Home Health and Personal Care Aide Salary in St. Cloud, MN
Home Health and Personal Care Aides in the St. Cloud, MN metro area earn a median $37,100 a year — 4% more than the national median. After 2026 taxes, that is $30,824 take-home, or $2,569 a month.
Take-home pay calculator
Pre-filled with the median home health and personal care aide salary in St. Cloud, MN. Enter your own offer to see your paycheck.
- Federal income tax$2,272
- Social Security (6.2%)$2,300
- Medicare (1.45%)$538
- Minnesota income tax$1,166
- Take-home pay$30,824
Marginal rate: 12% federal + 5.35% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Home Health and Personal Care Aide pay by experience in St. Cloud, MN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $31,130 | $14.97 | $26,346 | $2,196 |
| 25th percentile | $35,390 | $17.01 | $29,541 | $2,462 |
| Median (50th) | $37,100 | $17.84 | $30,824 | $2,569 |
| 75th percentile | $40,390 | $19.42 | $33,291 | $2,774 |
| 90th percentile (top earners) | $45,180 | $21.72 | $36,884 | $3,074 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Minnesota resident, 2026 tax rules.
What $37,100 buys in St. Cloud, MN
Prices in St. Cloud, MN are 12.4% lower than the U.S. average (housing costs are 35% below the national average). Adjusted for local prices, a median home health and personal care aide's $30,824 take-home pay has the buying power of $35,174 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Home Health and Personal Care Aide jobs are about as common in St. Cloud, MN as in the U.S. overall (location quotient 1.09).
Best-paying cities for home health and personal care aides, adjusted for cost of living
St. Cloud, MN ranks #10 of 180 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Grants Pass, OR | $53,120 | $41,044 | $41,984 |
| 2 | Kennewick, WA | $47,810 | $40,595 | $40,563 |
| 3 | Spokane, WA | $47,410 | $40,274 | $40,135 |
| 4 | Yakima, WA | $44,490 | $37,928 | $39,696 |
| 5 | Seattle, WA | $48,210 | $40,917 | $36,818 |
| 6 | Bellingham, WA | $44,080 | $37,598 | $36,385 |
| 7 | Olympia, WA | $44,060 | $37,582 | $36,252 |
| 8 | Fargo, ND | $37,910 | $32,641 | $35,920 |
| 10 | St. Cloud, MN | $37,100 | $30,824 | $35,174 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 180 metros →
About the job: home health and personal care aides
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Short-term on-the-job training
- Job outlook, 2025–35
- +18.1% (much faster than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Home Health and Personal Care Aide salaries elsewhere in Minnesota
- Rochester, MN — $39,270
- Mankato, MN — $37,560
- Duluth, MN — $36,390
- Minneapolis, MN — $38,860
Frequently asked questions
How much does a home health and personal care aide make in St. Cloud, MN?
The median home health and personal care aide salary in the St. Cloud, MN metro area is $37,100 a year, or about $17.84 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $35,390 and $40,390.
What is a home health and personal care aide’s take-home pay in St. Cloud, MN?
On the median $37,100 salary, a single filer living in Minnesota takes home about $30,824 a year ($2,569 a month) after federal tax, Social Security, Medicare and $1,166 in Minnesota taxes in 2026.
Is St. Cloud, MN a good place to work as a home health and personal care aide?
Pay here is 4% above the national median of $35,800. Local prices are 12.4% below the U.S. average, so the take-home pay buys what $35,174 would in a typical U.S. city. St. Cloud, MN ranks #10 of 180 metro areas for cost-of-living-adjusted pay in this job.
Can a home health and personal care aide afford rent in St. Cloud, MN?
HUD’s fair market rent for a one-bedroom in St. Cloud, MN is $919 a month ($1,206 for two bedrooms) — 36% of a median home health and personal care aide’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.