Personal Financial Advisor Salary in Durham, NC

Personal Financial Advisors in the Durham-Chapel Hill, NC metro area earn a median $63,300 a year — 40% less than the national median. After 2026 taxes, that is $51,025 take-home, or $4,252 a month.

Median salary
$63,300
$30.43 per hour
Typical range
$48,790 – $138,010
10th to 90th percentile
Jobs in Durham, NC
1,510
2.56× national concentration

Take-home pay calculator

Pre-filled with the median personal financial advisor salary in Durham, NC. Enter your own offer to see your paycheck.

Personal Financial Advisor in Durham, NC
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$51,025
per year · effective tax rate 19.4%
$4,252Monthly
$2,126Twice a month
$1,962Every 2 weeks
$24.53Hourly
  • Federal income tax$5,416
  • Social Security (6.2%)$3,925
  • Medicare (1.45%)$918
  • North Carolina income tax$2,017
  • Take-home pay$51,025

Marginal rate: 12% federal + 3.99% state

Personal Financial Advisor pay by experience in Durham, NC

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$48,790$23.46$39,945$3,329
25th percentile$48,810$23.47$39,960$3,330
Median (50th)$63,300$30.43$51,025$4,252
75th percentile$80,660$38.78$62,865$5,239
90th percentile (top earners)$138,010$66.35$100,598$8,383

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, North Carolina resident, 2026 tax rules.

What $63,300 buys in Durham, NC

Prices in Durham, NC are 2.4% lower than the U.S. average (housing costs are 1% below the national average). Adjusted for local prices, a median personal financial advisor's $51,025 take-home pay has the buying power of $52,294 in a typical American city.

1-bedroom rent
$1,456
34% of monthly take-home
2-bedroom rent
$1,660
39% of monthly take-home
Left after 1-BR rent
$2,796
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Durham, NC has 2.6× the national concentration of personal financial advisor jobs — a strong local market for this occupation.

Best-paying cities for personal financial advisors, adjusted for cost of living

Durham, NC ranks #65 of 66 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1New York, NY $170,050$118,502$105,277
2Greensboro, NC $126,310$93,068$100,218
3Kansas City, MO $123,140$90,582$97,881
4Milwaukee, WI $125,810$91,970$94,876
5Madison, WI $126,000$92,090$94,658
6San Francisco, CA $160,610$108,248$93,629
7Bridgeport, CT $135,770$98,069$91,770
8Pittsburgh, PA $115,600$86,606$91,481
65Durham, NC$63,300$51,025$52,294

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 66 metros →

Personal Financial Advisor salaries elsewhere in North Carolina

Frequently asked questions

How much does a personal financial advisor make in Durham, NC?

The median personal financial advisor salary in the Durham-Chapel Hill, NC metro area is $63,300 a year, or about $30.43 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $48,810 and $80,660.

What is a personal financial advisor’s take-home pay in Durham, NC?

On the median $63,300 salary, a single filer living in North Carolina takes home about $51,025 a year ($4,252 a month) after federal tax, Social Security, Medicare and $2,017 in North Carolina taxes in 2026.

Is Durham, NC a good place to work as a personal financial advisor?

Pay here is 40% below the national median of $105,070. Local prices are 2.4% below the U.S. average, so the take-home pay buys what $52,294 would in a typical U.S. city. Durham, NC ranks #65 of 66 metro areas for cost-of-living-adjusted pay in this job.

Can a personal financial advisor afford rent in Durham, NC?

HUD’s fair market rent for a one-bedroom in Durham, NC is $1,456 a month ($1,660 for two bedrooms) — 34% of a median personal financial advisor’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Durham, NC

Cost of living & all salaries in Durham, NC →