Electrical Engineer Salary in Chattanooga, TN

Electrical Engineers in the Chattanooga, TN-GA metro area earn a median $123,840 a year — 3% more than the national median. After 2026 taxes, that is $95,911 take-home, or $7,993 a month.

Median salary
$123,840
$59.54 per hour
Typical range
$81,120 – $163,280
10th to 90th percentile
Jobs in Chattanooga, TN
440
1.29× national concentration

Take-home pay calculator

Pre-filled with the median electrical engineer salary in Chattanooga, TN. Enter your own offer to see your paycheck.

Electrical Engineer in Chattanooga, TN
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$95,911
per year · effective tax rate 22.6%
$7,993Monthly
$3,996Twice a month
$3,689Every 2 weeks
$46.11Hourly
  • Federal income tax$18,456
  • Social Security (6.2%)$7,678
  • Medicare (1.45%)$1,796
  • Tennessee income tax$0
  • Take-home pay$95,911

Marginal rate: 24% federal + 0.00% state

The Chattanooga, TN-GA metro spans Tennessee, Georgia. Pick the state you live in — state income tax follows your residence.

Electrical Engineer pay by experience in Chattanooga, TN

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$81,120$39.00$65,898$5,491
25th percentile$95,410$45.87$75,951$6,329
Median (50th)$123,840$59.54$95,911$7,993
75th percentile$143,100$68.80$109,075$9,090
90th percentile (top earners)$163,280$78.50$122,868$10,239

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.

What $123,840 buys in Chattanooga, TN

Prices in Chattanooga, TN are 8.5% lower than the U.S. average (housing costs are 23% below the national average). Adjusted for local prices, a median electrical engineer's $95,911 take-home pay has the buying power of $104,862 in a typical American city.

1-bedroom rent
$1,263
16% of monthly take-home
2-bedroom rent
$1,390
17% of monthly take-home
Left after 1-BR rent
$6,730
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Chattanooga, TN has 1.3× the national concentration of electrical engineer jobs — a strong local market for this occupation.

Best-paying cities for electrical engineers, adjusted for cost of living

Chattanooga, TN ranks #5 of 79 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Albuquerque, NM $163,720$116,477$121,907
2Manchester, NH $159,360$120,189$113,754
3Austin, TX $145,360$110,620$112,801
4San Jose, CA $187,060$123,681$112,007
5Chattanooga, TN $123,840$95,911$104,862
6Houston, TX $131,070$100,852$102,254
7Huntsville, AL $130,330$94,095$101,099
8Kennewick, WA $128,190$98,884$98,806

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 79 metros →

Electrical Engineer salaries elsewhere in Tennessee

Frequently asked questions

How much does a electrical engineer make in Chattanooga, TN?

The median electrical engineer salary in the Chattanooga, TN-GA metro area is $123,840 a year, or about $59.54 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $95,410 and $143,100.

What is a electrical engineer’s take-home pay in Chattanooga, TN?

On the median $123,840 salary, a single filer living in Tennessee takes home about $95,911 a year ($7,993 a month) after federal tax, Social Security, Medicare in 2026.

Is Chattanooga, TN a good place to work as a electrical engineer?

Pay here is 3% above the national median of $120,630. Local prices are 8.5% below the U.S. average, so the take-home pay buys what $104,862 would in a typical U.S. city. Chattanooga, TN ranks #5 of 79 metro areas for cost-of-living-adjusted pay in this job.

Can a electrical engineer afford rent in Chattanooga, TN?

HUD’s fair market rent for a one-bedroom in Chattanooga, TN is $1,263 a month ($1,390 for two bedrooms) — 16% of a median electrical engineer’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in Chattanooga, TN →