers — $46,160
- Tire Repairer and Changer — $37,190
Production Occupations
- Tool and Die Maker — $75,250
- First-Line Supervisor of Production and Operating Workers — $75,010
- Chemical Equipment Operator and Tender — $63,490
- Machinist — $60,500
- Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic — $60,230
- Separating, Filtering, Clarifying, Precipitating, and Still Machine Setters, Operators, and Tenders — $59,220
- Paper Goods Machine Setters, Operators, and Tenders — $59,000
- Extruding and Drawing Machine Setters, Operators, and Tenders, Metal and Plastic — $55,420
- Water and Wastewater Treatment Plant and System Operator — $52,230
- Welders, Cutters, Solderers, and Brazers — $50,870
- Welding, Soldering, and Brazing Machine Setters, Operators, and Tenders — $50,740
- Computer Numerically Controlled Tool Operator — $50,640
- Rolling Machine Setters, Operators, and Tenders, Metal and Plastic — $50,400
- Multiple Machine Tool Setters, Operators, and Tenders, Metal and Plastic — $49,180
- Packaging and Filling Machine Operator and Tender — $48,590
- Miscellaneous Assembler and Fabricator — $48,440
- Printing Press Operator — $48,110
- Coating, Painting, and Spraying Machine Setters, Operators, and Tenders — $48,070
- Inspectors, Testers, Sorters, Samplers, and Weighers — $48,000
- Food Batchmaker — $46,540
- Cabinetmaker and Bench Carpenter — $45,830
- Electrical, Electronic, and Electromechanical Assemblers, Except Coil Winders, Tapers, and Finishers — $42,810
- Molding, Coremaking, and Casting Machine Setters, Operators, and Tenders, Metal and Plastic — $42,510
- Production Workers, All Other — $40,160
- Butcher and Meat Cutter — $37,200
- Baker — $36,430
- Sewing Machine Operator — $32,930
- Laundry and Dry-Cleaning Worker — $30,240
Transportation and Material Moving Occupations
- Captains, Mates, and Pilots of Water Vessels — $130,380
- Sailor and Marine Oiler — $62,650
- Bus Drivers, Transit and Intercity — $61,100
- First-Line Supervisors of Transportation and Material Moving Workers, Except Aircraft Cargo Handling Supervisors — $60,440
- Heavy and Tractor-Trailer Truck Driver — $59,000
- Bus Drivers, School — $55,640
- Refuse and Recyclable Material Collector — $51,080
- Light Truck Driver — $47,150
- Laborers and Freight, Stock, and Material Movers, Hand — $46,830
- Industrial Truck and Tractor Operator — $46,190
- Driver/Sales Worker — $39,140
- Stocker and Order Filler — $37,610
- Packers and Packagers, Hand — $37,500
- Automotive and Watercraft Service Attendant — $36,240
- Shuttle Driver and Chauffeur — $35,920
- Cleaner of Vehicles and Equipment — $34,910
- Parking Attendant — $31,520