Occupational Therapist Salary in Miami, FL
Occupational Therapists in the Miami-Fort Lauderdale-West Palm Beach, FL metro area earn a median $101,480 a year — 1% more than the national median. After 2026 taxes, that is $80,221 take-home, or $6,685 a month.
Take-home pay calculator
Pre-filled with the median occupational therapist salary in Miami, FL. Enter your own offer to see your paycheck.
- Federal income tax$13,496
- Social Security (6.2%)$6,292
- Medicare (1.45%)$1,471
- Florida income tax$0
- Take-home pay$80,221
Marginal rate: 22% federal + 0.00% state
Occupational Therapist pay by experience in Miami, FL
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $66,670 | $32.05 | $55,732 | $4,644 |
| 25th percentile | $80,850 | $38.87 | $65,708 | $5,476 |
| Median (50th) | $101,480 | $48.79 | $80,221 | $6,685 |
| 75th percentile | $106,480 | $51.19 | $83,739 | $6,978 |
| 90th percentile (top earners) | $120,910 | $58.13 | $93,890 | $7,824 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.
What $101,480 buys in Miami, FL
Prices in Miami, FL are 14.2% higher than the U.S. average (housing costs are 1.56× the national average). Adjusted for local prices, a median occupational therapist's $80,221 take-home pay has the buying power of $70,274 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Occupational Therapist jobs are about as common in Miami, FL as in the U.S. overall (location quotient 0.87).
Best-paying cities for occupational therapists, adjusted for cost of living
Miami, FL ranks #54 of 65 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Austin, TX | $122,050 | $94,687 | $96,555 |
| 2 | San Antonio, TX | $107,650 | $84,562 | $89,279 |
| 3 | Fayetteville, AR | $107,830 | $80,696 | $88,334 |
| 4 | Little Rock, AR | $104,680 | $78,603 | $87,958 |
| 5 | Las Vegas, NV | $110,520 | $86,581 | $86,395 |
| 6 | Dayton, OH | $103,840 | $79,808 | $86,099 |
| 7 | San Jose, CA | $136,870 | $94,538 | $85,614 |
| 8 | Oklahoma City, OK | $103,080 | $77,254 | $85,450 |
| 54 | Miami, FL | $101,480 | $80,221 | $70,274 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 65 metros →
Occupational Therapist salaries elsewhere in Florida
- North Port, FL — $104,030
- Jacksonville, FL — $99,340
- Orlando, FL — $99,520
- Tampa, FL — $97,720
Frequently asked questions
How much does a occupational therapist make in Miami, FL?
The median occupational therapist salary in the Miami-Fort Lauderdale-West Palm Beach, FL metro area is $101,480 a year, or about $48.79 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $80,850 and $106,480.
What is a occupational therapist’s take-home pay in Miami, FL?
On the median $101,480 salary, a single filer living in Florida takes home about $80,221 a year ($6,685 a month) after federal tax, Social Security, Medicare in 2026.
Is Miami, FL a good place to work as a occupational therapist?
Pay here is 1% above the national median of $100,330. Local prices are 14.2% above the U.S. average, so the take-home pay buys what $70,274 would in a typical U.S. city. Miami, FL ranks #54 of 65 metro areas for cost-of-living-adjusted pay in this job.
Can a occupational therapist afford rent in Miami, FL?
HUD’s fair market rent for a one-bedroom in Miami, FL is $1,942 a month ($2,359 for two bedrooms) — 29% of a median occupational therapist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Miami, FL
- Psychiatrist — $239,200+
- Physicians, All Other — $232,960
- Dentists, General — $172,210
- Pharmacist — $135,210
- Physician Assistant — $132,360
- Nurse Practitioner — $131,340
- Veterinarian — $129,890
- Optometrist — $125,530
- Speech-Language Pathologist — $101,590
- Physical Therapist — $100,870
- Chiropractor — $97,300
- Registered Nurse — $91,380