Loan Officer Salary in Omaha, NE
Loan Officers in the Omaha, NE-IA metro area earn a median $80,300 a year — 5% more than the national median. After 2026 taxes, that is $62,547 take-home, or $5,212 a month.
Take-home pay calculator
Pre-filled with the median loan officer salary in Omaha, NE. Enter your own offer to see your paycheck.
- Federal income tax$8,836
- Social Security (6.2%)$4,979
- Medicare (1.45%)$1,164
- Nebraska income tax$2,774
- Take-home pay$62,547
Marginal rate: 22% federal + 4.55% state
The Omaha, NE-IA metro spans Nebraska, Iowa. Pick the state you live in — state income tax follows your residence.
Loan Officer pay by experience in Omaha, NE
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $50,550 | $24.30 | $41,376 | $3,448 |
| 25th percentile | $61,940 | $29.78 | $50,010 | $4,168 |
| Median (50th) | $80,300 | $38.61 | $62,547 | $5,212 |
| 75th percentile | $120,490 | $57.93 | $88,992 | $7,416 |
| 90th percentile (top earners) | $158,640 | $76.27 | $113,358 | $9,446 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Nebraska resident, 2026 tax rules.
What $80,300 buys in Omaha, NE
Prices in Omaha, NE are 8.1% lower than the U.S. average (housing costs are 14% below the national average). Adjusted for local prices, a median loan officer's $62,547 take-home pay has the buying power of $68,052 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Loan Officer jobs are about as common in Omaha, NE as in the U.S. overall (location quotient 1.04).
Best-paying cities for loan officers, adjusted for cost of living
Omaha, NE ranks #13 of 86 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Des Moines, IA | $101,190 | $76,824 | $83,776 |
| 2 | Wichita, KS | $99,170 | $73,862 | $83,042 |
| 3 | Sioux Falls, SD | $81,380 | $66,081 | $72,912 |
| 4 | Bridgeport, CT | $103,850 | $77,752 | $72,758 |
| 5 | Minneapolis, MN | $102,200 | $75,301 | $71,837 |
| 6 | Denver, CO | $100,130 | $75,574 | $71,443 |
| 7 | Fayetteville, AR | $84,200 | $64,994 | $71,146 |
| 8 | Columbia, MO | $81,850 | $63,502 | $71,001 |
| 13 | Omaha, NE | $80,300 | $62,547 | $68,052 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 86 metros →
Frequently asked questions
How much does a loan officer make in Omaha, NE?
The median loan officer salary in the Omaha, NE-IA metro area is $80,300 a year, or about $38.61 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $61,940 and $120,490.
What is a loan officer’s take-home pay in Omaha, NE?
On the median $80,300 salary, a single filer living in Nebraska takes home about $62,547 a year ($5,212 a month) after federal tax, Social Security, Medicare and $2,774 in Nebraska taxes in 2026.
Is Omaha, NE a good place to work as a loan officer?
Pay here is 5% above the national median of $76,690. Local prices are 8.1% below the U.S. average, so the take-home pay buys what $68,052 would in a typical U.S. city. Omaha, NE ranks #13 of 86 metro areas for cost-of-living-adjusted pay in this job.
Can a loan officer afford rent in Omaha, NE?
HUD’s fair market rent for a one-bedroom in Omaha, NE is $1,144 a month ($1,362 for two bedrooms) — 22% of a median loan officer’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Omaha, NE
- Financial and Investment Analyst — $87,850
- Project Management Specialist — $82,460
- Business Operations Specialists, All Other — $82,140
- Management Analyst — $81,740
- Personal Financial Advisor — $80,550
- Financial Examiner — $80,000
- Accountant and Auditor — $77,030
- Cost Estimator — $76,350
- Buyer and Purchasing Agent — $76,100
- Claims Adjusters, Examiners, and Investigators — $75,570
- Insurance Underwriter — $70,160
- Compliance Officer — $69,350