Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Heating, Air Conditioning, and Refrigeration Mechanics and Installers Salary in Charlotte, NC

Heating, Air Conditioning, and Refrigeration Mechanics and Installers in the Charlotte-Concord-Gastonia, NC-SC metro area earn a median $59,840 a year — 2% less than the national median. After 2026 taxes, that is $48,383 take-home, or $4,032 a month.

Median salary
$59,840
$28.77 per hour
Typical range
$40,110 – $79,210
10th to 90th percentile
Jobs in Charlotte, NC
3,860
1.08× national concentration
▲3.3%
Pay trend: The median for heating, air conditioning, and refrigeration mechanics and installers in Charlotte, NC rose from $57,950 (May 2024) to $59,840 (May 2025). That beat inflation (2.4%), a real raise of about 0.9%.

Take-home pay calculator

Pre-filled with the median heating, air conditioning, and refrigeration mechanics and installers salary in Charlotte, NC. Enter your own offer to see your paycheck.

Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Charlotte, NC
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$48,383
per year · effective tax rate 19.1%
$4,032Monthly
$2,016Twice a month
$1,861Every 2 weeks
$23.26Hourly
  • Federal income tax$5,001
  • Social Security (6.2%)$3,710
  • Medicare (1.45%)$868
  • North Carolina income tax$1,879
  • Take-home pay$48,383

Marginal rate: 12% federal + 3.99% state

The Charlotte-Concord-Gastonia, NC-SC metro spans North Carolina, South Carolina. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Heating, Air Conditioning, and Refrigeration Mechanics and Installers pay by experience in Charlotte, NC

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$40,110$19.28$33,317$2,776
25th percentile$47,950$23.05$39,303$3,275
Median (50th)$59,840$28.77$48,383$4,032
75th percentile$69,770$33.54$55,638$4,637
90th percentile (top earners)$79,210$38.08$61,902$5,159

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, North Carolina resident, 2026 tax rules.

What $59,840 buys in Charlotte, NC

Prices in Charlotte, NC are 2.7% lower than the U.S. average (housing costs are 2% below the national average). Adjusted for local prices, a median heating, air conditioning, and refrigeration mechanics and installers's $48,383 take-home pay has the buying power of $49,701 in a typical American city.

1-bedroom rent
$1,428
35% of monthly take-home
2-bedroom rent
$1,577
39% of monthly take-home
Left after 1-BR rent
$2,604
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Heating, Air Conditioning, and Refrigeration Mechanics and Installers jobs are about as common in Charlotte, NC as in the U.S. overall (location quotient 1.08).

Best-paying cities for heating, air conditioning, and refrigeration mechanics and installers, adjusted for cost of living

Charlotte, NC ranks #25 of 41 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Seattle, WA $80,100$65,180$58,651
2Chicago, IL $77,960$59,961$57,880
3Minneapolis, MN $77,490$59,598$56,857
4Boston, MA $78,530$60,369$55,760
5Columbus, OH $64,440$52,968$55,482
6Cleveland, OH $62,790$51,687$55,032
7Kansas City, MO $62,680$50,535$54,607
8Cincinnati, OH $62,240$51,261$53,749
25Charlotte, NC$59,840$48,383$49,701

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 41 metros →

About the job: heating, air conditioning, and refrigeration mechanics and installers

Install or repair heating, central air conditioning, HVAC, or refrigeration systems, including oil burners, hot-air furnaces, and heating stoves.

Typical education
Postsecondary nondegree award
Work experience
None required
On-the-job training
Long-term on-the-job training
Job outlook, 2025–35
+10.9% (much faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Heating, Air Conditioning, and Refrigeration Mechanics and Installers salaries elsewhere in North Carolina

Frequently asked questions

How much does a heating, air conditioning, and refrigeration mechanics and installers make in Charlotte, NC?

The median heating, air conditioning, and refrigeration mechanics and installers salary in the Charlotte-Concord-Gastonia, NC-SC metro area is $59,840 a year, or about $28.77 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $47,950 and $69,770.

What is a heating, air conditioning, and refrigeration mechanics and installers’s take-home pay in Charlotte, NC?

On the median $59,840 salary, a single filer living in North Carolina takes home about $48,383 a year ($4,032 a month) after federal tax, Social Security, Medicare and $1,879 in North Carolina taxes in 2026.

Is Charlotte, NC a good place to work as a heating, air conditioning, and refrigeration mechanics and installers?

Pay here is 2% below the national median of $61,010. Local prices are 2.7% below the U.S. average, so the take-home pay buys what $49,701 would in a typical U.S. city. Charlotte, NC ranks #25 of 41 metro areas for cost-of-living-adjusted pay in this job.

Can a heating, air conditioning, and refrigeration mechanics and installers afford rent in Charlotte, NC?

HUD’s fair market rent for a one-bedroom in Charlotte, NC is $1,428 a month ($1,577 for two bedrooms) — 35% of a median heating, air conditioning, and refrigeration mechanics and installers’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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