Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Cooks, Restaurant Salary in Palm Bay, FL

Cooks, Restaurant in the Palm Bay-Melbourne-Titusville, FL metro area earn a median $36,750 a year — 2% less than the national median. After 2026 taxes, that is $31,709 take-home, or $2,642 a month.

Median salary
$36,750
$17.67 per hour
Typical range
$29,750 – $45,500
10th to 90th percentile
Jobs in Palm Bay, FL
2,890
1.30× national concentration
▲2.6%
Pay trend: The median for cooks, restaurant in Palm Bay, FL rose from $35,810 (May 2024) to $36,750 (May 2025). That roughly kept pace with inflation (2.4%).

Take-home pay calculator

Pre-filled with the median cooks, restaurant salary in Palm Bay, FL. Enter your own offer to see your paycheck.

Cooks, Restaurant in Palm Bay, FL
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$31,709
per year · effective tax rate 13.7%
$2,642Monthly
$1,321Twice a month
$1,220Every 2 weeks
$15.24Hourly
  • Federal income tax$2,230
  • Social Security (6.2%)$2,279
  • Medicare (1.45%)$533
  • Florida income tax$0
  • Take-home pay$31,709

Marginal rate: 12% federal + 0.00% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Cooks, Restaurant pay by experience in Palm Bay, FL

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$29,750$14.30$26,084$2,174
25th percentile$35,440$17.04$30,656$2,555
Median (50th)$36,750$17.67$31,709$2,642
75th percentile$39,250$18.87$33,717$2,810
90th percentile (top earners)$45,500$21.88$38,739$3,228

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.

What $36,750 buys in Palm Bay, FL

Prices in Palm Bay, FL are 0.0% higher than the U.S. average (housing costs are 1.12× the national average). Adjusted for local prices, a median cooks, restaurant's $31,709 take-home pay has the buying power of $31,707 in a typical American city.

1-bedroom rent
$1,478
56% of monthly take-home
2-bedroom rent
$1,709
65% of monthly take-home
Left after 1-BR rent
$1,164
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Palm Bay, FL has 1.3× the national concentration of cooks, restaurant jobs — a strong local market for this occupation.

Best-paying cities for cooks, restaurant, adjusted for cost of living

Palm Bay, FL ranks #58 of 101 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Spokane, WA $44,230$37,719$37,589
2Portland, ME $46,560$37,630$36,943
3Seattle, WA $47,730$40,531$36,471
4San Jose, CA $47,170$38,588$34,946
5Worcester, MA $44,250$35,742$34,863
6Denver, CO $44,370$36,587$34,588
7Omaha, NE $37,840$31,742$34,536
8Atlantic City, NJ $40,250$33,830$34,221
58Palm Bay, FL$36,750$31,709$31,707

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 101 metros →

About the job: cooks, restaurant

Prepare, season, and cook dishes such as soups, meats, vegetables, or desserts in restaurants. May order supplies, keep records and accounts, price items on menu, or plan menu.

Typical education
No formal educational credential
Work experience
Less than 5 years
On-the-job training
Moderate-term on-the-job training
Job outlook, 2025–35
+12.1% (much faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Cooks, Restaurant salaries elsewhere in Florida

Frequently asked questions

How much does a cooks, restaurant make in Palm Bay, FL?

The median cooks, restaurant salary in the Palm Bay-Melbourne-Titusville, FL metro area is $36,750 a year, or about $17.67 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $35,440 and $39,250.

What is a cooks, restaurant’s take-home pay in Palm Bay, FL?

On the median $36,750 salary, a single filer living in Florida takes home about $31,709 a year ($2,642 a month) after federal tax, Social Security, Medicare in 2026.

Is Palm Bay, FL a good place to work as a cooks, restaurant?

Pay here is 2% below the national median of $37,390. Local prices are 0.0% above the U.S. average, so the take-home pay buys what $31,707 would in a typical U.S. city. Palm Bay, FL ranks #58 of 101 metro areas for cost-of-living-adjusted pay in this job.

Can a cooks, restaurant afford rent in Palm Bay, FL?

HUD’s fair market rent for a one-bedroom in Palm Bay, FL is $1,478 a month ($1,709 for two bedrooms) — 56% of a median cooks, restaurant’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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