Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Retail Salesperson Salary in Louisville, KY

Retail Salespersons in the Louisville/Jefferson County, KY-IN metro area earn a median $30,660 a year — 13% less than the national median. After 2026 taxes, that is $25,860 take-home, or $2,155 a month.

Median salary
$30,660
$14.74 per hour
Typical range
$23,210 – $45,510
10th to 90th percentile
Jobs in Louisville, KY
17,540
1.02× national concentration
▲1.9%
Pay trend: The median for retail salespersons in Louisville, KY rose from $30,090 (May 2024) to $30,660 (May 2025). That trailed inflation (2.4%), so buying power slipped about 0.5%.

Take-home pay calculator

Pre-filled with the median retail salesperson salary in Louisville, KY. Enter your own offer to see your paycheck.

Retail Salesperson in Louisville, KY
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$25,860
per year · effective tax rate 15.7%
$2,155Monthly
$1,077Twice a month
$995Every 2 weeks
$12.43Hourly
  • Federal income tax$1,499
  • Social Security (6.2%)$1,901
  • Medicare (1.45%)$445
  • Kentucky income tax$956
  • Take-home pay$25,860

Marginal rate: 12% federal + 3.50% state

The Louisville/Jefferson County, KY-IN metro spans Kentucky, Indiana. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Retail Salesperson pay by experience in Louisville, KY

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$23,210$11.16$20,029$1,669
25th percentile$27,430$13.19$23,356$1,946
Median (50th)$30,660$14.74$25,860$2,155
75th percentile$36,580$17.59$30,409$2,534
90th percentile (top earners)$45,510$21.88$37,272$3,106

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Kentucky resident, 2026 tax rules.

What $30,660 buys in Louisville, KY

Prices in Louisville, KY are 6.9% lower than the U.S. average (housing costs are 21% below the national average). Adjusted for local prices, a median retail salesperson's $25,860 take-home pay has the buying power of $27,784 in a typical American city.

1-bedroom rent
$1,026
48% of monthly take-home
2-bedroom rent
$1,248
58% of monthly take-home
Left after 1-BR rent
$1,129
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Retail Salesperson jobs are about as common in Louisville, KY as in the U.S. overall (location quotient 1.02).

Best-paying cities for retail salespersons, adjusted for cost of living

Louisville, KY ranks #194 of 237 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Fargo, ND $35,860$30,994$34,107
2St. Cloud, MN $34,860$29,144$33,257
3Yakima, WA $36,640$31,620$33,095
4Sioux Falls, SD $34,600$29,981$33,080
5Rochester, MN $36,000$29,999$33,030
6San Jose, CA $44,220$36,378$32,944
7Duluth, MN $34,650$28,986$32,654
8Rapid City, SD $33,350$28,977$32,500
194Louisville, KY$30,660$25,860$27,784

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 237 metros →

About the job: retail salespersons

Sell merchandise, such as furniture, motor vehicles, appliances, or apparel to consumers.

Typical education
No formal educational credential
Work experience
None required
On-the-job training
Short-term on-the-job training
Job outlook, 2025–35
-0.3% (slower than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Retail Salesperson salaries elsewhere in Kentucky

Frequently asked questions

How much does a retail salesperson make in Louisville, KY?

The median retail salesperson salary in the Louisville/Jefferson County, KY-IN metro area is $30,660 a year, or about $14.74 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $27,430 and $36,580.

What is a retail salesperson’s take-home pay in Louisville, KY?

On the median $30,660 salary, a single filer living in Kentucky takes home about $25,860 a year ($2,155 a month) after federal tax, Social Security, Medicare and $956 in Kentucky taxes in 2026.

Is Louisville, KY a good place to work as a retail salesperson?

Pay here is 13% below the national median of $35,410. Local prices are 6.9% below the U.S. average, so the take-home pay buys what $27,784 would in a typical U.S. city. Louisville, KY ranks #194 of 237 metro areas for cost-of-living-adjusted pay in this job.

Can a retail salesperson afford rent in Louisville, KY?

HUD’s fair market rent for a one-bedroom in Louisville, KY is $1,026 a month ($1,248 for two bedrooms) — 48% of a median retail salesperson’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in Louisville, KY →