Home Health and Personal Care Aide Salary in South Bend, IN
Home Health and Personal Care Aides in the South Bend-Mishawaka, IN-MI metro area earn a median $34,790 a year — 3% less than the national median. After 2026 taxes, that is $29,137 take-home, or $2,428 a month.
Take-home pay calculator
Pre-filled with the median home health and personal care aide salary in South Bend, IN. Enter your own offer to see your paycheck.
- Federal income tax$1,995
- Social Security (6.2%)$2,157
- Medicare (1.45%)$504
- Indiana income tax$997
- Take-home pay$29,137
Marginal rate: 12% federal + 2.95% state
The South Bend-Mishawaka, IN-MI metro spans Indiana, Michigan. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Home Health and Personal Care Aide pay by experience in South Bend, IN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $28,720 | $13.81 | $24,439 | $2,037 |
| 25th percentile | $30,720 | $14.77 | $25,987 | $2,166 |
| Median (50th) | $34,790 | $16.73 | $29,137 | $2,428 |
| 75th percentile | $36,410 | $17.50 | $30,391 | $2,533 |
| 90th percentile (top earners) | $37,670 | $18.11 | $31,366 | $2,614 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Indiana resident, 2026 tax rules.
What $34,790 buys in South Bend, IN
Prices in South Bend, IN are 7.1% lower than the U.S. average (housing costs are 25% below the national average). Adjusted for local prices, a median home health and personal care aide's $29,137 take-home pay has the buying power of $31,378 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Home Health and Personal Care Aide jobs are about as common in South Bend, IN as in the U.S. overall (location quotient 0.89).
Best-paying cities for home health and personal care aides, adjusted for cost of living
South Bend, IN ranks #53 of 180 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Grants Pass, OR | $53,120 | $41,044 | $41,984 |
| 2 | Kennewick, WA | $47,810 | $40,595 | $40,563 |
| 3 | Spokane, WA | $47,410 | $40,274 | $40,135 |
| 4 | Yakima, WA | $44,490 | $37,928 | $39,696 |
| 5 | Seattle, WA | $48,210 | $40,917 | $36,818 |
| 6 | Bellingham, WA | $44,080 | $37,598 | $36,385 |
| 7 | Olympia, WA | $44,060 | $37,582 | $36,252 |
| 8 | Fargo, ND | $37,910 | $32,641 | $35,920 |
| 53 | South Bend, IN | $34,790 | $29,137 | $31,378 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 180 metros →
About the job: home health and personal care aides
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Short-term on-the-job training
- Job outlook, 2025–35
- +18.1% (much faster than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Home Health and Personal Care Aide salaries elsewhere in Indiana
- Evansville, IN — $35,610
- Fort Wayne, IN — $35,090
- Indianapolis, IN — $35,060
Frequently asked questions
How much does a home health and personal care aide make in South Bend, IN?
The median home health and personal care aide salary in the South Bend-Mishawaka, IN-MI metro area is $34,790 a year, or about $16.73 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $30,720 and $36,410.
What is a home health and personal care aide’s take-home pay in South Bend, IN?
On the median $34,790 salary, a single filer living in Indiana takes home about $29,137 a year ($2,428 a month) after federal tax, Social Security, Medicare and $997 in Indiana taxes in 2026.
Is South Bend, IN a good place to work as a home health and personal care aide?
Pay here is 3% below the national median of $35,800. Local prices are 7.1% below the U.S. average, so the take-home pay buys what $31,378 would in a typical U.S. city. South Bend, IN ranks #53 of 180 metro areas for cost-of-living-adjusted pay in this job.
Can a home health and personal care aide afford rent in South Bend, IN?
HUD’s fair market rent for a one-bedroom in South Bend, IN is $1,073 a month ($1,244 for two bedrooms) — 44% of a median home health and personal care aide’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.