Credit Analyst Salary in Columbus, OH
Credit Analysts in the Columbus, OH metro area earn a median $80,500 a year — 4% less than the national median. After 2026 taxes, that is $64,030 take-home, or $5,336 a month.
Take-home pay calculator
Pre-filled with the median credit analyst salary in Columbus, OH. Enter your own offer to see your paycheck.
- Federal income tax$8,880
- Social Security (6.2%)$4,991
- Medicare (1.45%)$1,167
- Ohio income tax$1,431
- Take-home pay$64,030
Marginal rate: 22% federal + 2.75% state
Credit Analyst pay by experience in Columbus, OH
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $58,350 | $28.05 | $48,242 | $4,020 |
| 25th percentile | $64,430 | $30.98 | $52,960 | $4,413 |
| Median (50th) | $80,500 | $38.70 | $64,030 | $5,336 |
| 75th percentile | $101,950 | $49.01 | $78,531 | $6,544 |
| 90th percentile (top earners) | $131,940 | $63.43 | $98,601 | $8,217 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Ohio resident, 2026 tax rules.
What $80,500 buys in Columbus, OH
Prices in Columbus, OH are 4.5% lower than the U.S. average (housing costs are 12% below the national average). Adjusted for local prices, a median credit analyst's $64,030 take-home pay has the buying power of $67,069 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Columbus, OH has 2.3× the national concentration of credit analyst jobs — a strong local market for this occupation.
Best-paying cities for credit analysts, adjusted for cost of living
Columbus, OH ranks #11 of 30 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | New York, NY | $136,500 | $97,551 | $86,663 |
| 2 | Charlotte, NC | $100,640 | $76,123 | $78,197 |
| 3 | Buffalo, NY | $99,640 | $74,088 | $77,301 |
| 4 | Washington, DC | $114,700 | $82,740 | $75,990 |
| 5 | San Francisco, CA | $122,590 | $86,291 | $74,638 |
| 6 | Boston, MA | $101,890 | $75,635 | $69,860 |
| 7 | Philadelphia, PA | $92,460 | $71,037 | $69,268 |
| 8 | Jacksonville, FL | $83,160 | $67,333 | $67,682 |
| 11 | Columbus, OH | $80,500 | $64,030 | $67,069 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 30 metros →
Credit Analyst salaries elsewhere in Ohio
- Cincinnati, OH — $77,500
Frequently asked questions
How much does a credit analyst make in Columbus, OH?
The median credit analyst salary in the Columbus, OH metro area is $80,500 a year, or about $38.70 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $64,430 and $101,950.
What is a credit analyst’s take-home pay in Columbus, OH?
On the median $80,500 salary, a single filer living in Ohio takes home about $64,030 a year ($5,336 a month) after federal tax, Social Security, Medicare and $1,431 in Ohio taxes in 2026.
Is Columbus, OH a good place to work as a credit analyst?
Pay here is 4% below the national median of $83,510. Local prices are 4.5% below the U.S. average, so the take-home pay buys what $67,069 would in a typical U.S. city. Columbus, OH ranks #11 of 30 metro areas for cost-of-living-adjusted pay in this job.
Can a credit analyst afford rent in Columbus, OH?
HUD’s fair market rent for a one-bedroom in Columbus, OH is $1,179 a month ($1,416 for two bedrooms) — 22% of a median credit analyst’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Columbus, OH
- Financial Risk Specialist — $100,350
- Project Management Specialist — $98,660
- Financial and Investment Analyst — $97,920
- Labor Relations Specialist — $96,100
- Management Analyst — $90,010
- Financial Specialists, All Other — $83,160
- Loan Officer — $82,160
- Business Operations Specialists, All Other — $82,030
- Accountant and Auditor — $81,700
- Personal Financial Advisor — $81,600
- Financial Examiner — $81,000
- Logistician — $80,710