Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Financial and Investment Analyst Salary in San Francisco, CA

Financial and Investment Analysts in the San Francisco-Oakland-Fremont, CA metro area earn a median $130,520 a year — 27% more than the national median. After 2026 taxes, that is $90,871 take-home, or $7,573 a month.

Median salary
$130,520
$62.75 per hour
Typical range
$82,570 – $217,160
10th to 90th percentile
Jobs in San Francisco, CA
9,910
1.79× national concentration
▲1.6%
Pay trend: The median for financial and investment analysts in San Francisco, CA rose from $128,470 (May 2024) to $130,520 (May 2025). That trailed inflation (2.4%), so buying power slipped about 0.8%.

Take-home pay calculator

Pre-filled with the median financial and investment analyst salary in San Francisco, CA. Enter your own offer to see your paycheck.

Financial and Investment Analyst in San Francisco, CA
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$90,871
per year · effective tax rate 30.4%
$7,573Monthly
$3,786Twice a month
$3,495Every 2 weeks
$43.69Hourly
  • Federal income tax$20,059
  • Social Security (6.2%)$8,092
  • Medicare (1.45%)$1,893
  • California income tax$7,909
  • CA State Disability Insurance (SDI)$1,697
  • Take-home pay$90,871

Marginal rate: 24% federal + 9.30% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Financial and Investment Analyst pay by experience in San Francisco, CA

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$82,570$39.70$62,395$5,200
25th percentile$97,490$46.87$71,310$5,942
Median (50th)$130,520$62.75$90,871$7,573
75th percentile$166,350$79.98$111,563$9,297
90th percentile (top earners)$217,160$104.40$142,776$11,898

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.

What $130,520 buys in San Francisco, CA

Prices in San Francisco, CA are 15.6% higher than the U.S. average (housing costs are 1.95× the national average). Adjusted for local prices, a median financial and investment analyst's $90,871 take-home pay has the buying power of $78,599 in a typical American city.

1-bedroom rent
$2,620
35% of monthly take-home
2-bedroom rent
$3,187
42% of monthly take-home
Left after 1-BR rent
$4,953
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

San Francisco, CA has 1.8× the national concentration of financial and investment analyst jobs — a strong local market for this occupation.

Best-paying cities for financial and investment analysts, adjusted for cost of living

San Francisco, CA ranks #12 of 31 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Bridgeport, CT $158,310$112,122$104,921
2San Jose, CA $144,910$99,181$89,819
3Seattle, WA $124,790$96,560$86,887
4New York, NY $128,930$92,823$82,463
5Charlotte, NC $106,510$80,019$82,199
6Austin, TX $101,530$80,256$81,839
7Houston, TX $101,660$80,348$81,465
8Nashville, TN $97,490$77,414$80,357
12San Francisco, CA$130,520$90,871$78,599

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 31 metros →

About the job: financial and investment analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

Typical education
Bachelor's degree
Work experience
None required
On-the-job training
None
Job outlook, 2025–35
+7.2% (faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Financial and Investment Analyst salaries elsewhere in California

Frequently asked questions

How much does a financial and investment analyst make in San Francisco, CA?

The median financial and investment analyst salary in the San Francisco-Oakland-Fremont, CA metro area is $130,520 a year, or about $62.75 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $97,490 and $166,350.

What is a financial and investment analyst’s take-home pay in San Francisco, CA?

On the median $130,520 salary, a single filer living in California takes home about $90,871 a year ($7,573 a month) after federal tax, Social Security, Medicare and $9,606 in California taxes in 2026.

Is San Francisco, CA a good place to work as a financial and investment analyst?

Pay here is 27% above the national median of $102,740. Local prices are 15.6% above the U.S. average, so the take-home pay buys what $78,599 would in a typical U.S. city. San Francisco, CA ranks #12 of 31 metro areas for cost-of-living-adjusted pay in this job.

Can a financial and investment analyst afford rent in San Francisco, CA?

HUD’s fair market rent for a one-bedroom in San Francisco, CA is $2,620 a month ($3,187 for two bedrooms) — 35% of a median financial and investment analyst’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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