Insurance Underwriter Salary in Omaha, NE
Insurance Underwriters in the Omaha, NE-IA metro area earn a median $70,160 a year — 14% less than the national median. After 2026 taxes, that is $55,875 take-home, or $4,656 a month.
Take-home pay calculator
Pre-filled with the median insurance underwriter salary in Omaha, NE. Enter your own offer to see your paycheck.
- Federal income tax$6,605
- Social Security (6.2%)$4,350
- Medicare (1.45%)$1,017
- Nebraska income tax$2,313
- Take-home pay$55,875
Marginal rate: 22% federal + 4.55% state
The Omaha, NE-IA metro spans Nebraska, Iowa. Pick the state you live in — state income tax follows your residence.
Insurance Underwriter pay by experience in Omaha, NE
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $47,120 | $22.65 | $38,777 | $3,231 |
| 25th percentile | $57,040 | $27.42 | $46,296 | $3,858 |
| Median (50th) | $70,160 | $33.73 | $55,875 | $4,656 |
| 75th percentile | $86,090 | $41.39 | $66,357 | $5,530 |
| 90th percentile (top earners) | $104,910 | $50.44 | $78,740 | $6,562 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Nebraska resident, 2026 tax rules.
What $70,160 buys in Omaha, NE
Prices in Omaha, NE are 8.1% lower than the U.S. average (housing costs are 14% below the national average). Adjusted for local prices, a median insurance underwriter's $55,875 take-home pay has the buying power of $60,792 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Omaha, NE has 2.3× the national concentration of insurance underwriter jobs — a strong local market for this occupation.
Best-paying cities for insurance underwriters, adjusted for cost of living
Omaha, NE ranks #37 of 43 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Milwaukee, WI | $106,570 | $79,534 | $82,047 |
| 2 | Madison, WI | $95,130 | $72,093 | $74,103 |
| 3 | Hartford, CT | $100,690 | $75,702 | $73,679 |
| 4 | Denver, CO | $101,840 | $76,702 | $72,509 |
| 5 | Boston, MA | $106,170 | $78,432 | $72,444 |
| 6 | Chicago, IL | $99,840 | $74,270 | $71,693 |
| 7 | Atlanta, GA | $95,430 | $71,635 | $71,593 |
| 8 | Seattle, WA | $100,130 | $79,271 | $71,330 |
| 37 | Omaha, NE | $70,160 | $55,875 | $60,792 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 43 metros →
Frequently asked questions
How much does a insurance underwriter make in Omaha, NE?
The median insurance underwriter salary in the Omaha, NE-IA metro area is $70,160 a year, or about $33.73 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $57,040 and $86,090.
What is a insurance underwriter’s take-home pay in Omaha, NE?
On the median $70,160 salary, a single filer living in Nebraska takes home about $55,875 a year ($4,656 a month) after federal tax, Social Security, Medicare and $2,313 in Nebraska taxes in 2026.
Is Omaha, NE a good place to work as a insurance underwriter?
Pay here is 14% below the national median of $81,370. Local prices are 8.1% below the U.S. average, so the take-home pay buys what $60,792 would in a typical U.S. city. Omaha, NE ranks #37 of 43 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance underwriter afford rent in Omaha, NE?
HUD’s fair market rent for a one-bedroom in Omaha, NE is $1,144 a month ($1,362 for two bedrooms) — 25% of a median insurance underwriter’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Omaha, NE
- Financial and Investment Analyst — $87,850
- Project Management Specialist — $82,460
- Business Operations Specialists, All Other — $82,140
- Management Analyst — $81,740
- Personal Financial Advisor — $80,550
- Loan Officer — $80,300
- Financial Examiner — $80,000
- Accountant and Auditor — $77,030
- Cost Estimator — $76,350
- Buyer and Purchasing Agent — $76,100
- Claims Adjusters, Examiners, and Investigators — $75,570
- Compliance Officer — $69,350