Human Resources Specialist Salary in St. Cloud, MN
Human Resources Specialists in the St. Cloud, MN metro area earn a median $74,710 a year — 2% less than the national median. After 2026 taxes, that is $57,832 take-home, or $4,819 a month.
Take-home pay calculator
Pre-filled with the median human resources specialist salary in St. Cloud, MN. Enter your own offer to see your paycheck.
- Federal income tax$7,606
- Social Security (6.2%)$4,632
- Medicare (1.45%)$1,083
- Minnesota income tax$3,557
- Take-home pay$57,832
Marginal rate: 22% federal + 6.80% state
Human Resources Specialist pay by experience in St. Cloud, MN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $52,010 | $25.00 | $41,957 | $3,496 |
| 25th percentile | $60,930 | $29.29 | $48,517 | $4,043 |
| Median (50th) | $74,710 | $35.92 | $57,832 | $4,819 |
| 75th percentile | $95,340 | $45.84 | $70,942 | $5,912 |
| 90th percentile (top earners) | $115,230 | $55.40 | $83,582 | $6,965 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Minnesota resident, 2026 tax rules.
What $74,710 buys in St. Cloud, MN
Prices in St. Cloud, MN are 12.4% lower than the U.S. average (housing costs are 35% below the national average). Adjusted for local prices, a median human resources specialist's $57,832 take-home pay has the buying power of $65,994 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Human Resources Specialist jobs are less concentrated in St. Cloud, MN than nationally (location quotient 0.79), so openings may be scarcer.
Best-paying cities for human resources specialists, adjusted for cost of living
St. Cloud, MN ranks #13 of 217 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Parkersburg, WV | $94,520 | $71,704 | $82,356 |
| 2 | San Jose, CA | $112,140 | $80,063 | $72,506 |
| 3 | Davenport, IA | $79,670 | $62,502 | $70,165 |
| 4 | Rochester, MN | $83,810 | $63,615 | $70,044 |
| 5 | Fargo, ND | $76,550 | $62,449 | $68,723 |
| 6 | Bremerton, WA | $90,290 | $72,349 | $68,508 |
| 7 | Washington, DC | $100,830 | $74,162 | $68,111 |
| 8 | Elizabethtown, KY | $78,850 | $61,659 | $68,077 |
| 13 | St. Cloud, MN | $74,710 | $57,832 | $65,994 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 217 metros →
Human Resources Specialist salaries elsewhere in Minnesota
- Rochester, MN — $83,810
- Duluth, MN — $67,040
- Minneapolis, MN — $80,330
Frequently asked questions
How much does a human resources specialist make in St. Cloud, MN?
The median human resources specialist salary in the St. Cloud, MN metro area is $74,710 a year, or about $35.92 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $60,930 and $95,340.
What is a human resources specialist’s take-home pay in St. Cloud, MN?
On the median $74,710 salary, a single filer living in Minnesota takes home about $57,832 a year ($4,819 a month) after federal tax, Social Security, Medicare and $3,557 in Minnesota taxes in 2026.
Is St. Cloud, MN a good place to work as a human resources specialist?
Pay here is 2% below the national median of $75,940. Local prices are 12.4% below the U.S. average, so the take-home pay buys what $65,994 would in a typical U.S. city. St. Cloud, MN ranks #13 of 217 metro areas for cost-of-living-adjusted pay in this job.
Can a human resources specialist afford rent in St. Cloud, MN?
HUD’s fair market rent for a one-bedroom in St. Cloud, MN is $919 a month ($1,206 for two bedrooms) — 19% of a median human resources specialist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in St. Cloud, MN
- Accountant and Auditor — $77,720