Loan Officer Salary in Provo, UT
Loan Officers in the Provo-Orem-Lehi, UT metro area earn a median $56,570 a year — 26% less than the national median. After 2026 taxes, that is $46,054 take-home, or $3,838 a month.
Take-home pay calculator
Pre-filled with the median loan officer salary in Provo, UT. Enter your own offer to see your paycheck.
- Federal income tax$4,608
- Social Security (6.2%)$3,507
- Medicare (1.45%)$820
- Utah income tax$1,580
- Take-home pay$46,054
Marginal rate: 12% federal + 4.50% state
Loan Officer pay by experience in Provo, UT
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $36,170 | $17.39 | $30,581 | $2,548 |
| 25th percentile | $43,410 | $20.87 | $36,072 | $3,006 |
| Median (50th) | $56,570 | $27.20 | $46,054 | $3,838 |
| 75th percentile | $83,030 | $39.92 | $64,471 | $5,373 |
| 90th percentile (top earners) | $127,780 | $61.43 | $93,820 | $7,818 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Utah resident, 2026 tax rules.
What $56,570 buys in Provo, UT
Prices in Provo, UT are 1.8% lower than the U.S. average (housing costs are 1.04× the national average). Adjusted for local prices, a median loan officer's $46,054 take-home pay has the buying power of $46,883 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Provo, UT has 1.3× the national concentration of loan officer jobs — a strong local market for this occupation.
Best-paying cities for loan officers, adjusted for cost of living
Provo, UT ranks #84 of 86 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Des Moines, IA | $101,190 | $76,824 | $83,776 |
| 2 | Wichita, KS | $99,170 | $73,862 | $83,042 |
| 3 | Sioux Falls, SD | $81,380 | $66,081 | $72,912 |
| 4 | Bridgeport, CT | $103,850 | $77,752 | $72,758 |
| 5 | Minneapolis, MN | $102,200 | $75,301 | $71,837 |
| 6 | Denver, CO | $100,130 | $75,574 | $71,443 |
| 7 | Fayetteville, AR | $84,200 | $64,994 | $71,146 |
| 8 | Columbia, MO | $81,850 | $63,502 | $71,001 |
| 84 | Provo, UT | $56,570 | $46,054 | $46,883 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 86 metros →
Loan Officer salaries elsewhere in Utah
- Ogden, UT — $50,410
Frequently asked questions
How much does a loan officer make in Provo, UT?
The median loan officer salary in the Provo-Orem-Lehi, UT metro area is $56,570 a year, or about $27.20 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $43,410 and $83,030.
What is a loan officer’s take-home pay in Provo, UT?
On the median $56,570 salary, a single filer living in Utah takes home about $46,054 a year ($3,838 a month) after federal tax, Social Security, Medicare and $1,580 in Utah taxes in 2026.
Is Provo, UT a good place to work as a loan officer?
Pay here is 26% below the national median of $76,690. Local prices are 1.8% below the U.S. average, so the take-home pay buys what $46,883 would in a typical U.S. city. Provo, UT ranks #84 of 86 metro areas for cost-of-living-adjusted pay in this job.
Can a loan officer afford rent in Provo, UT?
HUD’s fair market rent for a one-bedroom in Provo, UT is $1,265 a month ($1,460 for two bedrooms) — 33% of a median loan officer’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Provo, UT
- Financial and Investment Analyst — $97,520
- Project Management Specialist — $88,180
- Cost Estimator — $77,570
- Accountant and Auditor — $75,700
- Human Resources Specialist — $73,330
- Financial Specialists, All Other — $68,000
- Buyer and Purchasing Agent — $67,910
- Management Analyst — $63,690
- Market Research Analyst and Marketing Specialist — $62,960
- Training and Development Specialist — $61,820
- Compliance Officer — $59,480