Waiter and Waitress Salary in Palm Bay, FL

Waiters and Waitresses in the Palm Bay-Melbourne-Titusville, FL metro area earn a median $36,670 a year — 4% more than the national median. After 2026 taxes, that is $31,644 take-home, or $2,637 a month.

Median salary
$36,670
$17.63 per hour
Typical range
$27,610 – $62,170
10th to 90th percentile
Jobs in Palm Bay, FL
5,080
1.42× national concentration

Take-home pay calculator

Pre-filled with the median waiter and waitress salary in Palm Bay, FL. Enter your own offer to see your paycheck.

Waiter and Waitress in Palm Bay, FL
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$31,644
per year · effective tax rate 13.7%
$2,637Monthly
$1,319Twice a month
$1,217Every 2 weeks
$15.21Hourly
  • Federal income tax$2,220
  • Social Security (6.2%)$2,274
  • Medicare (1.45%)$532
  • Florida income tax$0
  • Take-home pay$31,644

Marginal rate: 12% federal + 0.00% state

Waiter and Waitress pay by experience in Palm Bay, FL

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$27,610$13.27$24,347$2,029
25th percentile$28,800$13.85$25,321$2,110
Median (50th)$36,670$17.63$31,644$2,637
75th percentile$47,340$22.76$40,218$3,351
90th percentile (top earners)$62,170$29.89$52,134$4,344

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.

What $36,670 buys in Palm Bay, FL

Prices in Palm Bay, FL are 0.0% higher than the U.S. average (housing costs are 1.12× the national average). Adjusted for local prices, a median waiter and waitress's $31,644 take-home pay has the buying power of $31,643 in a typical American city.

1-bedroom rent
$1,478
56% of monthly take-home
2-bedroom rent
$1,709
65% of monthly take-home
Left after 1-BR rent
$1,159
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Palm Bay, FL has 1.4× the national concentration of waiter and waitress jobs — a strong local market for this occupation.

Best-paying cities for waiters and waitresses, adjusted for cost of living

Palm Bay, FL ranks #110 of 375 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Kahului, HI $82,550$62,160$56,823
2Burlington, VT $61,620$50,061$49,591
3Bellingham, WA $56,700$47,738$46,198
4Bremerton, WA $55,270$46,589$44,116
5Mount Vernon, WA $53,060$44,814$43,745
6Yakima, WA $49,060$41,600$43,539
7Kennewick, WA $51,460$43,528$43,494
8Seattle, WA $57,280$48,204$43,375
110Palm Bay, FL$36,670$31,644$31,643

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 375 metros →

Waiter and Waitress salaries elsewhere in Florida

Frequently asked questions

How much does a waiter and waitress make in Palm Bay, FL?

The median waiter and waitress salary in the Palm Bay-Melbourne-Titusville, FL metro area is $36,670 a year, or about $17.63 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $28,800 and $47,340.

What is a waiter and waitress’s take-home pay in Palm Bay, FL?

On the median $36,670 salary, a single filer living in Florida takes home about $31,644 a year ($2,637 a month) after federal tax, Social Security, Medicare in 2026.

Is Palm Bay, FL a good place to work as a waiter and waitress?

Pay here is 4% above the national median of $35,230. Local prices are 0.0% above the U.S. average, so the take-home pay buys what $31,643 would in a typical U.S. city. Palm Bay, FL ranks #110 of 375 metro areas for cost-of-living-adjusted pay in this job.

Can a waiter and waitress afford rent in Palm Bay, FL?

HUD’s fair market rent for a one-bedroom in Palm Bay, FL is $1,478 a month ($1,709 for two bedrooms) — 56% of a median waiter and waitress’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in Palm Bay, FL →