Microbiologist Salary in San Francisco, CA

Microbiologists in the San Francisco-Oakland-Fremont, CA metro area earn a median $130,070 a year — 48% more than the national median. After 2026 taxes, that is $90,611 take-home, or $7,551 a month.

Median salary
$130,070
$62.53 per hour
Typical range
$76,430 – $186,530
10th to 90th percentile
Jobs in San Francisco, CA
700
2.42× national concentration

Take-home pay calculator

Pre-filled with the median microbiologist salary in San Francisco, CA. Enter your own offer to see your paycheck.

Microbiologist in San Francisco, CA
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$90,611
per year · effective tax rate 30.3%
$7,551Monthly
$3,775Twice a month
$3,485Every 2 weeks
$43.56Hourly
  • Federal income tax$19,951
  • Social Security (6.2%)$8,064
  • Medicare (1.45%)$1,886
  • California income tax$7,867
  • CA State Disability Insurance (SDI)$1,691
  • Take-home pay$90,611

Marginal rate: 24% federal + 9.30% state

Microbiologist pay by experience in San Francisco, CA

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$76,430$36.75$58,703$4,892
25th percentile$108,520$52.17$77,900$6,492
Median (50th)$130,070$62.53$90,611$7,551
75th percentile$178,640$85.88$118,660$9,888
90th percentile (top earners)$186,530$89.68$123,343$10,279

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.

What $130,070 buys in San Francisco, CA

Prices in San Francisco, CA are 15.6% higher than the U.S. average (housing costs are 1.95× the national average). Adjusted for local prices, a median microbiologist's $90,611 take-home pay has the buying power of $78,374 in a typical American city.

1-bedroom rent
$2,620
35% of monthly take-home
2-bedroom rent
$3,187
42% of monthly take-home
Left after 1-BR rent
$4,931
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

San Francisco, CA has 2.4× the national concentration of microbiologist jobs — a strong local market for this occupation.

Best-paying cities for microbiologists, adjusted for cost of living

San Francisco, CA ranks #3 of 8 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Boston, MA $122,350$88,995$82,200
2Atlanta, GA $109,320$80,686$80,639
3San Francisco, CA $130,070$90,611$78,374
4Washington, DC $114,800$82,802$76,046
5Philadelphia, PA $101,990$77,449$75,520
6Chicago, IL $100,620$74,780$72,185
7Los Angeles, CA $100,420$73,061$64,333
8New York, NY $85,710$65,096$57,830

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 8 metros →

Microbiologist salaries elsewhere in California

Frequently asked questions

How much does a microbiologist make in San Francisco, CA?

The median microbiologist salary in the San Francisco-Oakland-Fremont, CA metro area is $130,070 a year, or about $62.53 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $108,520 and $178,640.

What is a microbiologist’s take-home pay in San Francisco, CA?

On the median $130,070 salary, a single filer living in California takes home about $90,611 a year ($7,551 a month) after federal tax, Social Security, Medicare and $9,558 in California taxes in 2026.

Is San Francisco, CA a good place to work as a microbiologist?

Pay here is 48% above the national median of $87,990. Local prices are 15.6% above the U.S. average, so the take-home pay buys what $78,374 would in a typical U.S. city. San Francisco, CA ranks #3 of 8 metro areas for cost-of-living-adjusted pay in this job.

Can a microbiologist afford rent in San Francisco, CA?

HUD’s fair market rent for a one-bedroom in San Francisco, CA is $2,620 a month ($3,187 for two bedrooms) — 35% of a median microbiologist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in San Francisco, CA →