Loan Officer Salary in Fresno, CA
Loan Officers in the Fresno, CA metro area earn a median $78,060 a year — 2% more than the national median. After 2026 taxes, that is $59,698 take-home, or $4,975 a month.
Take-home pay calculator
Pre-filled with the median loan officer salary in Fresno, CA. Enter your own offer to see your paycheck.
- Federal income tax$8,343
- Social Security (6.2%)$4,840
- Medicare (1.45%)$1,132
- California income tax$3,033
- CA State Disability Insurance (SDI)$1,015
- Take-home pay$59,698
Marginal rate: 22% federal + 8.00% state
Loan Officer pay by experience in Fresno, CA
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $35,680 | $17.15 | $29,969 | $2,497 |
| 25th percentile | $52,900 | $25.43 | $42,774 | $3,564 |
| Median (50th) | $78,060 | $37.53 | $59,698 | $4,975 |
| 75th percentile | $109,840 | $52.81 | $78,689 | $6,557 |
| 90th percentile (top earners) | $170,090 | $81.77 | $113,723 | $9,477 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.
What $78,060 buys in Fresno, CA
Prices in Fresno, CA are 2.2% higher than the U.S. average (housing costs are 4% below the national average). Adjusted for local prices, a median loan officer's $59,698 take-home pay has the buying power of $58,437 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Loan Officer jobs are less concentrated in Fresno, CA than nationally (location quotient 0.56), so openings may be scarcer.
Best-paying cities for loan officers, adjusted for cost of living
Fresno, CA ranks #48 of 86 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Des Moines, IA | $101,190 | $76,824 | $83,776 |
| 2 | Wichita, KS | $99,170 | $73,862 | $83,042 |
| 3 | Sioux Falls, SD | $81,380 | $66,081 | $72,912 |
| 4 | Bridgeport, CT | $103,850 | $77,752 | $72,758 |
| 5 | Minneapolis, MN | $102,200 | $75,301 | $71,837 |
| 6 | Denver, CO | $100,130 | $75,574 | $71,443 |
| 7 | Fayetteville, AR | $84,200 | $64,994 | $71,146 |
| 8 | Columbia, MO | $81,850 | $63,502 | $71,001 |
| 48 | Fresno, CA | $78,060 | $59,698 | $58,437 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 86 metros →
Loan Officer salaries elsewhere in California
- San Francisco, CA — $103,000
- San Jose, CA — $95,090
- Sacramento, CA — $79,190
- Riverside, CA — $78,710
- San Diego, CA — $81,770
- Los Angeles, CA — $80,360
- Oxnard, CA — $64,470
Frequently asked questions
How much does a loan officer make in Fresno, CA?
The median loan officer salary in the Fresno, CA metro area is $78,060 a year, or about $37.53 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $52,900 and $109,840.
What is a loan officer’s take-home pay in Fresno, CA?
On the median $78,060 salary, a single filer living in California takes home about $59,698 a year ($4,975 a month) after federal tax, Social Security, Medicare and $4,047 in California taxes in 2026.
Is Fresno, CA a good place to work as a loan officer?
Pay here is 2% above the national median of $76,690. Local prices are 2.2% above the U.S. average, so the take-home pay buys what $58,437 would in a typical U.S. city. Fresno, CA ranks #48 of 86 metro areas for cost-of-living-adjusted pay in this job.
Can a loan officer afford rent in Fresno, CA?
HUD’s fair market rent for a one-bedroom in Fresno, CA is $1,315 a month ($1,625 for two bedrooms) — 26% of a median loan officer’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Fresno, CA
- Project Management Specialist — $101,030
- Claims Adjusters, Examiners, and Investigators — $87,910
- Management Analyst — $84,200
- Cost Estimator — $84,140
- Compliance Officer — $79,830
- Accountant and Auditor — $78,690
- Business Operations Specialists, All Other — $76,770
- Human Resources Specialist — $74,170
- Buyer and Purchasing Agent — $72,080
- Training and Development Specialist — $65,060
- Market Research Analyst and Marketing Specialist — $62,880
- Tax Examiners and Collectors, and Revenue Agents — $56,890