Loan Officer Salary in Columbus, OH
Loan Officers in the Columbus, OH metro area earn a median $82,160 a year — 7% more than the national median. After 2026 taxes, that is $65,153 take-home, or $5,429 a month.
Take-home pay calculator
Pre-filled with the median loan officer salary in Columbus, OH. Enter your own offer to see your paycheck.
- Federal income tax$9,245
- Social Security (6.2%)$5,094
- Medicare (1.45%)$1,191
- Ohio income tax$1,477
- Take-home pay$65,153
Marginal rate: 22% federal + 2.75% state
Living in Columbus? City residents also pay Columbus’s city income tax — about $2,054 a year on this salary — which lowers take-home pay to $63,099 ($5,258 a month). Choose “Columbus” under City income tax in the calculator. Suburban residents usually don’t pay it.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Loan Officer pay by experience in Columbus, OH
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $39,650 | $19.06 | $33,731 | $2,811 |
| 25th percentile | $56,990 | $27.40 | $47,187 | $3,932 |
| Median (50th) | $82,160 | $39.50 | $65,153 | $5,429 |
| 75th percentile | $106,380 | $51.14 | $81,525 | $6,794 |
| 90th percentile (top earners) | $144,880 | $69.65 | $107,090 | $8,924 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Ohio resident, 2026 tax rules.
What $82,160 buys in Columbus, OH
Prices in Columbus, OH are 4.5% lower than the U.S. average (housing costs are 12% below the national average). Adjusted for local prices, a median loan officer's $65,153 take-home pay has the buying power of $68,245 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Columbus, OH has 1.2× the national concentration of loan officer jobs — a strong local market for this occupation.
Best-paying cities for loan officers, adjusted for cost of living
Columbus, OH ranks #3 of 21 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Minneapolis, MN | $102,200 | $75,301 | $71,837 |
| 2 | Boston, MA | $103,400 | $76,622 | $70,772 |
| 3 | Columbus, OH | $82,160 | $65,153 | $68,245 |
| 4 | New York, NY | $101,570 | $75,332 | $66,924 |
| 5 | Washington, DC | $97,800 | $72,288 | $66,390 |
| 6 | Portland, OR | $96,100 | $68,857 | $65,316 |
| 7 | San Francisco, CA | $103,000 | $74,602 | $64,527 |
| 8 | Charlotte, NC | $78,200 | $61,232 | $62,900 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 21 metros →
About the job: loan officers
Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods.
- Typical education
- Bachelor's degree
- Work experience
- Less than 5 years
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- +1.1% (slower than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a loan officer make in Columbus, OH?
The median loan officer salary in the Columbus, OH metro area is $82,160 a year, or about $39.50 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $56,990 and $106,380.
What is a loan officer’s take-home pay in Columbus, OH?
On the median $82,160 salary, a single filer living in Ohio takes home about $65,153 a year ($5,429 a month) after federal tax, Social Security, Medicare and $1,477 in Ohio taxes in 2026.
Is Columbus, OH a good place to work as a loan officer?
Pay here is 7% above the national median of $76,690. Local prices are 4.5% below the U.S. average, so the take-home pay buys what $68,245 would in a typical U.S. city. Columbus, OH ranks #3 of 21 metro areas for cost-of-living-adjusted pay in this job.
Can a loan officer afford rent in Columbus, OH?
HUD’s fair market rent for a one-bedroom in Columbus, OH is $1,179 a month ($1,416 for two bedrooms) — 22% of a median loan officer’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Columbus, OH
- Project Management Specialist — $98,660
- Financial and Investment Analyst — $97,920
- Management Analyst — $90,010
- Business Operations Specialists, All Other — $82,030
- Accountant and Auditor — $81,700
- Compliance Officer — $79,780
- Buyer and Purchasing Agent — $77,150
- Market Research Analyst and Marketing Specialist — $77,010
- Human Resources Specialist — $75,440
- Training and Development Specialist — $72,390
- Claims Adjusters, Examiners, and Investigators — $64,180