Retail Salesperson Salary in St. Joseph, MO
Retail Salespersons in the St. Joseph, MO-KS metro area earn a median $31,770 a year — 10% less than the national median. After 2026 taxes, that is $27,151 take-home, or $2,263 a month.
Take-home pay calculator
Pre-filled with the median retail salesperson salary in St. Joseph, MO. Enter your own offer to see your paycheck.
- Federal income tax$1,632
- Social Security (6.2%)$1,970
- Medicare (1.45%)$461
- Missouri income tax$556
- Take-home pay$27,151
Marginal rate: 12% federal + 4.70% state
The St. Joseph, MO-KS metro spans Missouri, Kansas. Pick the state you live in — state income tax follows your residence.
Retail Salesperson pay by experience in St. Joseph, MO
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $28,600 | $13.75 | $24,753 | $2,063 |
| 25th percentile | $28,700 | $13.80 | $24,829 | $2,069 |
| Median (50th) | $31,770 | $15.27 | $27,151 | $2,263 |
| 75th percentile | $36,580 | $17.59 | $30,790 | $2,566 |
| 90th percentile (top earners) | $44,620 | $21.45 | $36,872 | $3,073 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Missouri resident, 2026 tax rules.
What $31,770 buys in St. Joseph, MO
Prices in St. Joseph, MO are 13.6% lower than the U.S. average (housing costs are 45% below the national average). Adjusted for local prices, a median retail salesperson's $27,151 take-home pay has the buying power of $31,432 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Retail Salesperson jobs are about as common in St. Joseph, MO as in the U.S. overall (location quotient 0.96).
Best-paying cities for retail salespersons, adjusted for cost of living
St. Joseph, MO ranks #40 of 387 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Minot, ND | $35,290 | $30,536 | $35,087 |
| 2 | Bismarck, ND | $36,730 | $31,693 | $34,818 |
| 3 | Wildwood, FL | $34,290 | $29,732 | $34,805 |
| 4 | Grand Forks, ND | $34,440 | $29,853 | $34,447 |
| 5 | Fargo, ND | $35,860 | $30,994 | $34,107 |
| 6 | Longview, WA | $38,680 | $33,259 | $34,096 |
| 7 | Lewiston, ID | $37,010 | $31,064 | $34,077 |
| 8 | St. Cloud, MN | $34,860 | $29,144 | $33,257 |
| 40 | St. Joseph, MO | $31,770 | $27,151 | $31,432 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 387 metros →
Retail Salesperson salaries elsewhere in Missouri
- Kansas City, MO — $34,320
- Joplin, MO — $30,740
- Springfield, MO — $31,760
- Cape Girardeau, MO — $30,250
- St. Louis, MO — $33,820
- Columbia, MO — $31,390
- Jefferson City, MO — $30,400
Frequently asked questions
How much does a retail salesperson make in St. Joseph, MO?
The median retail salesperson salary in the St. Joseph, MO-KS metro area is $31,770 a year, or about $15.27 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $28,700 and $36,580.
What is a retail salesperson’s take-home pay in St. Joseph, MO?
On the median $31,770 salary, a single filer living in Missouri takes home about $27,151 a year ($2,263 a month) after federal tax, Social Security, Medicare and $556 in Missouri taxes in 2026.
Is St. Joseph, MO a good place to work as a retail salesperson?
Pay here is 10% below the national median of $35,410. Local prices are 13.6% below the U.S. average, so the take-home pay buys what $31,432 would in a typical U.S. city. St. Joseph, MO ranks #40 of 387 metro areas for cost-of-living-adjusted pay in this job.
Can a retail salesperson afford rent in St. Joseph, MO?
HUD’s fair market rent for a one-bedroom in St. Joseph, MO is $832 a month ($1,077 for two bedrooms) — 37% of a median retail salesperson’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in St. Joseph, MO
- Cashier — $29,920