Credit Analyst Salary in Nashville, TN
Credit Analysts in the Nashville-Davidson--Murfreesboro--Franklin, TN metro area earn a median $78,410 a year — 6% less than the national median. After 2026 taxes, that is $63,991 take-home, or $5,333 a month.
Take-home pay calculator
Pre-filled with the median credit analyst salary in Nashville, TN. Enter your own offer to see your paycheck.
- Federal income tax$8,420
- Social Security (6.2%)$4,861
- Medicare (1.45%)$1,137
- Tennessee income tax$0
- Take-home pay$63,991
Marginal rate: 22% federal + 0.00% state
Credit Analyst pay by experience in Nashville, TN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $57,270 | $27.53 | $48,196 | $4,016 |
| 25th percentile | $63,120 | $30.35 | $52,897 | $4,408 |
| Median (50th) | $78,410 | $37.70 | $63,991 | $5,333 |
| 75th percentile | $99,740 | $47.95 | $78,997 | $6,583 |
| 90th percentile (top earners) | $141,360 | $67.96 | $107,886 | $8,990 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.
What $78,410 buys in Nashville, TN
Prices in Nashville, TN are 3.7% lower than the U.S. average (housing costs are 1.05× the national average). Adjusted for local prices, a median credit analyst's $63,991 take-home pay has the buying power of $66,424 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Credit Analyst jobs are about as common in Nashville, TN as in the U.S. overall (location quotient 1.12).
Best-paying cities for credit analysts, adjusted for cost of living
Nashville, TN ranks #12 of 30 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | New York, NY | $136,500 | $97,551 | $86,663 |
| 2 | Charlotte, NC | $100,640 | $76,123 | $78,197 |
| 3 | Buffalo, NY | $99,640 | $74,088 | $77,301 |
| 4 | Washington, DC | $114,700 | $82,740 | $75,990 |
| 5 | San Francisco, CA | $122,590 | $86,291 | $74,638 |
| 6 | Boston, MA | $101,890 | $75,635 | $69,860 |
| 7 | Philadelphia, PA | $92,460 | $71,037 | $69,268 |
| 8 | Jacksonville, FL | $83,160 | $67,333 | $67,682 |
| 12 | Nashville, TN | $78,410 | $63,991 | $66,424 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 30 metros →
Frequently asked questions
How much does a credit analyst make in Nashville, TN?
The median credit analyst salary in the Nashville-Davidson--Murfreesboro--Franklin, TN metro area is $78,410 a year, or about $37.70 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $63,120 and $99,740.
What is a credit analyst’s take-home pay in Nashville, TN?
On the median $78,410 salary, a single filer living in Tennessee takes home about $63,991 a year ($5,333 a month) after federal tax, Social Security, Medicare in 2026.
Is Nashville, TN a good place to work as a credit analyst?
Pay here is 6% below the national median of $83,510. Local prices are 3.7% below the U.S. average, so the take-home pay buys what $66,424 would in a typical U.S. city. Nashville, TN ranks #12 of 30 metro areas for cost-of-living-adjusted pay in this job.
Can a credit analyst afford rent in Nashville, TN?
HUD’s fair market rent for a one-bedroom in Nashville, TN is $1,530 a month ($1,685 for two bedrooms) — 29% of a median credit analyst’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Nashville, TN
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- Financial and Investment Analyst — $97,490
- Personal Financial Advisor — $91,040
- Budget Analyst — $86,530
- Project Management Specialist — $85,990
- Cost Estimator — $81,300
- Insurance Underwriter — $79,870
- Accountant and Auditor — $78,080
- Claims Adjusters, Examiners, and Investigators — $78,030
- Logistician — $77,610
- Market Research Analyst and Marketing Specialist — $77,240
- Business Operations Specialists, All Other — $76,400