Loan Officer Salary in Jackson, MS
Loan Officers in the Jackson, MS metro area earn a median $61,110 a year — 20% less than the national median. After 2026 taxes, that is $49,569 take-home, or $4,131 a month.
Take-home pay calculator
Pre-filled with the median loan officer salary in Jackson, MS. Enter your own offer to see your paycheck.
- Federal income tax$5,153
- Social Security (6.2%)$3,789
- Medicare (1.45%)$886
- Mississippi income tax$1,712
- Take-home pay$49,569
Marginal rate: 12% federal + 4.00% state
Loan Officer pay by experience in Jackson, MS
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $37,690 | $18.12 | $31,688 | $2,641 |
| 25th percentile | $46,210 | $22.22 | $38,193 | $3,183 |
| Median (50th) | $61,110 | $29.38 | $49,569 | $4,131 |
| 75th percentile | $83,570 | $40.18 | $65,011 | $5,418 |
| 90th percentile (top earners) | $132,180 | $63.55 | $97,056 | $8,088 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Mississippi resident, 2026 tax rules.
What $61,110 buys in Jackson, MS
Prices in Jackson, MS are 11.0% lower than the U.S. average (housing costs are 35% below the national average). Adjusted for local prices, a median loan officer's $49,569 take-home pay has the buying power of $55,666 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Jackson, MS has 1.7× the national concentration of loan officer jobs — a strong local market for this occupation.
Best-paying cities for loan officers, adjusted for cost of living
Jackson, MS ranks #60 of 86 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Des Moines, IA | $101,190 | $76,824 | $83,776 |
| 2 | Wichita, KS | $99,170 | $73,862 | $83,042 |
| 3 | Sioux Falls, SD | $81,380 | $66,081 | $72,912 |
| 4 | Bridgeport, CT | $103,850 | $77,752 | $72,758 |
| 5 | Minneapolis, MN | $102,200 | $75,301 | $71,837 |
| 6 | Denver, CO | $100,130 | $75,574 | $71,443 |
| 7 | Fayetteville, AR | $84,200 | $64,994 | $71,146 |
| 8 | Columbia, MO | $81,850 | $63,502 | $71,001 |
| 60 | Jackson, MS | $61,110 | $49,569 | $55,666 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 86 metros →
Frequently asked questions
How much does a loan officer make in Jackson, MS?
The median loan officer salary in the Jackson, MS metro area is $61,110 a year, or about $29.38 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $46,210 and $83,570.
What is a loan officer’s take-home pay in Jackson, MS?
On the median $61,110 salary, a single filer living in Mississippi takes home about $49,569 a year ($4,131 a month) after federal tax, Social Security, Medicare and $1,712 in Mississippi taxes in 2026.
Is Jackson, MS a good place to work as a loan officer?
Pay here is 20% below the national median of $76,690. Local prices are 11.0% below the U.S. average, so the take-home pay buys what $55,666 would in a typical U.S. city. Jackson, MS ranks #60 of 86 metro areas for cost-of-living-adjusted pay in this job.
Can a loan officer afford rent in Jackson, MS?
HUD’s fair market rent for a one-bedroom in Jackson, MS is $1,045 a month ($1,229 for two bedrooms) — 25% of a median loan officer’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Jackson, MS
- Project Management Specialist — $78,150
- Business Operations Specialists, All Other — $77,560
- Accountant and Auditor — $70,720
- Claims Adjusters, Examiners, and Investigators — $69,530
- Compliance Officer — $68,950
- Buyer and Purchasing Agent — $64,270
- Human Resources Specialist — $62,720
- Market Research Analyst and Marketing Specialist — $60,310
- Management Analyst — $59,030
- Training and Development Specialist — $51,130