Cashier Salary in Panama City, FL
Cashiers in the Panama City-Panama City Beach, FL metro area earn a median $29,080 a year — 12% less than the national median. After 2026 taxes, that is $25,546 take-home, or $2,129 a month.
Take-home pay calculator
Pre-filled with the median cashier salary in Panama City, FL. Enter your own offer to see your paycheck.
- Federal income tax$1,310
- Social Security (6.2%)$1,803
- Medicare (1.45%)$422
- Florida income tax$0
- Take-home pay$25,546
Marginal rate: 12% federal + 0.00% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Cashier pay by experience in Panama City, FL
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $27,040 | $13.00 | $23,877 | $1,990 |
| 25th percentile | $27,470 | $13.21 | $24,232 | $2,019 |
| Median (50th) | $29,080 | $13.98 | $25,546 | $2,129 |
| 75th percentile | $33,590 | $16.15 | $29,170 | $2,431 |
| 90th percentile (top earners) | $35,750 | $17.19 | $30,905 | $2,575 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.
What $29,080 buys in Panama City, FL
Prices in Panama City, FL are 2.7% lower than the U.S. average (housing costs are 4% below the national average). Adjusted for local prices, a median cashier's $25,546 take-home pay has the buying power of $26,256 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Panama City, FL has 1.4× the national concentration of cashier jobs — a strong local market for this occupation.
Best-paying cities for cashiers, adjusted for cost of living
Panama City, FL ranks #170 of 202 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Seattle, WA | $44,210 | $37,703 | $33,926 |
| 2 | Rochester, MN | $34,960 | $29,219 | $32,172 |
| 3 | San Jose, CA | $42,960 | $35,432 | $32,088 |
| 4 | Fargo, ND | $33,420 | $29,033 | $31,950 |
| 5 | Kennewick, WA | $36,610 | $31,596 | $31,571 |
| 6 | Duluth, MN | $33,020 | $27,764 | $31,277 |
| 7 | Spokane, WA | $36,290 | $31,339 | $31,231 |
| 8 | St. Cloud, MN | $32,480 | $27,359 | $31,220 |
| 170 | Panama City, FL | $29,080 | $25,546 | $26,256 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 202 metros →
About the job: cashiers
Receive and disburse money in establishments other than financial institutions. May use electronic scanners, cash registers, or related equipment. May process credit or debit card transactions and validate checks.
- Typical education
- No formal educational credential
- Work experience
- None required
- On-the-job training
- Short-term on-the-job training
- Job outlook, 2025–35
- -6.5% (declining)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Cashier salaries elsewhere in Florida
- Naples, FL — $34,220
- Crestview, FL — $31,000
- Tallahassee, FL — $29,180
- Lakeland, FL — $29,900
- Orlando, FL — $31,330
- Gainesville, FL — $29,710
- Pensacola, FL — $29,910
- Ocala, FL — $28,970
Frequently asked questions
How much does a cashier make in Panama City, FL?
The median cashier salary in the Panama City-Panama City Beach, FL metro area is $29,080 a year, or about $13.98 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $27,470 and $33,590.
What is a cashier’s take-home pay in Panama City, FL?
On the median $29,080 salary, a single filer living in Florida takes home about $25,546 a year ($2,129 a month) after federal tax, Social Security, Medicare in 2026.
Is Panama City, FL a good place to work as a cashier?
Pay here is 12% below the national median of $32,880. Local prices are 2.7% below the U.S. average, so the take-home pay buys what $26,256 would in a typical U.S. city. Panama City, FL ranks #170 of 202 metro areas for cost-of-living-adjusted pay in this job.
Can a cashier afford rent in Panama City, FL?
HUD’s fair market rent for a one-bedroom in Panama City, FL is $1,413 a month ($1,601 for two bedrooms) — 66% of a median cashier’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Panama City, FL
- Retail Salesperson — $32,290