Financial Manager Salary in St. Cloud, MN

Financial Managers in the St. Cloud, MN metro area earn a median $135,760 a year — 18% less than the national median. After 2026 taxes, that is $96,234 take-home, or $8,019 a month.

Median salary
$135,760
$65.27 per hour
Typical range
$95,130 – $231,880
10th to 90th percentile
Jobs in St. Cloud, MN
490
0.87× national concentration

Take-home pay calculator

Pre-filled with the median financial manager salary in St. Cloud, MN. Enter your own offer to see your paycheck.

Financial Manager in St. Cloud, MN
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$96,234
per year · effective tax rate 29.1%
$8,019Monthly
$4,010Twice a month
$3,701Every 2 weeks
$46.27Hourly
  • Federal income tax$21,316
  • Social Security (6.2%)$8,417
  • Medicare (1.45%)$1,969
  • Minnesota income tax$7,824
  • Take-home pay$96,234

Marginal rate: 24% federal + 7.85% state

Financial Manager pay by experience in St. Cloud, MN

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$95,130$45.74$70,809$5,901
25th percentile$105,520$50.73$77,411$6,451
Median (50th)$135,760$65.27$96,234$8,019
75th percentile$170,460$81.95$117,227$9,769
90th percentile (top earners)$231,880$111.48$155,648$12,971

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Minnesota resident, 2026 tax rules.

What $135,760 buys in St. Cloud, MN

Prices in St. Cloud, MN are 12.4% lower than the U.S. average (housing costs are 35% below the national average). Adjusted for local prices, a median financial manager's $96,234 take-home pay has the buying power of $109,816 in a typical American city.

1-bedroom rent
$919
11% of monthly take-home
2-bedroom rent
$1,206
15% of monthly take-home
Left after 1-BR rent
$7,100
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Financial Manager jobs are about as common in St. Cloud, MN as in the U.S. overall (location quotient 0.87).

Best-paying cities for financial managers, adjusted for cost of living

St. Cloud, MN ranks #88 of 177 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Bridgeport, CT $211,000$146,519$137,107
2Sioux Falls, SD $163,580$123,073$135,796
3New York, NY $221,010$152,151$135,169
4Midland, TX $172,520$129,183$134,871
5Boston, MA $209,780$145,861$134,725
6San Jose, CA $225,280$147,303$133,399
7Boulder, CO $192,970$135,904$129,184
8Denver, CO $193,400$136,206$128,761
88St. Cloud, MN$135,760$96,234$109,816

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 177 metros →

Financial Manager salaries elsewhere in Minnesota

Frequently asked questions

How much does a financial manager make in St. Cloud, MN?

The median financial manager salary in the St. Cloud, MN metro area is $135,760 a year, or about $65.27 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $105,520 and $170,460.

What is a financial manager’s take-home pay in St. Cloud, MN?

On the median $135,760 salary, a single filer living in Minnesota takes home about $96,234 a year ($8,019 a month) after federal tax, Social Security, Medicare and $7,824 in Minnesota taxes in 2026.

Is St. Cloud, MN a good place to work as a financial manager?

Pay here is 18% below the national median of $166,570. Local prices are 12.4% below the U.S. average, so the take-home pay buys what $109,816 would in a typical U.S. city. St. Cloud, MN ranks #88 of 177 metro areas for cost-of-living-adjusted pay in this job.

Can a financial manager afford rent in St. Cloud, MN?

HUD’s fair market rent for a one-bedroom in St. Cloud, MN is $919 a month ($1,206 for two bedrooms) — 11% of a median financial manager’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in St. Cloud, MN →