Loan Officer Salary in Los Angeles, CA
Loan Officers in the Los Angeles-Long Beach-Anaheim, CA metro area earn a median $80,360 a year — 5% more than the national median. After 2026 taxes, that is $61,075 take-home, or $5,090 a month.
Take-home pay calculator
Pre-filled with the median loan officer salary in Los Angeles, CA. Enter your own offer to see your paycheck.
- Federal income tax$8,849
- Social Security (6.2%)$4,982
- Medicare (1.45%)$1,165
- California income tax$3,244
- CA State Disability Insurance (SDI)$1,045
- Take-home pay$61,075
Marginal rate: 22% federal + 9.30% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Loan Officer pay by experience in Los Angeles, CA
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $35,930 | $17.27 | $30,156 | $2,513 |
| 25th percentile | $51,250 | $24.64 | $41,569 | $3,464 |
| Median (50th) | $80,360 | $38.63 | $61,075 | $5,090 |
| 75th percentile | $119,420 | $57.41 | $84,413 | $7,034 |
| 90th percentile (top earners) | $167,860 | $80.70 | $112,435 | $9,370 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.
What $80,360 buys in Los Angeles, CA
Prices in Los Angeles, CA are 13.6% higher than the U.S. average (housing costs are 1.70× the national average). Adjusted for local prices, a median loan officer's $61,075 take-home pay has the buying power of $53,779 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Loan Officer jobs are about as common in Los Angeles, CA as in the U.S. overall (location quotient 0.88).
Best-paying cities for loan officers, adjusted for cost of living
Los Angeles, CA ranks #19 of 21 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Minneapolis, MN | $102,200 | $75,301 | $71,837 |
| 2 | Boston, MA | $103,400 | $76,622 | $70,772 |
| 3 | Columbus, OH | $82,160 | $65,153 | $68,245 |
| 4 | New York, NY | $101,570 | $75,332 | $66,924 |
| 5 | Washington, DC | $97,800 | $72,288 | $66,390 |
| 6 | Portland, OR | $96,100 | $68,857 | $65,316 |
| 7 | San Francisco, CA | $103,000 | $74,602 | $64,527 |
| 8 | Charlotte, NC | $78,200 | $61,232 | $62,900 |
| 19 | Los Angeles, CA | $80,360 | $61,075 | $53,779 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 21 metros →
About the job: loan officers
Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods.
- Typical education
- Bachelor's degree
- Work experience
- Less than 5 years
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- +1.1% (slower than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Loan Officer salaries elsewhere in California
- San Francisco, CA — $103,000
- San Diego, CA — $81,770
Frequently asked questions
How much does a loan officer make in Los Angeles, CA?
The median loan officer salary in the Los Angeles-Long Beach-Anaheim, CA metro area is $80,360 a year, or about $38.63 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $51,250 and $119,420.
What is a loan officer’s take-home pay in Los Angeles, CA?
On the median $80,360 salary, a single filer living in California takes home about $61,075 a year ($5,090 a month) after federal tax, Social Security, Medicare and $4,289 in California taxes in 2026.
Is Los Angeles, CA a good place to work as a loan officer?
Pay here is 5% above the national median of $76,690. Local prices are 13.6% above the U.S. average, so the take-home pay buys what $53,779 would in a typical U.S. city. Los Angeles, CA ranks #19 of 21 metro areas for cost-of-living-adjusted pay in this job.
Can a loan officer afford rent in Los Angeles, CA?
HUD’s fair market rent for a one-bedroom in Los Angeles, CA is $2,245 a month ($2,755 for two bedrooms) — 44% of a median loan officer’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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