Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Carpenter Salary in Louisville, KY

Carpenters in the Louisville/Jefferson County, KY-IN metro area earn a median $56,520 a year — 7% less than the national median. After 2026 taxes, that is $45,733 take-home, or $3,811 a month.

Median salary
$56,520
$27.17 per hour
Typical range
$38,980 – $75,360
10th to 90th percentile
Jobs in Louisville, KY
2,990
1.01× national concentration
▲2.2%
Pay trend: The median for carpenters in Louisville, KY rose from $55,330 (May 2024) to $56,520 (May 2025). That roughly kept pace with inflation (2.4%).

Take-home pay calculator

Pre-filled with the median carpenter salary in Louisville, KY. Enter your own offer to see your paycheck.

Carpenter in Louisville, KY
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$45,733
per year · effective tax rate 19.1%
$3,811Monthly
$1,906Twice a month
$1,759Every 2 weeks
$21.99Hourly
  • Federal income tax$4,602
  • Social Security (6.2%)$3,504
  • Medicare (1.45%)$820
  • Kentucky income tax$1,861
  • Take-home pay$45,733

Marginal rate: 12% federal + 3.50% state

The Louisville/Jefferson County, KY-IN metro spans Kentucky, Indiana. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Carpenter pay by experience in Louisville, KY

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$38,980$18.74$32,254$2,688
25th percentile$48,480$23.31$39,554$3,296
Median (50th)$56,520$27.17$45,733$3,811
75th percentile$64,980$31.24$52,235$4,353
90th percentile (top earners)$75,360$36.23$59,326$4,944

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Kentucky resident, 2026 tax rules.

What $56,520 buys in Louisville, KY

Prices in Louisville, KY are 6.9% lower than the U.S. average (housing costs are 21% below the national average). Adjusted for local prices, a median carpenter's $45,733 take-home pay has the buying power of $49,136 in a typical American city.

1-bedroom rent
$1,026
27% of monthly take-home
2-bedroom rent
$1,248
33% of monthly take-home
Left after 1-BR rent
$2,785
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Carpenter jobs are about as common in Louisville, KY as in the U.S. overall (location quotient 1.01).

Best-paying cities for carpenters, adjusted for cost of living

Louisville, KY ranks #30 of 54 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Urban Honolulu, HI $94,310$69,540$62,670
2Chicago, IL $80,440$61,583$59,445
3St. Louis, MO $70,990$56,372$59,284
4San Francisco, CA $89,200$66,357$57,395
5Columbus, OH $66,480$54,551$57,140
6Seattle, WA $76,410$62,584$56,315
7San Jose, CA $80,190$60,973$55,218
8Indianapolis, IN $65,070$52,574$54,938
30Louisville, KY$56,520$45,733$49,136

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 54 metros →

About the job: carpenters

Construct, erect, install, or repair structures and fixtures made of wood and comparable materials, such as concrete forms; building frameworks, including partitions, joists, studding, and rafters; and wood stairways, window and door frames, and hardwood floors. May also install cabinets, siding, drywall, and batt or roll insulation.

Typical education
High school diploma or equivalent
Work experience
None required
On-the-job training
Apprenticeship
Job outlook, 2025–35
+3.9% (about average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Frequently asked questions

How much does a carpenter make in Louisville, KY?

The median carpenter salary in the Louisville/Jefferson County, KY-IN metro area is $56,520 a year, or about $27.17 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $48,480 and $64,980.

What is a carpenter’s take-home pay in Louisville, KY?

On the median $56,520 salary, a single filer living in Kentucky takes home about $45,733 a year ($3,811 a month) after federal tax, Social Security, Medicare and $1,861 in Kentucky taxes in 2026.

Is Louisville, KY a good place to work as a carpenter?

Pay here is 7% below the national median of $60,580. Local prices are 6.9% below the U.S. average, so the take-home pay buys what $49,136 would in a typical U.S. city. Louisville, KY ranks #30 of 54 metro areas for cost-of-living-adjusted pay in this job.

Can a carpenter afford rent in Louisville, KY?

HUD’s fair market rent for a one-bedroom in Louisville, KY is $1,026 a month ($1,248 for two bedrooms) — 27% of a median carpenter’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Louisville, KY

Cost of living & all salaries in Louisville, KY →