Loan Officer Salary in Portland, OR
Loan Officers in the Portland-Vancouver-Hillsboro, OR-WA metro area earn a median $96,100 a year — 25% more than the national median. After 2026 taxes, that is $68,857 take-home, or $5,738 a month.
Take-home pay calculator
Pre-filled with the median loan officer salary in Portland, OR. Enter your own offer to see your paycheck.
- Federal income tax$12,312
- Social Security (6.2%)$5,958
- Medicare (1.45%)$1,393
- Oregon income tax$7,579
- Take-home pay$68,857
Marginal rate: 22% federal + 8.75% state
The Portland-Vancouver-Hillsboro, OR-WA metro spans Oregon, Washington. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Loan Officer pay by experience in Portland, OR
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $45,780 | $22.01 | $35,788 | $2,982 |
| 25th percentile | $62,960 | $30.27 | $48,089 | $4,007 |
| Median (50th) | $96,100 | $46.20 | $68,857 | $5,738 |
| 75th percentile | $128,070 | $61.57 | $88,424 | $7,369 |
| 90th percentile (top earners) | $162,900 | $78.32 | $108,782 | $9,065 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Oregon resident, 2026 tax rules.
What $96,100 buys in Portland, OR
Prices in Portland, OR are 5.4% higher than the U.S. average (housing costs are 1.25× the national average). Adjusted for local prices, a median loan officer's $68,857 take-home pay has the buying power of $65,316 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Portland, OR has 1.3× the national concentration of loan officer jobs — a strong local market for this occupation.
Best-paying cities for loan officers, adjusted for cost of living
Portland, OR ranks #6 of 21 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Minneapolis, MN | $102,200 | $75,301 | $71,837 |
| 2 | Boston, MA | $103,400 | $76,622 | $70,772 |
| 3 | Columbus, OH | $82,160 | $65,153 | $68,245 |
| 4 | New York, NY | $101,570 | $75,332 | $66,924 |
| 5 | Washington, DC | $97,800 | $72,288 | $66,390 |
| 6 | Portland, OR | $96,100 | $68,857 | $65,316 |
| 7 | San Francisco, CA | $103,000 | $74,602 | $64,527 |
| 8 | Charlotte, NC | $78,200 | $61,232 | $62,900 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 21 metros →
About the job: loan officers
Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods.
- Typical education
- Bachelor's degree
- Work experience
- Less than 5 years
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- +1.1% (slower than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a loan officer make in Portland, OR?
The median loan officer salary in the Portland-Vancouver-Hillsboro, OR-WA metro area is $96,100 a year, or about $46.20 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $62,960 and $128,070.
What is a loan officer’s take-home pay in Portland, OR?
On the median $96,100 salary, a single filer living in Oregon takes home about $68,857 a year ($5,738 a month) after federal tax, Social Security, Medicare and $7,579 in Oregon taxes in 2026.
Is Portland, OR a good place to work as a loan officer?
Pay here is 25% above the national median of $76,690. Local prices are 5.4% above the U.S. average, so the take-home pay buys what $65,316 would in a typical U.S. city. Portland, OR ranks #6 of 21 metro areas for cost-of-living-adjusted pay in this job.
Can a loan officer afford rent in Portland, OR?
HUD’s fair market rent for a one-bedroom in Portland, OR is $1,677 a month ($1,922 for two bedrooms) — 29% of a median loan officer’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Portland, OR
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- Project Management Specialist — $108,340
- Management Analyst — $103,470
- Accountant and Auditor — $92,200
- Logistician — $87,950
- Compliance Officer — $86,600
- Market Research Analyst and Marketing Specialist — $85,350
- Human Resources Specialist — $80,100
- Business Operations Specialists, All Other — $79,660
- Buyer and Purchasing Agent — $78,380
- Training and Development Specialist — $77,000