Occupational Therapist Salary in Baltimore, MD
Occupational Therapists in the Baltimore-Columbia-Towson, MD metro area earn a median $105,490 a year — 5% more than the national median. After 2026 taxes, that is $78,395 take-home, or $6,533 a month.
Take-home pay calculator
Pre-filled with the median occupational therapist salary in Baltimore, MD. Enter your own offer to see your paycheck.
- Federal income tax$14,378
- Social Security (6.2%)$6,540
- Medicare (1.45%)$1,530
- Maryland income tax$4,647
- Take-home pay$78,395
Marginal rate: 22% federal + 4.75% state
Occupational Therapist pay by experience in Baltimore, MD
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $74,050 | $35.60 | $57,770 | $4,814 |
| 25th percentile | $85,460 | $41.09 | $65,255 | $5,438 |
| Median (50th) | $105,490 | $50.72 | $78,395 | $6,533 |
| 75th percentile | $119,700 | $57.55 | $87,684 | $7,307 |
| 90th percentile (top earners) | $128,960 | $62.00 | $93,592 | $7,799 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Maryland resident, 2026 tax rules.
What $105,490 buys in Baltimore, MD
Prices in Baltimore, MD are 4.5% higher than the U.S. average (housing costs are 1.18× the national average). Adjusted for local prices, a median occupational therapist's $78,395 take-home pay has the buying power of $75,029 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Occupational Therapist jobs are about as common in Baltimore, MD as in the U.S. overall (location quotient 0.84).
Best-paying cities for occupational therapists, adjusted for cost of living
Baltimore, MD ranks #42 of 65 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Austin, TX | $122,050 | $94,687 | $96,555 |
| 2 | San Antonio, TX | $107,650 | $84,562 | $89,279 |
| 3 | Fayetteville, AR | $107,830 | $80,696 | $88,334 |
| 4 | Little Rock, AR | $104,680 | $78,603 | $87,958 |
| 5 | Las Vegas, NV | $110,520 | $86,581 | $86,395 |
| 6 | Dayton, OH | $103,840 | $79,808 | $86,099 |
| 7 | San Jose, CA | $136,870 | $94,538 | $85,614 |
| 8 | Oklahoma City, OK | $103,080 | $77,254 | $85,450 |
| 42 | Baltimore, MD | $105,490 | $78,395 | $75,029 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 65 metros →
Frequently asked questions
How much does a occupational therapist make in Baltimore, MD?
The median occupational therapist salary in the Baltimore-Columbia-Towson, MD metro area is $105,490 a year, or about $50.72 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $85,460 and $119,700.
What is a occupational therapist’s take-home pay in Baltimore, MD?
On the median $105,490 salary, a single filer living in Maryland takes home about $78,395 a year ($6,533 a month) after federal tax, Social Security, Medicare and $4,647 in Maryland taxes in 2026.
Is Baltimore, MD a good place to work as a occupational therapist?
Pay here is 5% above the national median of $100,330. Local prices are 4.5% above the U.S. average, so the take-home pay buys what $75,029 would in a typical U.S. city. Baltimore, MD ranks #42 of 65 metro areas for cost-of-living-adjusted pay in this job.
Can a occupational therapist afford rent in Baltimore, MD?
HUD’s fair market rent for a one-bedroom in Baltimore, MD is $1,511 a month ($1,857 for two bedrooms) — 23% of a median occupational therapist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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