Cashier Salary in St. Cloud, MN
Cashiers in the St. Cloud, MN metro area earn a median $32,480 a year — 1% less than the national median. After 2026 taxes, that is $27,359 take-home, or $2,280 a month.
Take-home pay calculator
Pre-filled with the median cashier salary in St. Cloud, MN. Enter your own offer to see your paycheck.
- Federal income tax$1,718
- Social Security (6.2%)$2,014
- Medicare (1.45%)$471
- Minnesota income tax$919
- Take-home pay$27,359
Marginal rate: 12% federal + 5.35% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Cashier pay by experience in St. Cloud, MN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $27,700 | $13.32 | $23,758 | $1,980 |
| 25th percentile | $28,970 | $13.93 | $24,726 | $2,061 |
| Median (50th) | $32,480 | $15.62 | $27,359 | $2,280 |
| 75th percentile | $35,700 | $17.16 | $29,774 | $2,481 |
| 90th percentile (top earners) | $38,710 | $18.61 | $32,031 | $2,669 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Minnesota resident, 2026 tax rules.
What $32,480 buys in St. Cloud, MN
Prices in St. Cloud, MN are 12.4% lower than the U.S. average (housing costs are 35% below the national average). Adjusted for local prices, a median cashier's $27,359 take-home pay has the buying power of $31,220 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
St. Cloud, MN has 1.2× the national concentration of cashier jobs — a strong local market for this occupation.
Best-paying cities for cashiers, adjusted for cost of living
St. Cloud, MN ranks #8 of 202 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Seattle, WA | $44,210 | $37,703 | $33,926 |
| 2 | Rochester, MN | $34,960 | $29,219 | $32,172 |
| 3 | San Jose, CA | $42,960 | $35,432 | $32,088 |
| 4 | Fargo, ND | $33,420 | $29,033 | $31,950 |
| 5 | Kennewick, WA | $36,610 | $31,596 | $31,571 |
| 6 | Duluth, MN | $33,020 | $27,764 | $31,277 |
| 7 | Spokane, WA | $36,290 | $31,339 | $31,231 |
| 8 | St. Cloud, MN | $32,480 | $27,359 | $31,220 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 202 metros →
About the job: cashiers
Receive and disburse money in establishments other than financial institutions. May use electronic scanners, cash registers, or related equipment. May process credit or debit card transactions and validate checks.
- Typical education
- No formal educational credential
- Work experience
- None required
- On-the-job training
- Short-term on-the-job training
- Job outlook, 2025–35
- -6.5% (declining)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Cashier salaries elsewhere in Minnesota
- Rochester, MN — $34,960
- Duluth, MN — $33,020
- Minneapolis, MN — $35,760
Frequently asked questions
How much does a cashier make in St. Cloud, MN?
The median cashier salary in the St. Cloud, MN metro area is $32,480 a year, or about $15.62 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $28,970 and $35,700.
What is a cashier’s take-home pay in St. Cloud, MN?
On the median $32,480 salary, a single filer living in Minnesota takes home about $27,359 a year ($2,280 a month) after federal tax, Social Security, Medicare and $919 in Minnesota taxes in 2026.
Is St. Cloud, MN a good place to work as a cashier?
Pay here is 1% below the national median of $32,880. Local prices are 12.4% below the U.S. average, so the take-home pay buys what $31,220 would in a typical U.S. city. St. Cloud, MN ranks #8 of 202 metro areas for cost-of-living-adjusted pay in this job.
Can a cashier afford rent in St. Cloud, MN?
HUD’s fair market rent for a one-bedroom in St. Cloud, MN is $919 a month ($1,206 for two bedrooms) — 40% of a median cashier’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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- Retail Salesperson — $34,860