Home Health and Personal Care Aide Salary in Chattanooga, TN
Home Health and Personal Care Aides in the Chattanooga, TN-GA metro area earn a median $32,670 a year — 9% less than the national median. After 2026 taxes, that is $28,430 take-home, or $2,369 a month.
Take-home pay calculator
Pre-filled with the median home health and personal care aide salary in Chattanooga, TN. Enter your own offer to see your paycheck.
- Federal income tax$1,740
- Social Security (6.2%)$2,026
- Medicare (1.45%)$474
- Tennessee income tax$0
- Take-home pay$28,430
Marginal rate: 12% federal + 0.00% state
The Chattanooga, TN-GA metro spans Tennessee, Georgia. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Home Health and Personal Care Aide pay by experience in Chattanooga, TN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $28,880 | $13.88 | $25,385 | $2,115 |
| 25th percentile | $29,870 | $14.36 | $26,181 | $2,182 |
| Median (50th) | $32,670 | $15.71 | $28,430 | $2,369 |
| 75th percentile | $35,140 | $16.89 | $30,415 | $2,535 |
| 90th percentile (top earners) | $37,720 | $18.13 | $32,488 | $2,707 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.
What $32,670 buys in Chattanooga, TN
Prices in Chattanooga, TN are 8.5% lower than the U.S. average (housing costs are 23% below the national average). Adjusted for local prices, a median home health and personal care aide's $28,430 take-home pay has the buying power of $31,084 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Home Health and Personal Care Aide jobs are less concentrated in Chattanooga, TN than nationally (location quotient 0.34), so openings may be scarcer.
Best-paying cities for home health and personal care aides, adjusted for cost of living
Chattanooga, TN ranks #60 of 180 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Grants Pass, OR | $53,120 | $41,044 | $41,984 |
| 2 | Kennewick, WA | $47,810 | $40,595 | $40,563 |
| 3 | Spokane, WA | $47,410 | $40,274 | $40,135 |
| 4 | Yakima, WA | $44,490 | $37,928 | $39,696 |
| 5 | Seattle, WA | $48,210 | $40,917 | $36,818 |
| 6 | Bellingham, WA | $44,080 | $37,598 | $36,385 |
| 7 | Olympia, WA | $44,060 | $37,582 | $36,252 |
| 8 | Fargo, ND | $37,910 | $32,641 | $35,920 |
| 60 | Chattanooga, TN | $32,670 | $28,430 | $31,084 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 180 metros →
About the job: home health and personal care aides
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Short-term on-the-job training
- Job outlook, 2025–35
- +18.1% (much faster than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Home Health and Personal Care Aide salaries elsewhere in Tennessee
- Nashville, TN — $34,380
- Knoxville, TN — $32,710
- Memphis, TN — $30,900
Frequently asked questions
How much does a home health and personal care aide make in Chattanooga, TN?
The median home health and personal care aide salary in the Chattanooga, TN-GA metro area is $32,670 a year, or about $15.71 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $29,870 and $35,140.
What is a home health and personal care aide’s take-home pay in Chattanooga, TN?
On the median $32,670 salary, a single filer living in Tennessee takes home about $28,430 a year ($2,369 a month) after federal tax, Social Security, Medicare in 2026.
Is Chattanooga, TN a good place to work as a home health and personal care aide?
Pay here is 9% below the national median of $35,800. Local prices are 8.5% below the U.S. average, so the take-home pay buys what $31,084 would in a typical U.S. city. Chattanooga, TN ranks #60 of 180 metro areas for cost-of-living-adjusted pay in this job.
Can a home health and personal care aide afford rent in Chattanooga, TN?
HUD’s fair market rent for a one-bedroom in Chattanooga, TN is $1,263 a month ($1,390 for two bedrooms) — 53% of a median home health and personal care aide’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Chattanooga, TN
- Nursing Assistant — $38,790