Retail Salesperson Salary in Panama City, FL
Retail Salespersons in the Panama City-Panama City Beach, FL metro area earn a median $32,290 a year — 9% less than the national median. After 2026 taxes, that is $28,125 take-home, or $2,344 a month.
Take-home pay calculator
Pre-filled with the median retail salesperson salary in Panama City, FL. Enter your own offer to see your paycheck.
- Federal income tax$1,695
- Social Security (6.2%)$2,002
- Medicare (1.45%)$468
- Florida income tax$0
- Take-home pay$28,125
Marginal rate: 12% federal + 0.00% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Retail Salesperson pay by experience in Panama City, FL
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $27,550 | $13.25 | $24,297 | $2,025 |
| 25th percentile | $28,470 | $13.69 | $25,055 | $2,088 |
| Median (50th) | $32,290 | $15.52 | $28,125 | $2,344 |
| 75th percentile | $36,520 | $17.56 | $31,524 | $2,627 |
| 90th percentile (top earners) | $44,820 | $21.55 | $38,193 | $3,183 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.
What $32,290 buys in Panama City, FL
Prices in Panama City, FL are 2.7% lower than the U.S. average (housing costs are 4% below the national average). Adjusted for local prices, a median retail salesperson's $28,125 take-home pay has the buying power of $28,907 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Panama City, FL has 1.5× the national concentration of retail salesperson jobs — a strong local market for this occupation.
Best-paying cities for retail salespersons, adjusted for cost of living
Panama City, FL ranks #122 of 237 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Fargo, ND | $35,860 | $30,994 | $34,107 |
| 2 | St. Cloud, MN | $34,860 | $29,144 | $33,257 |
| 3 | Yakima, WA | $36,640 | $31,620 | $33,095 |
| 4 | Sioux Falls, SD | $34,600 | $29,981 | $33,080 |
| 5 | Rochester, MN | $36,000 | $29,999 | $33,030 |
| 6 | San Jose, CA | $44,220 | $36,378 | $32,944 |
| 7 | Duluth, MN | $34,650 | $28,986 | $32,654 |
| 8 | Rapid City, SD | $33,350 | $28,977 | $32,500 |
| 122 | Panama City, FL | $32,290 | $28,125 | $28,907 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 237 metros →
About the job: retail salespersons
Sell merchandise, such as furniture, motor vehicles, appliances, or apparel to consumers.
- Typical education
- No formal educational credential
- Work experience
- None required
- On-the-job training
- Short-term on-the-job training
- Job outlook, 2025–35
- -0.3% (slower than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Retail Salesperson salaries elsewhere in Florida
- Crestview, FL — $33,920
- Jacksonville, FL — $34,360
- North Port, FL — $35,160
- Naples, FL — $35,380
- Punta Gorda, FL — $34,290
- Sebastian, FL — $33,450
- Port St. Lucie, FL — $34,020
- Cape Coral, FL — $34,650
Frequently asked questions
How much does a retail salesperson make in Panama City, FL?
The median retail salesperson salary in the Panama City-Panama City Beach, FL metro area is $32,290 a year, or about $15.52 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $28,470 and $36,520.
What is a retail salesperson’s take-home pay in Panama City, FL?
On the median $32,290 salary, a single filer living in Florida takes home about $28,125 a year ($2,344 a month) after federal tax, Social Security, Medicare in 2026.
Is Panama City, FL a good place to work as a retail salesperson?
Pay here is 9% below the national median of $35,410. Local prices are 2.7% below the U.S. average, so the take-home pay buys what $28,907 would in a typical U.S. city. Panama City, FL ranks #122 of 237 metro areas for cost-of-living-adjusted pay in this job.
Can a retail salesperson afford rent in Panama City, FL?
HUD’s fair market rent for a one-bedroom in Panama City, FL is $1,413 a month ($1,601 for two bedrooms) — 60% of a median retail salesperson’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Panama City, FL
- Cashier — $29,080